AEON Visa Gold credit card

Also available as MasterCard

AEON Visa Gold

The everyday AEON Visa Gold Credit Card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and exclusive privileges.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 5% cashback
  • 0% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM95.00 annual fee
  • Earn up to 1x reward point 

Get a Free Lenovo Tablet with AEON Credit Cards!

Get a Free Lenovo Tablet with AEON Credit Cards!

RinggitPlus will help you all the way! No wait for call, no paper form to fill in, just a simple chat.

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Because you should be rewarded for giving the bank your business

Get exclusive discounts at AEON participating merchants and earn 1X AEON MEMBER Points for every Ringgit spent! Accumulated AEON MEMBER Points can be exchanged for shopping, dining, and traveling vouchers. Points expire in 3 years so make sure you don't let them go to waste.
AEON Redemption Rewards Program
1 point on every RM1on retail spending
Your AEON Redemption Rewards Program earned expires in  3 years
Balance Transfer
Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about AEON Cards Balance Transfer Plan
Easy Payment Plan (EPP)
AEON 0% Instalment Payment Plan offers free instalments of up to 36 months at participating merchants. For all the other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months at Interest rates from as little as 2.5%.
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM500 
24 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months3.5% one-time upfront handling feefrom RM1000 
18 months5.5% one-time upfront handling feefrom RM2000 
Learn more about AEON Cards Flexi Payment Plan
Enjoy complimentary Plaza Premium Lounge access up to 3x per year for principal cardholder, Travel Personal Accident coverage up to RM1 million.
Travel CoverageSum Insured
Travel InsuranceUp to RM1000000
Delayed FlightUp to RM600
Lost LuggageUp to RM2000
Delayed LuggageUp to RM600
AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for first year
  • Waived when 12 swipes per year
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
AEON Cards Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

AEON Visa Gold review

What's so good (or not so good) about it?

Get on board and venture into the abundant rewards of AEON Visa Gold that gives you privilege access to Plaza Premium Lounge, excited reward scheme and round the clock travel assistance, just to list a few!

KLIA Plaza Premium Lounge

Stop wondering and poking your head around outside of KLIA Plaza Premium Lounge, have access right into it at no cost at all! 

This credit card gives you 3x complimentary access every year to enjoy the facilities and services including massage chair, high speed WiFi, wide selection of movies and TV channels and reading materials.

If you are not travelling alone, get your family and friends in too at 20% discount of the entry fee simply by charging it to your AEON Visa Gold card.

Swipe and Redeem

With every swipe of yours, you are closer to getting the item that you probably have been eyeing on long before. Every RM1 spent on your AEON credit card gives you back 1 reward point, no tricks behind!

Gather them and redeem items that you'll definitely find useful such as annual fee waiver, cosmetics and perfume for your lovely wife, IT gadgets and more!

Just as an appreciation, AEON invites you to shop especially at their AEON BiG Thank You Member Day. It happen every 28th of the month and for that day alone you can earn up to 5% Cashbacks capped at RM100 for Member Day.

International Love

Make AEON Visa Gold your loyal travel companion and bring the convenience that it offers everywhere you go as this card is recognised internationally at over 19 million establishments. The less cash you carry, the less worry you have!

Personalised Assistance

Pickpockets are everywhere, not just in Italy or Rome. If you find your wallet got stolen, chasing after the thief is really not a smart move, call AEON World Desk Centre that operates 24-hour a day right away to cancel your card!

Need help on hotel reservation because you're always too busy? Contact them too and they'll make the arrangement for you!

Comprehensive Insurance

Travelling is not all just about having fun, your family and your own safety are equally as important too! Entitle yourself and your family members to free travel personal accident insurance up to RM1,000,000 when you charge your flight tickets to AEON Visa Gold card.

Other than the coverage of death and permanent accident in which it'll compensate RM700,000 for cardholder, RM100,000 for first legal spouse and RM50,000 per child up to 4 children, it also covers luggage delay, loss of money and passport, travel delay and the list goes on!

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