AIAFAM-BSN Visa Platinum Business

Get a AIAFAM life insurance you deserve at a discount and also enjoy more savings whenever you make any retail purchases, be it local or overseas!

AIAFAM-BSN Visa Platinum BusinessInsurance Rebate
Min. Income
Annual Fee
up to 0.8%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
13.5% p.a.
20 days


Receive 0.8% cash back whenever you charge your AIAFAM life insurance payment to your credit card or you can opt to turn it into a 12 months installment Zero Interest Plan (ZIP). Also, enjoy 0.4% cash back for any local or overseas retail purchases!

Cashback categoryCashback rateMonthly capSpend
AIAFAM Insurance Premium0.8%uncappedfrom RM601 up to  in a single receipt
Local And Overseas Retail0.4%uncappedany amount in a single receipt


Go on a vacation with a peace of mind with complimentary travel insurance coverage up to RM300,000 when you purchase a flight ticket with your credit card. You'll also be financially protected against lost or delay of luggage, flight delay and missed connecting flights.

Travel CoverageSum Insured
Travel InsuranceUp to RM300,000
Delayed FlightUp to RM600
Missed FlightUp to RM600
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM2,000


Enjoy exclusive discounts and privileges from selected hotels, restaurants and retail outlets around the globe. Get yourself a free BSN Zing PLUSMiles Touch 'n Go Card which will auto reload RM100 and charge your credit card whenever the balance falls below RM50.

Balance Transfer

Manage your credit card debts easier with BSN Balance Transfer Programme and enjoy 0% interest rate for the first half of your repayment for 12 and 24 months tenure.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a.and no one-time upfront handling feefrom RM500
12 months4.5% p.a. and no one-time upfront handling feefrom RM500
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.88% p.a. and no one-time upfront handling feefrom RM2,000
48 months6.5% p.a. and no one-time upfront handling feefrom RM3,000
Learn more about BSN Balance Transfer Programme

Easy Payment Plans

With BSN Easy Pay Plan, you can now have flexible repayment between 3-36 months at no interest charges on your purchases at any participating merchants. Pay only an extra of one-time 3-5% handling fee with BSN Instalment-Pay when you shop at any non-participating merchant.

BSN EasyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about BSN EasyPay
BSN Instalment-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% one-time upfront handling feeRM500
12 months4% one-time upfront handling feeRM1,000
24 months5% one-time upfront handling feeRM2,000
Learn more about BSN Instalment-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM - supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM10 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Members Only


Easy Payment Plan
BSN EasyPay
Buy whatever you want with BSN EasyPay and enjoy a flexible instalment plan with 0% interest.
BSN Instalment-Pay
Shop now and pay later! Pay for your shopping at zero interest for up to 24 months. You only need to pay a one-time upfront fee.
Cash Advance / Cash Loan
BSN EasyCash
Need fast cash for an emergency? BSN EasyCash allows you to access cash up to 80% of your credit card limit at a low interest rate starting from 0%.
Balance Transfer Plans
BSN Balance Transfer Programme
Transfer your outstanding debts from any other credit cards to BSN. Consolidate your credit card bills with a low interest flexible payment package.


Being part of AIAFAM (AIA Insurance Agency Force Association Malaysia) has its benefits and privileges, whether you're a policyholder of AIAFAM life insurance or a member of theirs as an agent or employee. Read on to discover the perks you can get out of the strategic partnership of BSN with AIAFAM!

Bottomless Cash Back with AIAFAM-BSN Visa Platinum Business

As straightforward as it sounds, uncapped cash back is what you get with AIAFAM-BSN Visa Platinum Business credit card. 

Enjoy 0.8% cash back on your AIAFAM life insurance premium when you charge the premium to your credit card.

You can either choose to rake in the 0.8% cash back or opt to convert your premium payment into 12 months installment with zero interest. 

If you are tight on cash but life insurance is something you would not compromise on, zero interest installment plan will come in handy to ease your burden.

That's not all the cash back you are entitled to! Get 0.4% unlimited cash back on other retail transactions such as auto-billing, online purchase, magazine subscription and many more regardless of local or oversea transactions.

No Annual Fee

What's all the cash back you can get if you have to pay a humungous fee every year? 

With AIAFAM-BSN Visa Platinum Business credit card lifetime annual fee waiver, you can enjoy all the benefits down to every single bit for free!

Always remember to settle your dues every month to avoid paying for interest charges, otherwise, it defeats the purpose of the annual fee waiver.

Complimentary Touch 'n Go Card from AIAFAM-BSN Visa Platinum Business

This credit card comes with a free BSN Zing PLUSMiles card which is not just an ordinary Touch 'n Go card. 

If you spend at least RM100 at PLUS, ELITE, BKE and LINKEDUA tolls with your PLUSMiles card, you will be entitled to 5% rebate off the total amount transacted. Bukit Kayu Hitam, Bangunan Sultan Iskandar and Tanjung Kupang tolls are not included.

Apart from that, you'll get 1 PLUSMiles point for every RM1 spent which can be used to redeem free reloads.

Ever drove to a Touch n' Go express lane only to realise that you card has insufficient balance? 

Avoid being in that embarrassing situation with the BSN Zing PLUSMiles card as it will automatically reload RM100 by charging to your AIAFAM-BSN Visa Platinum Business card whenever the balance falls below RM50.

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