Earn AFFIN Rewards Points with AFFIN Islamic Platinum Mastercard
Enter a gateway of rewards with the AFFIN Islamic MasterCard credit card. By spending every Ringgit on a local retail transaction, you earn 1x AFFIN Rewards Point. While for overseas spending, you will get 2x AFFIN Rewards Points for every RM1.
The accumulated points then can be redeemed with exciting items ranging from merchandise, gift vouchers, gadget and many more.
Annual Fee Waiver
If you earn RM30,000 annually, aged 21 years and above, you can get your hands on AFFIN Islamic Platinum MasterCard.
All you need to pay upon credit card approval and anniversary date is the Sales and Service Tax of RM25.
For the first year, the annual fee of RM300 for the principal card and RM150 for the supplementary card is waived.
You can still enjoy an annual fee waiver when you spend RM36,000 in a year or swipe 12 times per year.
Halal Goods and Services only
Just so you know, AFFIN Islamic MasterCard credit cards can be used at over 30 million merchants worldwide - but there is a catch.
Since this is a Shariah-compliant credit card, you can only use it to purchase and pay for goods and services that are Halal (permissible) only.
The Islamic bank has the right to block any transactions that are not Halal such as gambling, liquor, cigarette, dating and escort services, among others.
Flexible Credit Lines
To meet your varied financial needs, the AFFIN Islamic MasterCard credit card offers a range of lines of credits with flexible repayment methods at competitive rates.
For example, you can use Balance Transfer plan to settle all your credit card(s) outstanding or Cash Instalment Plan to supplement your cash needs.
You can also enjoy 0% EPP with this basic credit card at participating merchants with the bank.
You are also allowed to withdraw cash from your credit card at an ATM machine for up to 90% of your facility limit.
Give Back to the Society with AFFIN Islamic Platinum Mastercard
The best part about this credit card from Affin Islamic Bank is that for every retail purchase you have made, the bank will contribute a small percentage of that transaction to selected charity organizations - that's a merit point for you!