Annual Fee Waiver
If you earn RM48,000 annually, aged 21 years and above, you can get your hand on AFFIN Islamic MasterCard Platinum. All you need to pay upon credit card approval and anniversary date is the Sales and Service Tax of RM25.
For the first year, the annual fee of RM300 for the principal card and RM150 for supplementary card is waived. You can still enjoy annual fee waiver when you spend RM36,000 in a year or swipe 12 times per year.
AFFIN Rewards Points
Enter a gateway of rewards with AFFIN Islamic MasterCard credit card. By spending every Ringgit on retail transaction locally, you earn 1 AFFIN Rewards Points, whereas 2 AFFIN Rewards Points when spending overseas.
The accumulated points then can be redeemed with exciting items ranging from merchandise, gift vouchers, gadget and many more.
Halal Goods and Services only
Just so you know, AFFIN Islamic MasterCard credit card can be used at over 30 million merchants worldwide - but there is a catch. Since this is a Shariah compliant credit card, you can only use to purchase and pay for goods and services that are Halal (permissible) only.
The Islamic bank has the rights to block any transactions that are not Halal such as gambling, liquor, cigarette, dating and escort services, among others.
Complimentary Takaful Coverage
Travel with peace of mind when you charge full airline fare with AFFIN Islamic MasterCard credit card as you will be covered up to RM1 million Flight & Travel Personal Accident Takaful.
This coverage is inclusive of compensation for travel inconveniences in case your flight is missed or delayed, or you baggage is lost or delayed.
Besides that, you will also get a complimentary Funeral Expenses Coverage of RM1,000, which can go toward easing the expenses in difficult time.
Flexible Credit Lines
To meet your varied financial needs, AFFIN Islamic MasterCard credit card offers a range of line of credits with flexible repayment methods at competitive rates.
For example, you can use Balance Transfer plan to settle all your credit card(s) outstanding or Cash Instalment Plan to supplement your cash needs. You can also enjoy 0% EPP with this basic credit card at participating merchants with the bank.
You are also allowed to withdraw cash from your credit card at ATM machine up to 90% of your facility limit.
The best part about this credit card from Affin Islamic Bank is that for every retail purchase you have made, the bank will contribute a small percentage of that transaction to selected charity organizations - that's a merit point for you!