Treat yourself to the Affin Bank World MasterCard with exclusive golf, dining, and shopping privileges. Enjoy low interest charges on your retail spending, earn attractive cash rebates, and have complete peace of mind with automatic personal accident coverage during your travels abroad.
Excess Cash
If you ever need to make an urgent purchase or foot an exceptionally large bill, you can request for a cash advance of up to 70% of your credit card limit or available credit limit, whichever is lower.
For example, if you have a credit card limit of RM10,000, you will be able to receive RM7,000 excess cash to leverage on your purchasing power.
AFFIN Rewards Points
Introducing a new loyalty program from Affin Bank, the AFFIN Rewards Points, replacing 0.8% cashback you previously earned for spending with Affinbank World MasterCard. Through this new program, you will earn 1x AFFIN Rewards Points for every Ringgit spent on retail purchases.
You can shopping to your heart's content knowing that you will be rewarded in return. Start browsing Affin Bank's loyalty program catalogue now for a wide variety of items worth redeeming.
High Insurance Coverage
You will get not one, but two types of insurance coverage with the Affin Bank World MasterCard. First of all, you will enjoy automatic travel insurance of up to RM1 million - but only if pay for your full travel ticket to your credit card.
But the cherry on the cake is the free personal accident insurance of up to RM100,000. This will make sure that you are covered for any injury, disability, or death due to an unforeseen event.
Low Finance Charges
Most banks will charge their customers 15% - 18% p.a. on their credit card repayments. But when you choose to bank with Affin Bank, they will only charge you as low as 12% p.a., depending on how prompt you make you credit card bill payment every month.
If you make a minimum monthly payment on or before the stated due date, you will get a interest rate rebate of 6%.
Exclusive World MasterCard privileges
We're not done yet! Let us start with the most interesting bit - just by presenting your credit card at the entrance, you will enjoy 2 complimentary entry per year to airport lounges at over 600 airports worldwide.
Have the convenience of 24-hour World MasterCard concierge service whenever you need to make an inquiry or require assistance making travel arrangements, shopping, and reservations at restaurants or theaters. You can use this personalised service wherever you are in the world!