Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless

Spend and get rewarded. Enjoy a low finance charge and interest rate rebate on minimum credit card monthly bill payment and 1x AFFIN Rewards Points on Ringgit spent on retail purchases.

Affinbank BHPetrol 'Touch & Fuel' MasterCard ContactlessFree Petrol Credit
Min. Income
RM2,000/month
Annual Fee
Free*
Cashback
up to 10%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Get 10% cashback when you pump your petrol at BHPetrol on weekends and 2% cashback on weekdays (capped at RM50 monthly).

Cashback categoryCashback rateMonthly capSpend
Petrol spend (weekend)10%RM50any amount on weekends only
Petrol spend (weekdays)2%RM50any amount monthly

Rewards

Swipe your Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless to redeem dining or shopping vouchers, branded merchandises and gadgets you always wanted. For every Ringgit spent on retail purchases, you will earn 1x AFFIN Rewards Points.

AFFIN Rewards Points
EarnSpend
1 point on every RM1on all retail transactions

Petrol

Receive RM20 petrol credit when your Affinbank credit card application is approved.

Balance Transfer

Affin Bank Balance Transfer Instalment Plan with rates from as low as 2% with payments as long as 36 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 2% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4% one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5% one-time upfront handling feefrom RM2,000
24 months0% p.a. and 6% one-time upfront handling feefrom RM2,000
36 months0% p.a. and 7% one-time upfront handling feefrom RM3,000
Learn more about AffinBank Balance Transfer Installment Plan

Easy Payment Plans

Affin Bank EiPlan offers payment terms from 6 to 36 months on any retail purchase. One-time interest charges start from 2%.

AffinBank EiPlan
Pay OverWith Interest Rate AtWhen You Spend
6 months2% one-time upfront handling feeRM500
12 months4% one-time upfront handling feeRM1,000
18 months5% one-time upfront handling feeRM2,000
24 months6% one-time upfront handling feeRM2,000
36 months7% one-time upfront handling feeRM3,000
Learn more about AffinBank EiPlan

Fees & Charges

Annual Fee
  • RM150 primary card

    Free for first year

    Waived when you spend RM2,400 per year or swipe minimum 12 times in a year for subsequent years

  • RM75 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Supplementary Touch 'n Go card,PayPass

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AffinBank EiPlan
AffinBank Easy Installment Plan converts your retail shopping into easy monthly payments. It's a simple and easy way to make shopping affordable.
Cash Advance / Cash Loan
Affin Cash On Call Instalment Plan
Say hello to ONE-TIME upfront interest for as low as 6% and a fixed repayment tenure when you borrow up to 90% of your credit limit.
Balance Transfer Plans
AffinBank Balance Transfer Installment Plan
Get Balance Transfers from 6 to 36 months with low one-time upfront interest charge starting. Tame your credit card bills now with Affin Bank!

Review

Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless - Rewards for Loyalty

Enter the emporium of free gifts with Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless.

With every Ringgit transacted on retail purchases, you earn 1x AFFIN Rewards Points, a new loyalty program from Affin Bank that rewards you with a slew of benefits, gifts, vouchers and more.

How to get rewarded? You can visit the bank's reward program website to browse through the catalogue of free items you can redeem with your accumulated rewards points.

On top of that, you'll also get up to 10% cashback for fuel purchase at BHPetrol.

Let this be your motivation!

Also, there are ways to speed up your points collection: 

1. sign up on other Affin Bank's products and services, or

2. encourage your supplementary cardholders to spent (or sign up for ones if you don't have any yet).

Get Peace of Mind with Affin Credit Shield

With this Affinbank credit card, you have the option to sign up for Affin Credit Shield, an insurance protection plan that pays the outstanding balance on your monthly statement of your credit card should unfortunate things happen to you.

It's a group term life plan insurance that covers you against Death and Total Permanent & Disability for up to RM300,000 each.

For more information about this insurance, click here.

Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless Easy Instalment Plan (EiPlan)

All the big purchases you cannot afford in one large sum at any merchants can now turn into monthly instalments easily with Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless and EiPlan.

You can opt for the tenure of 6, 12, 18, 24 or 36 months. The minimum purchase amount differs from each tenure.

  • RM500 for 6 months' instalment
  • RM1,000 for 12 months' instalment
  • RM2,000 for 18 and 24 months' instalment
  • RM3,000 for 36 months' instalment

EiPlan offers zero interest rate, but hold on for a second - you are required to pay the one-time upfront charge according to the tenures.

  • 2% for 6 months' instalment
  • 4% for 12 months' instalment
  • 5% for 18 months' instalment
  • 6% for 24 months' instalment
  • 7% for 36 months' instalment

Just contact Affin Bank Call Centre at 03-5522 3000 for the EiPlan conversion. 

You are required to provide the information in order to complete the EiPlan application form.