1x rewards point for all retail spend
Get an Annual Fee Waiver with AFFIN Islamic Mastercard Gold
Upgrade your credit card to AFFIN Islamic MasterCard Gold, eligible for those earning 24,000 annually, aged 21 years and above.
All you need to pay upon credit card approval and anniversary date is the Sales and Service Tax of RM25.
This Gold MasterCard credit card charges an annual fee of RM150 for the principal card, and RM75 for the supplementary card; however, these annual fees are waived for the first year.
You can still enjoy an annual fee waiver when you spend RM24,000 in a year or swipe 12 times per year in subsequent years.
AFFIN Rewards Points
Enter a gateway of rewards with the AFFIN Islamic MasterCard credit card.
By spending every Ringgit on retail transactions locally and overseas, you earn 1x AFFIN Rewards Point.
Collect AFFIN Rewards Points to redeem exciting items ranging from air miles, merchandise, gift vouchers, gadgets and many more!
Flexible Credit Lines
For your information, the AFFIN Islamic MasterCard credit card will have a facility limit of a maximum of 2 times your monthly income.
That said, you can have the freedom to use this credit card to meet your financial needs.
For example, you can use a Balance Transfer plan to settle all your credit card(s) outstanding or a Cash Instalment Plan to supplement your cash needs.
You can also enjoy 0% EPP with this basic credit card at participating merchants with the bank.
You are also allowed to withdraw cash from your credit card at an ATM machine for up to 25% of your facility limit.
Charity Contributions
The best part about this basic credit card from Affin Islamic Bank is that for every retail purchase you have made, the bank will contribute a small percentage of that transaction to selected charity organizations - that's a merit point for you!
AFFIN Islamic Mastercard Gold, for Halal Goods and Services only
Just so you know, the AFFIN Islamic MasterCard credit card can be used at over 30 million merchants worldwide - but there is a catch.
Since this is a Shariah-compliant credit card, you can only use it to purchase and pay for goods and services that are Halal (permissible).
The Islamic bank has the right to block any transactions that are not Halal such as gambling, liquor, cigarette, dating and escort services, among others.
