Affinbank MasterCard Gold - Be Rewarded
Enter the emporium of free gifts with this Affinbank credit card.
With every Ringgit transacted on retail purchases, you will earn 1x AFFIN Rewards Points, a new loyalty program from Affin Bank lets you do what you do best and then reward you with a slew of benefits under the program.
How to get rewarded?
You can visit the bank's reward program website to browse through the catalogue of free items you can redeem with your accumulated rewards points.
Let this be your motivation!
Also, there are ways to speed up your points collection:
1. Sign up on other Affin Bank's products and services, or
2. Encourage your supplementary cardholders to spend (or sign up for ones if you don't have any yet).
Easy Installment Plan (EiPlan)
If you think you are not able to afford the total purchase amount in a lump sum, you can opt for Affin Bank EiPlan that allows you to turn the big purchases to affordable monthly instalment.
This benefit is applicable to any merchants.
The repayment period is from 6 to 36 months with a different one-time upfront charge and minimum purchase amount.
- 2% for 6 months' instalment with minimum spending of RM500
- 4% for 12 months' instalment with minimum spending of RM1,000
- 5% for 18 months' instalment with minimum spending of RM2,000
- 6% for 24 months' instalment with minimum spending of RM2,000
- 7% for 36 months' instalment with minimum spending of RM3,000
You have to decide which is the best repayment tenure for you.
Otherwise, you will be charged RM50 penalty on the plan cancellation before the end of your chosen tenure.
Besides that, you have to repay the full monthly instalment amount before or by the payment due date to avoid high credit card interest rate of 17.5% p.a..
Get Peace of Mind with Affin Credit Shield
Youu have the option to sign up for Affin Credit Shield, a group term life plan insurance that covers you against Death and Total Permanent & Disability for up to RM300,000 each.
This insurance plan pays the outstanding balance on your monthly statement of your credit card in case unfortunate things happen to you.
For more information about this insurance, click here.
Annual Fee Waiver for Affinbank MasterCard Gold Cardholders
Affinbank MasterCard Gold is free from annual fee for the first year.
For the subsequent year, the annual fee is RM150 for the principal card and RM150 for each supplementary card.
However, the annual fee for the subsequent years can be waived with a minimum spend of RM24,000 each year.