Rewards for Loyalty
Enter the emporium of free gifts with Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless - with every Ringgit transacted on retail purchases, you will earn 1x AFFIN Rewards Points, a new loyalty program from Affin Bank lets you do what you do best and then reward you with a slew of benefits under the program.
How to get rewarded? You can visit the bank's reward program website to browse through the catalogue of free items you can redeem with your accumulated rewards points - let this be your motivation.
Also, there are ways to speed up your points collection: (1) sign up on other Affin Bank's products and services, or (2) encourage your supplementary cardholders to spent (or sign up for ones if you don't have any yet).
Complimentary Travel Insurance
Now, you can have peace of mind when you travel overseas with your family members. You could enjoy complimentary automatic travel insurance coverage of up to RM500000. Just remember to charge the full air tickets expenses to your Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless.
Besides that, the credit card provides compensations on travel inconveniences.
- Up to RM500 on flight delay
- Up to RM500 on flight misconnection
- Up to RM500 on luggage delay
- Up to RM1000 on luggage lost
The sum assured is doubled for family coverage. For example, your family gets covered for the luggage lost of up to RM2000. The travel insurance policy is underwritten by AXA Affin General Assurance Berhad.
Complimentary PA Insurance
On top of the travel insurance, you are covered with complimentary personal accident insurance upon the approval of Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless. The maximum sum assured is RM30000.
Low Finance Charge
The finance charge is the interest rate that Affin Bank imposed to your credit card account when there is outstanding balance from the previous month's statement. Despite Affin Bank offering 20 days' interest-free period for all the retail transactions, this does not apply to the outstanding balance.
Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless offers low finance charge for the card outstanding balance and even the lowest rate compared to the other Affinbank credit cards.
If you made the minimum payment on or before the payment due date, you can enjoy the finance charge rebate of 5.01% p.a. from the standard rate of 15% p.a.. This simply means that the interest rate is 9.99% p.a.. On the other hand, if Affin Bank received your minimum payment after the payment due date, the interest rate is 15% p.a..
The minimum monthly payment is 5% of the outstanding balance or RM50, whichever is higher.