Affinbank World MasterCard
Embrace a world of privileges such as insurance above RM1 million, free entry to airport lounges worldwide, and 24/7 MasterCard concierge services.
High Cash AdvanceProduct summary
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free*
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Rewards
Earn 1x AFFIN Reward Points for every RM1 spent on local retail purchases with your Affinbank World MasterCard and 3x AFFIN Rewards Points on overseas purchases. Collect enough reward points to redeem various items offered under the program.
| Earn | Spend |
|---|---|
| 3 points on every RM1 | on all overseas retail expenses |
| 1 point on every RM1 | on all local retail transactions |
Travel
Automatic travel insurance coverage up to RM1,000,000 when you charge full air tickets fare using the Affin Bank World MasterCard. Convert your AFFIN Rewards Points to Enrich Miles, AirAsia BIG Points and Malindo Miles.
| Travel Coverage | Sum Insured |
|---|---|
| Personal Accident | Up to RM100,000 |
| Travel Insurance | Up to RM1,000,000 |
| Delayed Flight | Up to RM1,000 |
| Missed Flight | Up to RM1,000 |
| Lost Luggage | Up to RM2,000 |
| Delayed Luggage | Up to RM1,000 |
Interest Rate
Benefit from a low finance charge starting from 12% p.a. and an interest rate rebate of 6% when you make minimum monthly payment before or on the credit card bill due date.
Balance Transfer
Affin Bank Balance Transfer instalment Plan offers low one-time upfront charges and payment terms up to 36 months. One-time interest is as low as 2%.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 0% p.a. and 2% one-time upfront handling fee | from RM1,000 |
| 12 months | 0% p.a. and 4% one-time upfront handling fee | from RM1,000 |
| 18 months | 0% p.a. and 5% one-time upfront handling fee | from RM2,000 |
| 24 months | 0% p.a. and 6% one-time upfront handling fee | from RM2,000 |
| 36 months | 0% p.a. and 7% one-time upfront handling fee | from RM3,000 |
Easy Payment Plans
Affin Bank EiPlan offers payment terms from 6 to 36 months on any retail purchase. One-time interest rate starts from 2%.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 months | 2% one-time upfront handling fee | RM500 |
| 12 months | 4% one-time upfront handling fee | RM1,000 |
| 18 months | 5% one-time upfront handling fee | RM2,000 |
| 24 months | 6% one-time upfront handling fee | RM2,000 |
| 36 months | 7% one-time upfront handling fee | RM3,000 |
Fees & Charges
- Annual Fee
- RM500 primary card
Free for first year
Waived when you spend RM48,000 or swipe minimum 12 times in a year for subsequent years
- RM400 supplementary card
- RM500 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal fee
- RM20 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Daily Maximum Cash Withdrawal
- Up to 70%
Requirements
- Minimum Annual Income
- RM80,000
- Minimum Age
- 21 years old years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- AffinBank EiPlan
- AffinBank Easy Installment Plan converts your retail shopping into easy monthly payments. It's a simple and easy way to make shopping affordable.
- Cash Advance / Cash Loan
- Affin Cash On Call Instalment Plan
- Say hello to ONE-TIME upfront interest for as low as 6% and a fixed repayment tenure when you borrow up to 90% of your credit limit.
- Balance Transfer Plans
- AffinBank Balance Transfer Installment Plan
- Get Balance Transfers from 6 to 36 months with low one-time upfront interest charge starting. Tame your credit card bills now with Affin Bank!
Review
Credit Card » Affin Bank
Affinbank World MasterCard
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free*
- Cashback
- No
Affinbank Visa Business Platinum
- Min. Income
- RM4,000/month
- Annual Fee
- Free*
- Cashback
- up to 1%
Affinbank Visa Gold
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
Affinbank MasterCard Classic
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 10%
Affinbank MasterCard Gold
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
Affinbank Visa Classic
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
Affinbank Visa Signature Card
- Min. Income
- RM4,000/month
- Annual Fee
- Free*
- Cashback
- up to 3%
Affinbank Visa Basic
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
Affinbank MasterCard Basic
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No