AFFIN DUO Mastercard Rewards

Life gets more rewarding whenever you spend on dining, groceries and petrol with AFFIN Mastercard Rewards. Earn up to 3X AFFIN Rewards Points!

AFFIN DUO Mastercard RewardsReward yourself!
Min. Income
RM2,000/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Get 3X AFFIN Rewards Points for every RM1 transaction on dining, groceries shopping and petrol fueling. The more you spend, the more rewards points you can earn.

AFFIN Rewards Points
EarnSpend
3 points on every RM1on dining, groceries and petrol

Petrol

With every RM1 transaction made on petrol fueling, earn up to 3X AFFIN Rewards Points.

Premium

Redeem merchandise(s), voucher(s), and/or airmiles points with AFFIN Rewards Points.

Balance Transfer

Free yourself from multiple credit card debts with Affin Bank Balance Transfer Instalment Plan that offers you one-time interest rate charges as low as 2% over period of up to 36 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 2% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4% one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5% one-time upfront handling feefrom RM2,000
24 months0% p.a. and 6% one-time upfront handling feefrom RM2,000
36 months0% p.a. and 7% one-time upfront handling feefrom RM3,000
Learn more about AffinBank Balance Transfer Installment Plan

Easy Payment Plans

Affin Bank EiPlan offers you flexible payment terms from 6 months to 36 months on any retail purchase. One-time interest rate starts from 2%.

AffinBank EiPlan
Pay OverWith Interest Rate AtWhen You Spend
6 months2% one-time upfront handling feeRM500
12 months4% one-time upfront handling feeRM1,000
18 months5% one-time upfront handling feeRM2,000
24 months6% one-time upfront handling feeRM2,000
36 months7% one-time upfront handling feeRM3,000
Learn more about AffinBank EiPlan

Fees & Charges

Annual Fee
  • RM75 primary card

    Free for first 3 years

    Waived when you swipe minimum 12 times on retail transactions in a year

  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
5% of outstanding amount
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AffinBank EiPlan
AffinBank Easy Installment Plan converts your retail shopping into easy monthly payments. It's a simple and easy way to make shopping affordable.
Cash Advance / Cash Loan
Affin Cash On Call Instalment Plan
Say hello to ONE-TIME upfront interest for as low as 6% and a fixed repayment tenure when you borrow up to 90% of your credit limit.
Balance Transfer Plans
AffinBank Balance Transfer Installment Plan
Get Balance Transfers from 6 to 36 months with low one-time upfront interest charge starting. Tame your credit card bills now with Affin Bank!

Review

Up to 3X AFFIN Rewards Points with AFFIN DUO Mastercard Rewards

Elevate your lifestyle with AFFIN DUO Mastercard Rewards credit card, a card that works hard in rewarding you up to 3X on your lifestyle spends. 

Get AFFIN DUO Visa Cash Back credit card that comes as a pair when you apply for this credit card too!

So how can you earn the rewards points? It is as easy as pie!

Every time you spend at least RM1 when you're out dining with your friends or family using AFFIN DUO Mastercard Rewards credit card, you could earn 3X AFFIN Rewards Points.

Even groceries shopping and petrol fueling could grant you 3X AFFIN Rewards Points too. The more you spend, the more rewards points you can collect.

Now with unlimited points to earn, you can enjoy the freedom to maximise your AFFIN Rewards Points by redeeming variants of merchandise, voucher and/or airmiles.

Annual fee waiver

For the first 3 years, the AFFIN DUO Mastercard Rewards is free of charge. Once approved, all you need to pay is the Sales and Service Tax of RM25.

On the subsequent year, the annual fee for Principal card is RM75 and RM30 for Supplementary card.

Nonetheless, you still get to enjoy the annual fee waiver when you swipe minimum 12 times on retail transactions in a year.

Get a financial peace of mind with AFFIN Credit Shield 

Have an outstanding balance on your monthly statement? Worry not! 

Sign up for AFFIN Credit Shield -- an insurance protection plan that pays your outstanding balance of your credit card should an unforeseen event occurs and affect your finances.

This insurance protection plan covers until the age of 65 years which include:

  • Death benefit: up to a maximum of RM300,000 of insured's credit card outstanding statement balance
  • Total and Permanent Disability (TPD) benefit: up to a maximum of RM300,000 of insured's credit card outstanding statement balance

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