AFFIN World Mastercard-i
An elite travel credit card which gives you rewards points, golf privileges, airport lounge access, an annual fee waiver and personalised MasterCard services.
Premium travel & lifestyle benefitsProduct summary
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free*
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 12% p.a.
- Interest-free
- 20 days
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Rewards
Earn 3x AFFIN Rewards Points to redeem various items under this loyalty program for every Ringgit spent on retail purchases overseas. Local retail spending gets you 1x AFFIN Rewards Points. Please note that spending criteria that have been excluded include charity, government and petrol transactions. The accumulated points can also be converted to air miles from Enrich Points, AirAsia BiG Points and Malindo Miles.
| Earn | Spend |
|---|---|
| 3 points on every RM1 | on all overseas retail transactions |
| 1 point on every RM1 | on local retail transactions |
Travel
Enjoy 6X complimentary access to participating Plaza Premium Lounge in Malaysia and selected countries, subject to a minimum of RM3,000 in the latest credit card statement. Your accompanying guest(s) can also enjoy a 25% discount on all Plaza Premium Lounges in Malaysia, including a 20% discount on access to overseas PPL. You as the Principal cardholder can enjoy these discounts too, given you've used up the free passes or if you didn't get to reach the spending amount criteria.
Balance Transfer
Simplify your credit card debt with the AFFIN Bank Balance Transfer Instalment Plan (BTiP). Transfer your outstanding balance from other banks and enjoy a one-time interest rate as low as 2% with a flexible repayment period of up to 36 months.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 12 months | 0% p.a.and no one-time upfront handling fee | from RM2,000 |
Easy Payment Plans
Need to make a big purchase? With AFFIN 0% Easy Payment Plan (EPP), you can shop at participating merchants and split your payments into 0% interest-free instalments. Enjoy flexible repayment terms and ease your cash flow without paying extra charges.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 18 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 60 months | 0% p.a. and no one-time upfront handling fee | RM500 |
Fees & Charges
- Annual Fee
- RM500 primary card
First year free
Waived when you spend RM48,000 or swipe 12 times on retail transactions per year on the subsequent years
- RM400 supplementary card
- RM500 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- 5% of outstanding amount
- Late Payment Fee
- 1% of outstanding amount
- Cash withdrawal Fee
- RM20 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Daily Maximum Cash Withdrawal
- Up to 70%
- Contact-less Payment Methods
- MasterCard PayPass
Requirements
- Minimum Annual Income
- RM80,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- AFFIN 0% Easy Payment Plan
- AffinBank Easy Installment Plan lets you split your retail purchases into manageable monthly payments, making shopping more affordable and hassle-free.
- Cash Advance / Cash Loan
- Affin Cash On Call Instalment Plan
- Say hello to ONE-TIME upfront interest for as low as 6% and a fixed repayment tenure when you borrow up to 90% of your credit limit.
- Balance Transfer Plans
- AffinBank Balance Transfer Installment Plan
- Tame your credit card bills and transfer your outstanding balance to a new Affin Bank credit card for 12 months at 0% one-time upfront interest.
Review
Credit Card » Affin Islamic Bank
AFFIN Visa Business Platinum-i
- Min. Income
- RM10,000/month
- Annual Fee
- Free*
- Cashback
- up to 1%
AFFIN World Mastercard-i
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free*
- Cashback
- No
AFFIN Platinum Mastercard-i
- Min. Income
- RM2,500/month
- Annual Fee
- Free
- Cashback
- No
AFFIN Mastercard Gold-i
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
AFFIN Mastercard Basic-i
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
