Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless credit card

Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless

Spend and get rewarded. Enjoy a low finance charge and interest rate rebate on minimum credit card monthly bill payment and 1x AFFIN Rewards Points on Ringgit spent on retail purchases.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 36 months
  • Easy Payment Plan (EPP)
  • RM150.00 annual fee
  • Earn up to 1x reward point 

Apply online now for Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Your qualifications have not met the requirements of this policy. Don’t worry, you can still check other insurance policies

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to Affin Bank website

If you have any questions let us know at [email protected], we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

View product disclosure sheet.


Because you should be rewarded for giving the bank your business

Swipe your Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless to redeem dining or shopping vouchers, branded merchandises and gadgets you always wanted. For every Ringgit spent on retail purchases, you will earn 1x AFFIN Rewards Points.
AFFIN Rewards Points
1 point on every RM1on all retail transactions
Your AFFIN Rewards Points earned expires in  3 years
Balance Transfer
Affin Bank Balance Transfer Instalment Plan with rates from as low as 2% with payments as long as 36 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 2% one-time upfront handling feefrom RM3000 
12 months0% p.a. and 4% one-time upfront handling feefrom RM3000 
18 months0% p.a. and 5% one-time upfront handling feefrom RM3000 
24 months0% p.a. and 6% one-time upfront handling feefrom RM3000 
36 months0% p.a. and 7% one-time upfront handling feefrom RM3000 
Learn more about AffinBank Balance Transfer Installment Plan
Easy Payment Plan (EPP)
Affin Bank EiPlan offers payment terms from 6 to 36 months on any retail purchase. One-time interest charges start from 2%.
Pay OverWith Interest Rate AtWhen You Spend
6 months2% one-time upfront handling feefrom RM500 
12 months4% one-time upfront handling feefrom RM1000 
18 months5% one-time upfront handling feefrom RM2000 
24 months6% one-time upfront handling feefrom RM2000 
36 months7% one-time upfront handling feefrom RM3000 
Learn more about AffinBank EiPlan
Emergency Helpdesk and Free Travel Insurance (including compensation for delayed flights and lost luggage)
Travel CoverageSum Insured
Personal AccidentUp to RM30000
Travel InsuranceUp to RM500000
Delayed FlightUp to RM500
Missed FlightUp to RM500
Lost LuggageUp to RM1000
Delayed LuggageUp to RM500

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for first year
  • Waived when you spend RM2,400 per year or swipe minimum 12 times in a year for subsequent years
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM5 or 1% of outstanding amount, up to a maximum of RM50
Cash withdrawal fee
RM20.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Supplementary Touch 'n Go card,PayPass


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
AffinBank EiPlan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Affin Cash On Call Instalment Plan
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
AffinBank Balance Transfer Installment Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless review

What's so good (or not so good) about it?

Rewards for Loyalty

Enter the emporium of free gifts with Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless - with every Ringgit transacted on retail purchases, you earn 1x AFFIN Rewards Points, a new loyalty program from Affin Bank that rewards you with a slew of benefits, gifts, vouchers and more.

How to get rewarded? You can visit the bank's reward program website to browse through the catalogue of free items you can redeem with your accumulated rewards points - let this be your motivation.

Also, there are ways to speed up your points collection: (1) sign up on other Affin Bank's products and services, or (2) encourage your supplementary cardholders to spent (or sign up for ones if you don't have any yet).

Complimentary Travel Insurance

Now, you can have peace of mind when you travel overseas with your family members. You could enjoy complimentary automatic travel insurance coverage of up to RM500,000. Just remember to charge the full air tickets expenses to your Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless.

Besides that, the credit card provides compensations on travel inconveniences.

  • Up to RM500 on flight delay
  • Up to RM500 on flight misconnection
  • Up to RM500 on luggage delay
  • Up to RM1000 on luggage lost

The sum assured is doubled for family coverage. For example, your family gets covered for the luggage lost of up to RM2000. The travel insurance policy is underwritten by AXA Affin General Assurance Berhad.

Complimentary PA Insurance

On top of the travel insurance, you are covered with complimentary personal accident insurance upon the approval of Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless. The maximum sum assured is RM30000.

Affinbank Easy Instalment Plan (EiPlan)

All the big purchases you cannot afford in one large sum at any merchants can now turn into monthly instalments easily with Affinbank EiPlan. You can opt for the tenure of 6, 12, 18, 24 or 36 months. The minimum purchase amount differs from each tenure.

  • RM500 for 6 months' instalment
  • RM1,000 for 12 months' instalment
  • RM2,000 for 18 and 24 months' instalment
  • RM3,000 for 36 months' instalment

EiPlan offers zero interest rate, but hold on for a second - you are required to pay the one-time upfront charge according to the tenures.

  • 2% for 6 months' instalment
  • 4% for 12 months' instalment
  • 5% for 18 months' instalment
  • 6% for 24 months' instalment
  • 7% for 36 months' instalment

Just contact Affin Bank Call Centre at 03-5522 3000 for the EiPlan conversion. You are required to provide the information in order to complete the EiPlan application form.

Read More