Spend & Earn Rewards
AFFIN INVIKTA Visa Infinite - The Ultimate Card for World-Class Exclusivity
The AFFIN INVIKTA Visa Infinite is meticulously designed for the high-net-worth individual, offering an elite suite of privileges, superior travel benefits, and maximum reward potential. Positioned as a premier card, it provides a lot of access, comfort, and financial flexibility, ensuring a world-class experience with every transaction.
Maximise Your Earnings with Accelerated AFFIN Rewards Points
The card’s rewards structure is specifically geared toward the global traveler, turning your international spending into rapid points accumulation.
| Transaction Type | AFFIN Rewards Points Earned |
| Overseas Transactions | 5X AFFIN Rewards Points per RM1 spent |
| Local Transactions | 1X AFFIN Rewards Point per RM1 spent |
The exceptional 5X point multiplier on overseas purchases ensures that your major international expenditures rapidly build up your rewards balance. These highly valuable points can be seamlessly redeemed for premium merchandise, vouchers, or converted into air miles through the AFFIN Rewards portal. (Note: Transactions for charity, government, and petrol are excluded.)
Elite Travel And Leisure Privileges
The AFFIN INVIKTA Visa Infinite redefines comfortable and exclusive travel and leisure:
- 12X Complimentary Plaza Premium Lounge Access: Enjoy comfortness with a generous 12 complimentary visits annually to Plaza Premium Lounges located in Malaysia and selected countries worldwide. Cardholders and accompanying guests also receive a 25% access discount in Malaysia and 20% access discount overseas for additional visits.
- Complimentary Golf Privileges: Golf enthusiasts receive Complimentary Green Fees and exclusive access to play at the finest golf courses across Malaysia and selected Southeast Asian countries.
Flexible Financial Management
The card offers comprehensive instalment and transfer plans to ensure you maintain complete control over your finances:
| Instalment Plan | Description | Tenure |
| Balance Transfer Instalment Plan (BTiP) | Transfer outstanding balances from other credit cards and repay over time at a low one-time interest rate. | Up to 36 months |
| Fixed Payment Plan (FPP) | Convert large purchases into fixed, manageable monthly instalments. | Up to 36 months |
| Cash-on-Call Instalment Plan (CIP) | Get extra cash from your credit limit when needed. | Up to 24 months |
| Easy Payment Plan (EPP) | Enjoy 0% interest-free instalments when shopping at participating merchant outlets. | Varies by merchants |
| Auto Balance Conversion (ABC) | Automatically convert unpaid balances into lower-interest repayments. | 13% p.a. |
Financial Protection with AFFIN Credit Shield
For ultimate peace of mind, the card includes AFFIN Credit Shield. This protection plan safeguards your financial well-being by covering outstanding balances in the event of unexpected financial difficulties or unforeseen circumstances, ensuring your liabilities are protected.
The AFFIN INVIKTA Visa Infinite truly caters to a luxury lifestyle, pairing high-earning potential with top-tier access and robust financial management.
Eligibility To Apply For AFFIN INVIKTA Visa Infinite
The minimum eligibility requirements are an age of 21 years old and above for the principal cardmember and 18 years old and above for the supplementary cardmember. Plus, you are required to have at least minimum annual income of RM120,000.
Documents To Prepare For Your Application
Please prepare these documents to make your application for AFFIN INVIKTA Visa Infinite card smoother:
Salaried Employee (Prepare at least one of these documents)
- Multinational Company, Public Listed and Subsidiaries Companies
- Latest 1 month salary slip
- Latest EPF statement
- Latest EA Form
- Form B/BE with tax payment receipt
- Other Companies/Non-Multinational Company
- Latest EPF statement printed from AFFIN kiosk
- Form B/BE with tax payment receipt
- Latest 1 month salary slip supported with latest EPF statement or latest bank statement showing 3 months salary crediting
- Government or Semi Government
- Latest 1 month salary slip
Self Employed
- Form B/BE with tax payment receipt
Commision Earner
- Latest 6 months commission statement and bank statement showing 6 months commission crediting
- Form B/BE with tax payment receipt
- CP58 Statement or Summary of Annual Commission Statement
