Premium travel & lifestyle benefits
AFFIN Bank "Switch and Be Rewarded" Credit Card Campaign
Ready for an amazing welcome gift? Switch to an AFFIN credit card today and get rewarded for your very first purchase!
From now until 31 December 2025, apply for a new AFFIN Credit Card and receive 10,000 AFFIN Rewards Points or enjoy a lifetime annual fee waiver when you make your first transaction. Terms and conditions apply!
Who can join this campaign?
To be eligible for this offer, you just need to meet these criteria:
- You must apply for a principal AFFIN Bank/ AFFIN Islamic Bank Credit Card/-i.
- Get your card approved during the Campaign Period.
- Your application must be submitted through AFFIN's online channels and approved during the Campaign Period.
- Your account must be in good standing with a valid Eligible Card throughout the Campaign Period and at the time of campaign fulfilment.
Who is not eligible to participate?
The following persons are NOT eligible to participate in the Campaign:
- Existing principal or supplementary Cardmembers who apply for an additional AFFIN Card during the Campaign Period.
- Individuals who cancelled any existing AFFIN Cards in the past twelve (12) months prior to the new application date.
- Cardmembers who are in default of payment, or whose accounts have been suspended, blacklisted, cancelled, or terminated at any time during the Campaign Period or fulfilment.
- Cardmembers suspected of fraudulent, unlawful, or wrongful acts related to their accounts.
- Non-individual customers (e.g., sole proprietorships, corporate entities, associations, etc.).
- Cardmembers who have been declared bankrupt or are subject to bankruptcy proceedings.
- Cardmembers whose accounts are held with the Bank are delinquent or unsatisfactorily conducted.
How do I receive the rewards?
To snag either the 10,000 AFFIN Reward Points or the lifetime annual fee waiver, just make sure you activate your card and hit the required retail transactions within 45 days of your card's approval. What you get will depend on your card type and how many transactions you make.
| Reward | Eligible Card Types | Qualifying Criteria |
| 10,000 Reward Points | - AFFIN Invikta credit card/-i - AFFIN World credit card/-i - AFFIN Avance credit card/-i - AFFIN Avance Affiliate credit card/-i - AFFIN Duo+ Mastercard Rewards credit card/-i - AFFIN Duo Mastercard Rewards /-i - AFFIN UKM credit cards /-i - AFFIN MPN credit card/-i - AFFIN UiTM credit card /-i |
Activate and perform one (1) retail transaction of any amount with each Eligible Card. |
| Lifetime Annual Fee Waiver | - AFFIN Invikta credit card/-i - AFFIN World credit card/-i - AFFIN Duo+ credit card/-i - AFFIN Duo credit card/-i |
Activate and perform three (3) retail transactions of any amount with each Eligible Card. |
Important things to note!
Referring to the terms and conditions, here are some things that you should take note of:
- Each eligible cardmember is entitled to win one prize only.
- Unlawful transactions, and transactions such as cash withdrawals, cash advances, balance transfers, EPP monthly instalments, fees or charges, outstanding balance payments, and payments to government bodies, utilities and charities are not considered eligible retail spending.
- The rewards points are non-transferable and cannot be exchanged for cash.
When will I receive my rewards?
You'll get your Reward Points automatically added to your Eligible Card account within eight (8) weeks after the Campaign Period ends.
These points are valid for three (3) years from when they're added, so make sure to use or redeem them within that time frame, as outlined in the terms and conditions.
What are you waiting for? This is the perfect time to switch and discover the benefits of an AFFIN credit card. Apply now and get your rewards! If you have any questions, give AFFIN Bank a call at 03-8230 2222 for more information.
Enjoy Premium Shariah-Compliant Privileges with AFFIN World Mastercard-i
For those who demand exclusivity, financial flexibility, and a card that aligns with their values, the AFFIN World Mastercard-i is the ultimate choice. Designed for affluent professionals, high-spending individuals, and frequent travelers, this premium credit card offers a combination of luxury, convenience, and rewards while ensuring that all transactions remain fully Shariah-compliant. Whether you are looking for travel perks, exclusive golf access, or a rewarding spending experience, this card delivers unparalleled benefits while staying true to Islamic banking principles.
