Alliance Bank Allianz Insurance Visa Gold credit card

Alliance Bank Allianz Insurance Visa Gold

Credit card designed exclusively for agents and employees of Allianz General Insurance Company (AGIC) Malaysia. Enjoy 0.3% unlimited cashback on your monthly Allianz insurance premiums.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 0.3% cashback
  • 6% p.a. balance transfer over 18 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

Apply online now for Alliance Bank Allianz Insurance Visa Gold

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
0.3% cash rebate to cardmembers on monthly spending at Allianz Life Insurance Malaysia Berhad and Allianz General Insurance Company (Malaysia) Berhad.
Discover how much you can save when you shop with your new Alliance Bank Allianz Insurance Visa Gold
Cashback CategoryCashback RateMonthly CapSpend
Allianz InsuranceSpendany amount monthly0.3%uncappedany amount monthly
Balance Transfer
Alliance Bank Balance Transfer offers interest rates from 6% and payment terms up to 24 months.
Pay OverWith Interest Rate AtWhen You Transfer
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
18 months6% p.a. and no one-time upfront handling feefrom RM1000 
24 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Alliance Bank Balance Transfer Plan
Easy Payment Plan (EPP)
Alliance Bank Flexible Payment Plan offers payments terms of 6 and 12 months on retail purchases. Interest rates from 2.5%.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5.5% one-time upfront handling feefrom RM500 
18 months7% one-time upfront handling feefrom RM1000 
24 months8% one-time upfront handling feefrom RM1000 
Learn more about Alliance Bank Flexible Payment Plan

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Members Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Alliance Bank Flexible Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
Alliance Bank Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Alliance Bank Allianz Insurance Visa Gold review

What's so good (or not so good) about it?

The Allianz Insurance Visa Gold gives you more than just great insurance - starting with better benefits and awesome cashback rebates, this card is the ideal companion for any Allianz policyholder and employee.

Exclusive Benefits

One of the best features of this card is its cash back rebates on insurance premiums. Spend more every month at Allianz Life Insurance Malaysia Berhad and Allianz General Insurance Company (Malaysia) Berhad and get 0.3% cash back each time. The extra best part, no monthly cap

To help you save more, the Allianz Insurance Visa Gold has no annual fees! Also with your Visa status, you'll have international access, recognition and worldwide acceptance.

Balance Transfer Plan – Be debt free

Worried about staying in debt when you sign up for this card? Check out the Alliance Bank Balance Transfer Plan that allows you to consolidate your outstanding balances.

You can now extend your repayments from 6 - 24 months with interest rates as low as 6%. And with no handling fee, all you need to transfer is the minimum amount of RM1000.

Flexibility and Ease

Never worry about big purchases with Alliance Bank Allianz Insurance Visa Gold again!

Alliance Bank Flexible Payment Plan offers payment periods from 6 – 24 months with interest rates as low as 2.5% when you spend a minimum amount of RM500.

Furthermore, Alliance Bank has made payments a breeze by giving you the option of online payments from the comfort of your home or office.

Who can apply?

If you are an employee or agent of Allianz General Insurance Company (Malaysia) Berhad (AGIC) this makes you exclusively entitled for this card; as long as you are above 21 years of age and earn an annual income of RM24,000.

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