Spend & Earn Rewards
AFFIN Bank "Switch and Be Rewarded" Credit Card Campaign
Ready for an amazing welcome gift? Switch to an AFFIN credit card today and get rewarded for your very first purchase!
From now until 31 December 2025, apply for a new AFFIN Credit Card and receive 10,000 AFFIN Rewards Points or enjoy a lifetime annual fee waiver when you make your first transaction. Terms and conditions apply!
Who can join this campaign?
To be eligible for this offer, you just need to meet these criteria:
- You must apply for a principal AFFIN Bank/ AFFIN Islamic Bank Credit Card/-i.
- Get your card approved during the Campaign Period.
- Your application must be submitted through AFFIN's online channels and approved during the Campaign Period.
- Your account must be in good standing with a valid Eligible Card throughout the Campaign Period and at the time of campaign fulfilment.
Who is not eligible to participate?
The following persons are NOT eligible to participate in the Campaign:
- Existing principal or supplementary Cardmembers who apply for an additional AFFIN Card during the Campaign Period.
- Individuals who cancelled any existing AFFIN Cards in the past twelve (12) months prior to the new application date.
- Cardmembers who are in default of payment, or whose accounts have been suspended, blacklisted, cancelled, or terminated at any time during the Campaign Period or fulfilment.
- Cardmembers suspected of fraudulent, unlawful, or wrongful acts related to their accounts.
- Non-individual customers (e.g., sole proprietorships, corporate entities, associations, etc.).
- Cardmembers who have been declared bankrupt or are subject to bankruptcy proceedings.
- Cardmembers whose accounts are held with the Bank are delinquent or unsatisfactorily conducted.
How do I receive the rewards?
To snag either the 10,000 AFFIN Reward Points or the lifetime annual fee waiver, just make sure you activate your card and hit the required retail transactions within 45 days of your card's approval. What you get will depend on your card type and how many transactions you make.
| Reward | Eligible Card Types | Qualifying Criteria |
| 10,000 Reward Points | - AFFIN Invikta credit card/-i - AFFIN World credit card/-i - AFFIN Avance credit card/-i - AFFIN Avance Affiliate credit card/-i - AFFIN Duo+ Mastercard Rewards credit card/-i - AFFIN Duo Mastercard Rewards /-i - AFFIN UKM credit cards /-i - AFFIN MPN credit card/-i - AFFIN UiTM credit card /-i | Activate and perform one (1) retail transaction of any amount with each Eligible Card. |
| Lifetime Annual Fee Waiver | - AFFIN Invikta credit card/-i - AFFIN World credit card/-i - AFFIN Duo+ credit card/-i - AFFIN Duo credit card/-i | Activate and perform three (3) retail transactions of any amount with each Eligible Card. |
Important things to note!
Referring to the terms and conditions, here are some things that you should take note of:
- Each eligible cardmember is entitled to win one prize only.
- Unlawful transactions, and transactions such as cash withdrawals, cash advances, balance transfers, EPP monthly instalments, fees or charges, outstanding balance payments, and payments to government bodies, utilities and charities are not considered eligible retail spending.
- The rewards points are non-transferable and cannot be exchanged for cash.
When will I receive my rewards?
You'll get your Reward Points automatically added to your Eligible Card account within eight (8) weeks after the Campaign Period ends.
These points are valid for three (3) years from when they're added, so make sure to use or redeem them within that time frame, as outlined in the terms and conditions.
What are you waiting for? This is the perfect time to switch and discover the benefits of an AFFIN credit card. Apply now and get your rewards! If you have any questions, give AFFIN Bank a call at 03-8230 2222 for more information.
AFFIN INVIKTA Visa Infinite - The Ultimate Card for World-Class Exclusivity
The AFFIN INVIKTA Visa Infinite is meticulously designed for the high-net-worth individual, offering an elite suite of privileges, superior travel benefits, and maximum reward potential. Positioned as a premier card, it provides a lot of access, comfort, and financial flexibility, ensuring a world-class experience with every transaction.
Maximise Your Earnings with Accelerated AFFIN Rewards Points
The card’s rewards structure is specifically geared toward the global traveler, turning your international spending into rapid points accumulation.
| Transaction Type | AFFIN Rewards Points Earned |
| Overseas Transactions | 5X AFFIN Rewards Points per RM1 spent |
| Local Transactions | 1X AFFIN Rewards Point per RM1 spent |
The exceptional 5X point multiplier on overseas purchases ensures that your major international expenditures rapidly build up your rewards balance. These highly valuable points can be seamlessly redeemed for premium merchandise, vouchers, or converted into air miles through the AFFIN Rewards portal. (Note: Transactions for charity, government, and petrol are excluded.)
Elite Travel And Leisure Privileges
The AFFIN INVIKTA Visa Infinite redefines comfortable and exclusive travel and leisure:
- 12X Complimentary Plaza Premium Lounge Access: Enjoy comfortness with a generous 12 complimentary visits annually to Plaza Premium Lounges located in Malaysia and selected countries worldwide. Cardholders and accompanying guests also receive a 25% access discount in Malaysia and 20% access discount overseas for additional visits.
- Complimentary Golf Privileges: Golf enthusiasts receive Complimentary Green Fees and exclusive access to play at the finest golf courses across Malaysia and selected Southeast Asian countries.
Flexible Financial Management
The card offers comprehensive instalment and transfer plans to ensure you maintain complete control over your finances:
| Instalment Plan | Description | Tenure |
| Balance Transfer Instalment Plan (BTiP) | Transfer outstanding balances from other credit cards and repay over time at a low one-time interest rate. | Up to 36 months |
| Fixed Payment Plan (FPP) | Convert large purchases into fixed, manageable monthly instalments. | Up to 36 months |
| Cash-on-Call Instalment Plan (CIP) | Get extra cash from your credit limit when needed. | Up to 24 months |
| Easy Payment Plan (EPP) | Enjoy 0% interest-free instalments when shopping at participating merchant outlets. | Varies by merchants |
| Auto Balance Conversion (ABC) | Automatically convert unpaid balances into lower-interest repayments. | 13% p.a. |
Financial Protection with AFFIN Credit Shield
For ultimate peace of mind, the card includes AFFIN Credit Shield. This protection plan safeguards your financial well-being by covering outstanding balances in the event of unexpected financial difficulties or unforeseen circumstances, ensuring your liabilities are protected.
The AFFIN INVIKTA Visa Infinite truly caters to a luxury lifestyle, pairing high-earning potential with top-tier access and robust financial management.
Eligibility To Apply For AFFIN INVIKTA Visa Infinite
The minimum eligibility requirements are an age of 21 years old and above for the principal cardmember and 18 years old and above for the supplementary cardmember. Plus, you are required to have at least minimum annual income of RM120,000.
Documents To Prepare For Your Application
Please prepare these documents to make your application for AFFIN INVIKTA Visa Infinite card smoother:
Salaried Employee (Prepare at least one of these documents)
- Multinational Company, Public Listed and Subsidiaries Companies
- Latest 1 month salary slip
- Latest EPF statement
- Latest EA Form
- Form B/BE with tax payment receipt
- Other Companies/Non-Multinational Company
- Latest EPF statement printed from AFFIN kiosk
- Form B/BE with tax payment receipt
- Latest 1 month salary slip supported with latest EPF statement or latest bank statement showing 3 months salary crediting
- Government or Semi Government
- Latest 1 month salary slip
Self Employed
- Form B/BE with tax payment receipt
Commision Earner
- Latest 6 months commission statement and bank statement showing 6 months commission crediting
- Form B/BE with tax payment receipt
- CP58 Statement or Summary of Annual Commission Statement
