Treat yourself to the Affinbank World MasterCard with exclusive golf, dining, and shopping privileges.
Enjoy low-interest charges on your retail spending, earn attractive cash rebates, and have complete peace of mind with automatic personal accident coverage during your travels abroad.
Affinbank World MasterCard - Excess Cash
If you ever need to make an urgent purchase or foot an exceptionally large bill, you can request a cash advance of up to 70% of your credit card limit or available credit limit, whichever is lower.
For example, if you have a credit card limit of RM10,000, you will be able to receive RM7,000 excess cash to leverage your purchasing power.
AFFIN Rewards Points
Introducing a new loyalty program from Affin Bank, the AFFIN Rewards Points, replacing the 0.8% cash back you previously earned for spending with Affinbank World MasterCard.
Through this new program, you will earn 1x AFFIN Rewards Points for every Ringgit spent on retail purchases and 3x AFFIN Points for every Ringgit on overseas purchases.
You can shop to your heart's content knowing that you will be rewarded in return.
Start browsing Affin Bank's loyalty program catalogue now for a wide variety of items worth redeeming.
6x Complimentary Airport Lounge Access
You've worked hard, why not pamper yourself in a premium airport lounge before you board the plane?
Exclusively for Affinbank World cardholders, you will get 6x complimentary access to participating Plaza Premium Lounge locally and internationally, per year.
To enjoy this benefit, you must spend a minimum amount of RM2,500 on your latest credit card statement.
Not spending much? Don't worry! Flash your Affinbank World credit card to get a 25% discount on the walk-in rate for the participating Plaza Premium Lounge in Malaysia and a 20% discount on the applicable walk-in rates for Plaza Premium Lounge overseas.
For more information about this exclusive airport lounge benefit, check out the T&C here, and find out the list of participating Plaza Premium Lounges as well while you're at it!
High Insurance Coverage
You will get not one, but two types of insurance coverage with the Affinbank World MasterCard.
First of all, you will enjoy automatic travel insurance of up to RM1 million - but only if payment for your full travel ticket to your credit card.
But the cherry on the cake is the free personal accident insurance of up to RM100,000.
This will make sure that you are covered for any injury, disability, or death due to an unforeseen event.
Exclusive World MasterCard privileges with Affinbank World MasterCard
We're not done yet!
Have the convenience of 24-hour World MasterCard concierge service whenever you need to make an inquiry or require assistance making travel arrangements, shopping, and reservations at restaurants or theatres.
You can use this personalised service wherever you are in the world!