10% cashback at BHPetrol stations
Maximize Fuel Savings & Earn Rewards with AFFIN BHPetrol Mastercard
The AFFIN BHPetrol Mastercard is not just another fuel cashback card; it’s a gateway to free rewards, exclusive perks, and smarter spending. Whether you’re looking to save on petrol, redeem exciting gifts, or enjoy flexible payment plans, this card offers a well-rounded package tailored for frequent drivers and savvy shoppers.
Get Rewarded for Every Ringgit Spent
Step into a world of exciting rewards and free gifts with AFFIN Bank’s AFFIN Rewards Program. Every time you swipe your card on retail purchases, you’ll earn:
- 1X AFFIN Rewards Point for every RM1 spent
- Redeem points for gifts, vouchers, and lifestyle perks
- Browse and redeem rewards from the AFFIN Rewards catalogue
Here's how to want to accelerate your points collection:
- Sign up for other AFFIN Bank products and services to unlock bonus points.
- Encourage supplementary cardholders to spend with their cards—every swipe counts!
Fuel Up and Get Cashback at BHPetrol
One of the biggest advantages of the AFFIN BHPetrol Mastercard is the cashback you earn every time you refuel at BHPetrol stations. Whether you drive to work daily or take frequent road trips, you can enjoy up to 10% cashback on your fuel purchases, helping you cut down on petrol expenses.
Here’s how the cashback works:
| Day of Transaction | Previous Balance in Card Account | Cashback Rate |
| Weekdays (Monday – Friday) | Any amount | 2% |
| Weekends (Saturday – Sunday) | RM3,000 and above | 10% |
| Weekends (Saturday – Sunday) | Below RM3,000 | 5% |
Cashback is capped at RM50 per month and is applicable only for fuel purchases at BHPetrol stations.
Convert Points into Air Miles for Free Flights
If you love to travel, you’ll be happy to know that your AFFIN Rewards Points can be converted into:
- Enrich Points
- AirAsia BIG Points
- Batik Air Club Points
This allows you to redeem complimentary flights and other travel perks, making your everyday spending work towards your next vacation.
Annual Fee Waiver
No one likes paying annual fees, and with the AFFIN BHPetrol Mastercard, you can enjoy a waiver for the first year. For subsequent years, the waiver is automatically granted when you meet one of these conditions:
- Spend a minimum of RM2,400 per year OR
- Make at least 12 retail transactions per year
This makes it easy to maintain the card at no extra cost, as long as you actively use it.
Flexible Instalment Plans for Big Purchases
The AFFIN BHPetrol Mastercard comes with a variety of flexible payment plans that allow you to manage your finances more efficiently. Whether you need to consolidate credit card debts, convert large purchases into smaller payments, or get extra cash when needed, this card has you covered.
| Plan | Description |
| Balance Transfer Instalment Plan (BTiP) | Transfer your outstanding balances from other credit cards and repay over 36 months at lower interest rates. |
| Fixed Payment Plan (FPP) | Convert large purchases into affordable monthly instalments for up to 36 months. |
| Cash-on-Call Instalment Plan (CIP) | Get cash advances from your credit card and repay in monthly instalments for up to 24 months. |
| Easy Payment Plan (EPP) | Enjoy 0% interest-free instalments at participating merchants. |
| Auto Balance Conversion (ABC) | Convert unpaid balances into manageable repayments at 13% p.a. |
These options ensure maximum flexibility, allowing you to control your spending without financial strain.
Protection & Security for Cardholders
To safeguard your financial security, the AFFIN World Mastercard offers exclusive protection plans for both conventional and Islamic cardholders.
| Plan | Description |
| AFFIN Credit Shield | Provides protection coverage for AFFIN Bank cardholders. |
| AFFIN Takaful myCredit | Offers Islamic-compliant protection for AFFIN ISLAMIC cardholders. |
These protection plans ensure that your credit card debts are covered in case of unexpected circumstances.
The AFFIN BHPetrol Mastercard stands out as one of the best credit cards for fuel savings in Malaysia. With up to 10% cashback on petrol, a generous rewards program, air miles conversion, and flexible repayment options, this card provides a well-rounded package that benefits both frequent drivers and everyday spenders.
