Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless

Spend and get rewarded. Enjoy a low finance charge and interest rate rebate on minimum credit card monthly bill payment and 1x AFFIN Rewards Points on Ringgit spent on retail purchases.

Affinbank BHPetrol 'Touch & Fuel' MasterCard ContactlessFree Petrol Credit
Min. Income
RM2,000/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Swipe your Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless to redeem dining or shopping vouchers, branded merchandises and gadgets you always wanted. For every Ringgit spent on retail purchases, you will earn 1x AFFIN Rewards Points.

AFFIN Rewards Points
EarnSpend
1 point on every RM1on all retail transactions

Travel

Emergency Helpdesk and Free Travel Insurance (including compensation for delayed flights and lost luggage)

Travel CoverageSum Insured
Personal AccidentUp to RM30,000
Travel InsuranceUp to RM500,000
Delayed FlightUp to RM500
Missed FlightUp to RM500
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM500

Balance Transfer

Affin Bank Balance Transfer Instalment Plan with rates from as low as 2% with payments as long as 36 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 2% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4% one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5% one-time upfront handling feefrom RM2,000
24 months0% p.a. and 6% one-time upfront handling feefrom RM2,000
36 months0% p.a. and 7% one-time upfront handling feefrom RM3,000
Learn more about AffinBank Balance Transfer Installment Plan

Easy Payment Plans

Affin Bank EiPlan offers payment terms from 6 to 36 months on any retail purchase. One-time interest charges start from 2%.

AffinBank EiPlan
Pay OverWith Interest Rate AtWhen You Spend
6 months2% one-time upfront handling feeRM500
12 months4% one-time upfront handling feeRM1,000
18 months5% one-time upfront handling feeRM2,000
24 months6% one-time upfront handling feeRM2,000
36 months7% one-time upfront handling feeRM3,000
Learn more about AffinBank EiPlan

Fees & Charges

Annual Fee
  • RM150 primary card

    Free for first year,you spend RM2,400 per year or swipe minimum 12 times in a year for subsequent years

  • RM75 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM5 or 1% of outstanding amount, up to a maximum of RM50
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
15%
Contact-less Payment Methods
Supplementary Touch 'n Go card,PayPass

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AffinBank EiPlan
AffinBank Easy Installment Plan converts your retail shopping into easy monthly payments. It's a simple and easy way to make shopping affordable.
Cash Advance / Cash Loan
Affin Cash On Call Instalment Plan
Say hello to ONE-TIME upfront interest for as low as 6% and a fixed repayment tenure when you borrow up to 90% of your credit limit.
Balance Transfer Plans
AffinBank Balance Transfer Installment Plan
Get Balance Transfers from 6 to 36 months with low one-time upfront interest charge starting. Tame your credit card bills now with Affin Bank!

Review

Rewards for Loyalty

Enter the emporium of free gifts with Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless - with every Ringgit transacted on retail purchases, you earn 1x AFFIN Rewards Points, a new loyalty program from Affin Bank that rewards you with a slew of benefits, gifts, vouchers and more.

How to get rewarded? You can visit the bank's reward program website to browse through the catalogue of free items you can redeem with your accumulated rewards points - let this be your motivation.

Also, there are ways to speed up your points collection: (1) sign up on other Affin Bank's products and services, or (2) encourage your supplementary cardholders to spent (or sign up for ones if you don't have any yet).

Complimentary Travel Insurance

Now, you can have peace of mind when you travel overseas with your family members. You could enjoy complimentary automatic travel insurance coverage of up to RM500,000. Just remember to charge the full air tickets expenses to your Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless.

Besides that, the credit card provides compensations on travel inconveniences.

  • Up to RM500 on flight delay
  • Up to RM500 on flight misconnection
  • Up to RM500 on luggage delay
  • Up to RM1000 on luggage lost

The sum assured is doubled for family coverage. For example, your family gets covered for the luggage lost of up to RM2000. The travel insurance policy is underwritten by AXA Affin General Assurance Berhad.

Complimentary PA Insurance

On top of the travel insurance, you are covered with complimentary personal accident insurance upon the approval of Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless. The maximum sum assured is RM30000.

Affinbank Easy Instalment Plan (EiPlan)

All the big purchases you cannot afford in one large sum at any merchants can now turn into monthly instalments easily with Affinbank EiPlan. You can opt for the tenure of 6, 12, 18, 24 or 36 months. The minimum purchase amount differs from each tenure.

  • RM500 for 6 months' instalment
  • RM1,000 for 12 months' instalment
  • RM2,000 for 18 and 24 months' instalment
  • RM3,000 for 36 months' instalment

EiPlan offers zero interest rate, but hold on for a second - you are required to pay the one-time upfront charge according to the tenures.

  • 2% for 6 months' instalment
  • 4% for 12 months' instalment
  • 5% for 18 months' instalment
  • 6% for 24 months' instalment
  • 7% for 36 months' instalment

Just contact Affin Bank Call Centre at 03-5522 3000 for the EiPlan conversion. You are required to provide the information in order to complete the EiPlan application form.