Save more with Affinbank Touch 'n Go MasterCard Gold that gives you cashback on all of your retail purchases. If you spend more than RM100 in a month, you can enjoy 0.4% AFFIN Bonus cashback that gives you maximum cashback of RM6. If you spend more than RM1500 in a month, the cashback rate is 0.8% with no maximum cap.
However, the petrol and government-related transactions are not eligible for cashback.
Touch 'n Go
You may wonder what is good about a credit card that offers Touch 'n Go. With Affinbank Touch 'n Go MasterCard Gold, you do not need to worry about insufficient credit when you need a Touch 'n Go card for your access to tolls, trains, buses and more.
Besides that, you can enjoy automatic reload when your Touch 'n Go balance falls below RM50. The auto reload amount of RM100 will be charged to your credit card directly. You have to make sure that your Affinbank Touch 'n Go MasterCard Gold has the sufficient credit limit. Noted that the reload fee comes together with an auto reload fee of RM2.12, inclusive of 6% GST.
Moreover, you can request to refund the Touch 'n Go balance upon the card cancellation, renewal or replacement. You can expect the balance to be credited to your Affinbank Touch 'n Go MasterCard Gold account within 2 or 3 weeks from the request date. For your information, there's an administration fee of RM5 charged by Touch 'n Go Sdn Bhd prior refund.
You can always share the card benefits with your loved ones by giving them the supplementary cards. The minimum age requirement is 18 years old and above. No minimum income is required for supplementary card holders. You can apply up to 3 supplementary cards with the first year annual fee is waived. For the subsequent years, the annual fee will be RM79.50. However, the annual fee can be waived if you spend a minimum of RM24000 in a year, combined with the principal and supplementary card(s).
On top of that, the supplementary card holders share the same credit limit with the principal card holders. The supplementary card holders can share the principal's total credit limit of minimum RM8000. Besides that, the principal card holders can assign the credit limit. For example, as a principal card holder, you can set RM5000 to your credit limit and RM3000 for the supplementary card.