Enjoy an Annual Fee Waiver with AFFIN Islamic World Mastercard
Elevate your income status and get the recognition you deserve with the AFFIN Islamic World MasterCard credit card.
All you need to pay upon credit card approval and anniversary date is the Sales and Service Tax of RM25.
For the first year, Affin Islamic Bank waives the annual fee of RM500 for the principal card and RM400 for the supplementary card is waived.
You can still enjoy an annual fee waiver when you spend RM48,000 in a year or swipe 12 times per year.
AFFIN Rewards Points
AFFIN Islamic World MasterCard will be a rewarding credit card to carry around in your wallet all over the world.
This is because you can earn 1x AFFIN Rewards Point when you spent every Ringgit on retail transactions locally.
Meanwhile, every RM1 spent on overseas retail transactions gets you 3x AFFIN Rewards Points.
The accumulated points then can be redeemed for exciting items ranging from merchandise, gift vouchers, gadget and many more.
Complimentary Airport Lounge Access
Beat the long queue and crowded boarding room with 6 times access per year at participating Plaza Premium Lounge in the region and selected airports overseas.
Just spend a minimum of RM2,500 on the latest month's credit card statement to enjoy this luxury.
Not spending that much? No worries, you and your guest(s) may still get discounts of up to 25% at the selected Plaza Premium Lounges.
And the best part is, children aged 2 years and below will get free access to the airport lounges at all times.
Find out more details about the airport lounge benefit in the T&C here. Check out the list of participating Plaza Premium Lounges as well while you're at it!
AFFIN Islamic World Mastercard Golf Privilege Program
All AFFIN Islamic World MasterCard credit cardholders will get to participate 2 sub-programs under this Golf Privilege Program, subject to a minimum spending of RM2,000 in the previous month's statement or RM24,000 per annum:
- 3x Complimentary Green Fees at selected golf clubs in Malaysia and Indonesia
- Exclusive access at a preferred rate at 4 golf clubs in Singapore, Vietnam, Thailand and the Philippines.
Complimentary Takaful Coverage
Travel with peace of mind when you charge full airline fare with an AFFIN Islamic World MasterCard credit card as you will be covered up to RM1 million Flight and Travel Personal Accident Takaful.
That's not all, you will also get an additional Personal Accident Takaful coverage of up to RM100,000.
This coverage is inclusive of compensation for travel inconveniences in case your flight is missed or delayed, or your baggage is lost or delayed.
Besides that, you will also get a complimentary Funeral Expenses Coverage of RM1,000, which can go toward easing the expenses at a difficult time.
Flexible Credit Lines
To meet your varied financial needs, the AFFIN Islamic World MasterCard credit card offers a range of lines of credit with flexible repayment methods at competitive rates.
For example, you can use a Balance Transfer plan to settle all your credit card(s) outstanding or Cash Instalment Plan to supplement your cash needs.
You can also enjoy 0% EPP with this basic credit card at participating merchants with the bank.
You are also allowed to withdraw cash from your credit card at an ATM machine for up to 70% of your facility limit.
Halal Goods and Services only
Just so you know, the AFFIN Islamic World MasterCard credit card can be used at over 30 million merchants worldwide - but there is a catch.
Since this is a Shariah-compliant credit card, you can only use it to purchase and pay for goods and services that are Halal (permissible) only.
The Islamic bank has the right to block any transactions that are not Halal such as gambling, liquor, cigarette, dating and escort services, among others.
Charity Contribution Through AFFIN Islamic World Mastercard
The best part about this credit card from Affin Islamic Bank is that for every retail purchase you have made, the bank will contribute a small percentage of that transaction to selected charity organizations - that's a merit point for you!