Unlimited Cashback for retail spend
6X Complimentary Passes to Plaza Premium Lounge for Affinbank Visa Business Platinum
With a minimum spend of RM2,500 every month, Affinbank Visa Business Platinum cardholders can enjoy 6X complimentary passes to the participating Plaza Premium Lounge in Malaysia and overseas, throughout the year. Indulge in some pampering and comfort when you travel both locally within Malaysia and internationally.
That's not all, your accompanying guest(s) can also enjoy the same access with a 25% discount on all access to Plaza Premium Lounges in Malaysia, whereas a 20% discount for the applicable walk-in rates overseas.
Find out more details about the airport lounge benefit via the T&C here. Check the list of participating Plaza Premium Lounges as well while you're at it!
Annual Fee Waiver
If you earn RM48,000 annually, aged 21 years and above, you can get your hands on an Affinbank Visa Business Platinum card.
All you need to pay upon credit card approval and the anniversary date is the Sales and Service Tax of RM25.
For the first 2 years, the annual fee is waived but you can still enjoy an annual fee waiver when you spend RM36,000 in a year or swipe 12 times per year.
Unlimited Cash Back
With the Affinbank Visa Business Platinum card, you are entitled to unlimited cash back whenever you spend while you're on business trips.
Earn 1% cash back on overseas purchases and 0.3% cash back on local purchases - no caps.
Your cashback will be calculated at the end of your monthly statements and will be credited at the beginning of the following month.
Do note that cashback is not applicable to your petrol, charity, or government-related transactions as well as Cash Withdrawals.
Affinbank Visa Business Platinum Tap to Pay
Another perk specially designed for your Affinbank Visa Business Platinum card is the contactless payment feature.
Next time when you go shopping, you only need to tap your card at the contactless reader, which is linked to an Electronic Point-of-Sales Terminal for purchases below RM250.
Complimentary Green Fees
If you're an avid golfer, you would enjoy this perk Affinbank Visa Business Platinum card offers you - Complimentary Green Fees at the prestigious and finest golf courses in Malaysia and selected countries in Southeast Asia.
You also have a 24-hour AFFIN Visa Business Platinum Dedicated Line at 03-8230 2323 to make bookings for golfing at other prestigious golf courses in Singapore, Thailand, Vietnam and the Philippines!
Please be noted that the feature is applicable for the Principal cardholders only, with a minimum spend of RM2,500 in the latest month.
Flexible Credit Lines
To meet your varied financial needs, the Affinbank Visa Business Platinum credit card offers a range of lines of credit with flexible repayment methods at competitive rates.
For example, you can use a Balance Transfer plan to settle all your credit card(s) outstanding or Cash Instalment Plan to supplement your cash needs.
You can also enjoy 0% EPP with this basic credit card at participating merchants with the bank.
Other than that, Affin Bank EiPlan offers payment terms from 6 to 36 months on any retail purchase with a one-time interest rate starting from 2%.
You also have the option to withdraw cash from your credit card at an ATM machine up to 90% of your facility limit.
High Insurance Coverage
You will get not one, but two types of insurance coverage with the Affinbank Visa Business Platinum card.
First of all, you will enjoy automatic travel insurance of up to RM1 Million - but only if payment for your full travel ticket with your credit card.
But the cherry on the cake is the free personal accident insurance of up to RM100,000.
This will make sure that you are covered for any injury, disability, or death due to an unforeseen event.
Enjoy Exclusive World of Privileges with Affinbank Visa Business Platinum
Have the convenience of 24-hour concierge service whenever you need to make an inquiry or require assistance making travel arrangements, shopping, and reservations at restaurants or theatres.
You can use this personalised service wherever you are in the world!
