Alliance Bank Allianz Insurance Visa Platinum credit card

Alliance Bank Allianz Insurance Visa Platinum

Exclusive customised credit card for agents and employees of Allianz General Insurance Company (AGIC) Malaysia. Unlimited 0.3% cashback on spending at Allianz general insurance.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 0.3% cashback
  • 2.99% p.a. balance transfer over 6 months
  • RM0.00 annual fee
View product disclosure sheet.


Because you should be rewarded for giving the bank your business

0.3% cash rebate to cardmembers on monthly spending at Allianz Life Insurance Malaysia Berhad and Allianz General Insurance Company (Malaysia) Berhad.
Discover how much you can save when you shop with your new Alliance Bank Allianz Insurance Visa Platinum
Cashback CategoryCashback RateMonthly CapSpend
Allianz InsuranceSpendany amount monthly0.3%uncappedany amount monthly
Balance Transfer
Alliance Bank Balance Transfer offers interest rates from 6% and payment terms up to 24 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months2.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months9.88% p.a. and no one-time upfront handling feefrom RM1000 
18 months9.88% p.a. and no one-time upfront handling feefrom RM1000 
24 months9.88% p.a. and no one-time upfront handling feefrom RM1000 
48 months9.88% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Alliance Bank Balance Transfer Plan

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Members Only


Get some extra help from your credit card when you need it most

Balance Transfer
Alliance Bank Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Alliance Bank Allianz Insurance Visa Platinum review

What's so good (or not so good) about it?

Made easy on your wallet and sense of security, this VISA credit card for Allianz employees gives bigger benefits including cashback on insurance premiums. Other special feature like max cash advance withdrawals and RM0 annual fees are all unlocked when you get your hands on this platinum credit card.

Who can apply?

Allianz Insurance Platinum is an exclusive partnership card by Alliance Bank that you can apply for if you’re an employee or agent of Allianz General Insurance Company. The following requirements apply, such as you have to be at least 21 years of age and earning a minimum of RM5000 monthly.

Special Cash Back Offer

What’s great about this Allianz credit card? It’s now simpler than ever to purchase your own Allianz general insurance policy, whether it’s a car and motorcycle insurance, home protection, personal or hospital and surgical cover.

Plus with convenient online payments, you can choose your insurance plan and charge your premiums directly to your credit card to save you time and energy. You’ll also get 0.3% cashback on your premiums for better value all round on any policy that you choose.

Free For Life

Credit cards often come with hideously overpriced annual fees – the higher you go with a premium card, the more you end up paying! But with Allianz Insurance Platinum you’ll get all the benefits you deserve from a platinum VISA minus the charges.

No minimum spend or swipe requirements for this lifetime waiver unlike other credit cards. Pay zero annual fees all the way and no GST!

No Limits On Cash Advance

Sometimes you have just got to make the emergency cash runs. And with Allianz Insurance Platinum, you have one less thing to worry about when it comes to a desperately dry bank account with its 100% credit no-limit withdrawal.

Just pay 5.30% interest on the amount that you withdraw and you’ll have cash on hand when you need it most. The amount withdraw will count against your credit limit, so best to settle the balance or you’ll have to brace yourself for credit card interest rates on the amount you withdraw.

If you’d like a structured repayment plan instead, sign up for Alliance Bank FastCash and get a cash loan and great interest rates which a personal loan won’t be able to beat.

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