Treat yourself to the Affin Bank World MasterCard with exclusive golf, dining, and shopping privileges. Enjoy low interest charges on your retail spending, earn attractive cash rebates, and have complete peace of mind with automatic flight and personal accident coverage during your travels abroad.
If you ever need to make an urgent purchase or foot an exceptionally large bill, you can request for a cash advance of up to 70% of your credit card limit or available credit limit, whichever is lower. For example, if you have a credit card limit of RM10,000, you will be able to receive RM7,000 excess cash to leverage on your purchasing power.
0.8% Cash Rebate
With a retail spend of at least RM100 with your Affin Bank World MasterCard, you will receive Affin Bonus cashback of 0.8%. If you apply within the first 3 months after launch (promotion period) , you can receive a maximum of RM200, but only RM80 after the promotion period has ended. Only petrol and government-related transactions are exempted from getting cash rebates.
High Insurance Coverage
You will get not one, but two types of insurance coverage with the Affin Bank World MasterCard. First of all, you will enjoy automatic travel insurance of up to RM1 million - but only if pay for your full travel ticket to your credit card.
But the cherry on the cake is the free personal accident insurance of up to RM100,000. This will make sure that you are covered for any injury, disability, or death due to an unforeseen event.
Low Finance Charges
Most banks will charge their customers 15% - 18% p.a. on their credit card repayments. But when you choose to bank with Affin Bank, they will only charge you 9.99% p.a., calculated on a daily basis if you make the minimum payment on or before the stated due date.
For any payments made after the due date, your finance charge will be reverted to the usual 18%.
Exclusive World MasterCard privileges
We're not done yet! Let us start with the most interesting bit - just by presenting your credit card at the entrance, you will enjoy 2 complimentary entry per year to airport lounges at over 600 airports worldwide.
Have the convenience of 24-hour World MasterCard concierge service whenever you need to make an inquiry or require assistance making travel arrangements, shopping, and reservations at restaurants or theaters. You can use this personalised service wherever you are in the world!