Annual Fee Waiver
Elevate your income status and get the recognition your deserve with AFFIN Islamic World MasterCard credit card. All you need to pay upon credit card approval and anniversary date is the Sales and Service Tax of RM25.
For the first year, Affin Islamic Bank waives the annual fee of RM500 for the principal card and RM400 for supplementary card is waived. You can still enjoy annual fee waiver when you spend RM48,000 in a year or swipe 12 times per year.
AFFIN Rewards Points
AFFIN Islamic World MasterCard will be a rewarding credit card to carry around in your wallet all over the world. This is because you can earn 1 AFFIN Rewards Points when you spent every Ringgit on retail transaction locally and overseas.
The accumulated points then can be redeemed with exciting items ranging from merchandise, gift vouchers, gadget and many more.
Airport Lounge Access
Beat the long queue and crowded boarding room with 6 times access per year at Plaza Premium Lounge in the region and Saudi Arabia. Just spend a minimum of RM2,000 in the latest month's credit card statement or RM24,000 per year to enjoy this luxury.
Besides, you and your guest(s) will also get discounts up to 25% at all Plaza Premium Lounges. And the best part is, children aged 2 years and below will get free access to the airport lounges at all time.
Golf Privilege Program
All AFFIN Islamic MasterCard credit cardholders will get to participate 2 sub-programs under this Golf Privilege Program, subject to a minimum spending of RM2,000 in the previous month's statement or RM24,000 per annum:
- 3x Complimentary Green Fees at selected golf clubs in Malaysia and Indonesia
- Exclusive access at a preferred rate at 4 golf clubs in Singapore, Vietnam, Thailand and Philippines.
Complimentary Takaful Coverage
Travel with peace of mind when you charge full airline fare with AFFIN Islamic MasterCard credit card as you will be covered up to RM1 million Flight & Travel Personal Accident Takaful. That's not all, you will also get an additional Personal Accident Takaful coverage of up to RM100,000.
This coverage is inclusive of compensation for travel inconveniences in case your flight is missed or delayed, or you baggage is lost or delayed.
Besides that, you will also get a complimentary Funeral Expenses Coverage of RM1,000, which can go toward easing the expenses in difficult time.
Flexible Credit Lines
To meet your varied financial needs, AFFIN Islamic MasterCard credit card offers a range of line of credits with flexible repayment methods at competitive rates.
For example, you can use Balance Transfer plan to settle all your credit card(s) outstanding or Cash Instalment Plan to supplement your cash needs. You can also enjoy 0% EPP with this basic credit card at participating merchants with the bank.
You are also allowed to withdraw cash from your credit card at ATM machine up to 70% of your facility limit.
Halal Goods and Services only
Just so you know, AFFIN Islamic MasterCard credit card can be used at over 30 million merchants worldwide - but there is a catch. Since this is a Shariah compliant credit card, you can only use to purchase and pay for goods and services that are Halal (permissible) only.
The Islamic bank has the rights to block any transactions that are not Halal such as gambling, liquor, cigarette, dating and escort services, among others.
The best part about this credit card from Affin Islamic Bank is that for every retail purchase you have made, the bank will contribute a small percentage of that transaction to selected charity organizations - that's a merit point for you!