AEON Visa Gold

The everyday AEON Visa Gold Credit Card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and exclusive privileges.

AEON Visa GoldCashback & Rewards
Min. Income
RM3,000/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREEReebook SpinDrop Watchwhen you apply through RinggitPlus3

Reebook SpinDrop Watch

Cashback

Get 5% Cashback when you spend on AEON Thank You Members Day and 2% Cashback on AEON Members Day when you shop at any AEON Outlet.

Cashback categoryCashback rateMonthly capSpend
AEON BiG Thank You Members Day5%RM100any amount monthly

Rewards

Get exclusive discounts at AEON participating merchants and earn 1X AEON MEMBER Points for every Ringgit spent! Accumulated AEON MEMBER Points can be exchanged for shopping, dining, and traveling vouchers. Points expire in 3 years so make sure you don't let them go to waste.

AEON Redemption Rewards Program
EarnSpend
1 point on every RM1on retail spending

Travel

Enjoy complimentary Plaza Premium Lounge access up to 3x per year for principal cardholder, Travel Personal Accident coverage up to RM1 million.

Travel CoverageSum Insured
Personal AccidentUp to RM200,000
Delayed FlightUp to RM400
Delayed LuggageUp to RM400

Premium

AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations.

Balance Transfer

Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

AEON 0% Instalment Payment Plan offers free instalments of up to 36 months at participating merchants. For all the other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months at Interest rates from as little as 2.5%.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM95 primary card

    Free for first year,12 swipes per year

  • RM60 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM3,000

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 0% interest for six months on a transferred credit card balance from any other bank. No fees and no extra charges

Review

Get on board and venture into the abundant rewards of AEON Visa Gold that gives you privilege access to Plaza Premium Lounge, excited reward scheme and round the clock travel assistance, just to list a few!

KLIA Plaza Premium Lounge

Stop wondering and poking your head around outside of KLIA Plaza Premium Lounge, have access right into it at no cost at all! 

This credit card gives you 3x complimentary access every year to enjoy the facilities and services including massage chair, high speed WiFi, wide selection of movies and TV channels and reading materials.

If you are not travelling alone, get your family and friends in too at 20% discount of the entry fee simply by charging it to your AEON Visa Gold card.

Swipe and Redeem

With every swipe of yours, you are closer to getting the item that you probably have been eyeing on long before. Every RM1 spent on your AEON credit card gives you back 1 reward point, no tricks behind!

Gather them and redeem items that you'll definitely find useful such as annual fee waiver, cosmetics and perfume for your lovely wife, IT gadgets and more!

Just as an appreciation, AEON invites you to shop especially at their AEON BiG Thank You Member Day. It happen every 28th of the month and for that day alone you can earn up to 5% Cashbacks capped at RM100 for Member Day.

International Love

Make AEON Visa Gold your loyal travel companion and bring the convenience that it offers everywhere you go as this card is recognised internationally at over 19 million establishments. The less cash you carry, the less worry you have!

Personalised Assistance

Pickpockets are everywhere, not just in Italy or Rome. If you find your wallet got stolen, chasing after the thief is really not a smart move, call AEON World Desk Centre that operates 24-hour a day right away to cancel your card!

Need help on hotel reservation because you're always too busy? Contact them too and they'll make the arrangement for you!

Comprehensive Insurance

Travelling is not all just about having fun, your family and your own safety are equally as important too! Entitle yourself and your family members to free travel personal accident insurance up to RM1,000,000 when you charge your flight tickets to AEON Visa Gold card.

Other than the coverage of death and permanent accident in which it'll compensate RM700,000 for cardholder, RM100,000 for first legal spouse and RM50,000 per child up to 4 children, it also covers luggage delay, loss of money and passport, travel delay and the list goes on!