Complimentary Green Fees at Prestigious Golf Courses
Golf enthusiasts will appreciate the complimentary green fees and VIP access to some of the most prestigious golf courses in Malaysia and select Southeast Asian countries. Whether you are playing for leisure, networking with business associates, or honing your skills, this privilege allows you to enjoy world-class golfing experiences without incurring additional charges.
As an AFFIN World Mastercard-i cardholder, you gain access to an elite selection of golf courses where you can play at your convenience. This benefit not only adds value to your card membership but also enhances your overall golfing experience.
Refer here for List of Participating Golf Clubs and Golf Privilege Terms & Conditions.
6X Complimentary Plaza Premium Lounge Access
Frequent travelers will enjoy the VIP treatment and comfort that comes with complimentary access to Plaza Premium Lounges in Malaysia and selected international airports. With up to six (6) complimentary lounge visits per year, you can enjoy a peaceful and luxurious environment while waiting for your flight.
Plaza Premium Lounges offer a wide range of exclusive amenities, including:
- Comfortable seating and quiet spaces to unwind
- Complimentary food and beverages
- High-speed Wi-Fi for seamless connectivity
- Private workstations for business travelers
Even if you exceed the six free visits, you can still enjoy exclusive discounts on lounge access:
- 25% discount on Plaza Premium Lounge entries in Malaysia
- 20% discount on Plaza Premium Lounge access in overseas locations
Refer here for Lounge Access Terms & Conditions
Earn Rewards with AFFIN Rewards Points
The AFFIN World Mastercard-i allows you to maximize your spending power by earning reward points on every transaction, which can be redeemed for exclusive rewards, vouchers, and lifestyle perks.
| Transaction Type | AFFIN Rewards Points Earned |
| Overseas Transactions | 3X AFFIN Rewards Points |
| Local Transactions | 1X AFFIN Rewards Points |
Note: Charity, government, and petrol transactions are excluded from earning rewards.
These reward points allow you to unlock a wide range of benefits, making every transaction more rewarding. Whether you are shopping, dining, or traveling, your purchases bring you closer to exciting redemptions such as Enrich Points, AirAsia BiG Points, Malindo Miles and many more!
Exclusive 24-Hour Dedicated Concierge Service
Enjoy the luxury of having a dedicated concierge service available 24/7 to assist you with a variety of needs, including:
- Travel arrangements, including hotel bookings and flight reservations
- Dining recommendations and restaurant reservations
- Ticket bookings for concerts, shows, and special events
- Personal shopping assistance and gift sourcing
This exclusive privilege ensures that wherever you are in the world, your personal assistant is just a phone call away.
Charity Contribution on Retail Transactions
As part of its commitment to social responsibility, AFFIN Islamic Bank contributes a portion of your retail transactions to selected charity organizations. This means that every time you use your credit card for shopping, dining, or travel, you are also making a positive impact in the community.
This unique feature allows you to spend with purpose, knowing that your transactions support charitable causes and help those in need.
Shariah-Compliant Spending
The AFFIN World Mastercard-i is strictly Shariah-compliant, meaning it can only be used for Halal (permissible) goods and services. Transactions related to gambling, alcohol, cigarettes, dating services, and other non-Halal activities may be restricted or blocked by the bank.
This ensures that all card usage remains aligned with Islamic financial principles, providing peace of mind for cardholders who prioritize ethical spending.
Annual Fee Waiver – Enjoy the First Year Free
The annual fee for the AFFIN World Mastercard-i is waived for the first year. Cardholders can continue to enjoy this waiver if they meet one of the following criteria:
- Spend a minimum of RM48,000 per year
- Make at least 12 retail transactions per year (any amount)
For high-income individuals looking for a Shariah-compliant credit card, the AFFIN World Mastercard-i is an outstanding choice. With its exclusive golf privileges, luxurious travel benefits, and rewarding spending program, this card is ideal for those who want financial flexibility and premium lifestyle perks while ensuring that all transactions remain ethically and religiously compliant.
