Premium travel & lifestyle benefits
Enjoy Premium Shariah-Compliant Privileges with AFFIN World Mastercard-i
For those who demand exclusivity, financial flexibility, and a card that aligns with their values, the AFFIN World Mastercard-i is the ultimate choice. Designed for affluent professionals, high-spending individuals, and frequent travelers, this premium credit card offers a combination of luxury, convenience, and rewards while ensuring that all transactions remain fully Shariah-compliant. Whether you are looking for travel perks, exclusive golf access, or a rewarding spending experience, this card delivers unparalleled benefits while staying true to Islamic banking principles.
Complimentary Green Fees at Prestigious Golf Courses
Golf enthusiasts will appreciate the complimentary green fees and VIP access to some of the most prestigious golf courses in Malaysia and select Southeast Asian countries. Whether you are playing for leisure, networking with business associates, or honing your skills, this privilege allows you to enjoy world-class golfing experiences without incurring additional charges.
As an AFFIN World Mastercard-i cardholder, you gain access to an elite selection of golf courses where you can play at your convenience. This benefit not only adds value to your card membership but also enhances your overall golfing experience.
Refer here for List of Participating Golf Clubs and Golf Privilege Terms & Conditions.
6X Complimentary Plaza Premium Lounge Access
Frequent travelers will enjoy the VIP treatment and comfort that comes with complimentary access to Plaza Premium Lounges in Malaysia and selected international airports. With up to six (6) complimentary lounge visits per year, you can enjoy a peaceful and luxurious environment while waiting for your flight.
Plaza Premium Lounges offer a wide range of exclusive amenities, including:
- Comfortable seating and quiet spaces to unwind
- Complimentary food and beverages
- High-speed Wi-Fi for seamless connectivity
- Private workstations for business travelers
Even if you exceed the six free visits, you can still enjoy exclusive discounts on lounge access:
- 25% discount on Plaza Premium Lounge entries in Malaysia
- 20% discount on Plaza Premium Lounge access in overseas locations
Refer here for Lounge Access Terms & Conditions
Earn Rewards with AFFIN Rewards Points
The AFFIN World Mastercard-i allows you to maximize your spending power by earning reward points on every transaction, which can be redeemed for exclusive rewards, vouchers, and lifestyle perks.
| Transaction Type | AFFIN Rewards Points Earned |
| Overseas Transactions | 3X AFFIN Rewards Points |
| Local Transactions | 1X AFFIN Rewards Points |
Note: Charity, government, and petrol transactions are excluded from earning rewards.
These reward points allow you to unlock a wide range of benefits, making every transaction more rewarding. Whether you are shopping, dining, or traveling, your purchases bring you closer to exciting redemptions such as Enrich Points, AirAsia BiG Points, Malindo Miles and many more!
Exclusive 24-Hour Dedicated Concierge Service
Enjoy the luxury of having a dedicated concierge service available 24/7 to assist you with a variety of needs, including:
- Travel arrangements, including hotel bookings and flight reservations
- Dining recommendations and restaurant reservations
- Ticket bookings for concerts, shows, and special events
- Personal shopping assistance and gift sourcing
This exclusive privilege ensures that wherever you are in the world, your personal assistant is just a phone call away.
Charity Contribution on Retail Transactions
As part of its commitment to social responsibility, AFFIN Islamic Bank contributes a portion of your retail transactions to selected charity organizations. This means that every time you use your credit card for shopping, dining, or travel, you are also making a positive impact in the community.
This unique feature allows you to spend with purpose, knowing that your transactions support charitable causes and help those in need.
Shariah-Compliant Spending
The AFFIN World Mastercard-i is strictly Shariah-compliant, meaning it can only be used for Halal (permissible) goods and services. Transactions related to gambling, alcohol, cigarettes, dating services, and other non-Halal activities may be restricted or blocked by the bank.
This ensures that all card usage remains aligned with Islamic financial principles, providing peace of mind for cardholders who prioritize ethical spending.
Annual Fee Waiver – Enjoy the First Year Free
The annual fee for the AFFIN World Mastercard-i is waived for the first year. Cardholders can continue to enjoy this waiver if they meet one of the following criteria:
- Spend a minimum of RM48,000 per year
- Make at least 12 retail transactions per year (any amount)
For high-income individuals looking for a Shariah-compliant credit card, the AFFIN World Mastercard-i is an outstanding choice. With its exclusive golf privileges, luxurious travel benefits, and rewarding spending program, this card is ideal for those who want financial flexibility and premium lifestyle perks while ensuring that all transactions remain ethically and religiously compliant.
