Alliance Bank Allianz Insurance Visa Platinum credit card

Alliance Bank Allianz Insurance Visa Platinum

Exclusive customised credit card for agents and employees of Allianz General Insurance Company (AGIC) Malaysia. Unlimited 0.3% cashback on spending at Allianz general insurance.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 0.3% cashback
  • 6% p.a. balance transfer over 18 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

Apply online now for Alliance Bank Allianz Insurance Visa Platinum

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
0.3% cash rebate to cardmembers on monthly spending at Allianz Life Insurance Malaysia Berhad and Allianz General Insurance Company (Malaysia) Berhad.
Discover how much you can save when you shop with your new Alliance Bank Allianz Insurance Visa Platinum
Cashback CategoryCashback RateMonthly CapSpend
Allianz InsuranceSpendany amount monthly0.3%uncappedany amount monthly
Balance Transfer
Alliance Bank Balance Transfer offers interest rates from 6% and payment terms up to 24 months.
Pay OverWith Interest Rate AtWhen You Transfer
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
18 months6% p.a. and no one-time upfront handling feefrom RM1000 
24 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Alliance Bank Balance Transfer Plan
Easy Payment Plan (EPP)
Alliance Bank Flexible Payment Plan offers payments terms of 6 and 12 months on retail purchases. Interest rates from 2.5%.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5.5% one-time upfront handling feefrom RM500 
18 months7% one-time upfront handling feefrom RM1000 
24 months8% one-time upfront handling feefrom RM1000 
Learn more about Alliance Bank Flexible Payment Plan

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Members Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Alliance Bank Flexible Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
Alliance Bank Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Alliance Bank Allianz Insurance Visa Platinum review

What's so good (or not so good) about it?

Made easy on your wallet and sense of security, this VISA credit card for Allianz employees gives bigger benefits including cashback on insurance premiums. Other special feature like max cash advance withdrawals and RM0 annual fees are all unlocked when you get your hands on this platinum credit card.

Who can apply?

Allianz Insurance Platinum is an exclusive partnership card by Alliance Bank that you can apply for if you’re an employee or agent of Allianz General Insurance Company. The following requirements apply, such as you have to be at least 21 years of age and earning a minimum of RM5000 monthly.

Special Cash Back Offer

What’s great about this Allianz credit card? It’s now simpler than ever to purchase your own Allianz general insurance policy, whether it’s a car and motorcycle insurance, home protection, personal or hospital and surgical cover.

Plus with convenient online payments, you can choose your insurance plan and charge your premiums directly to your credit card to save you time and energy. You’ll also get 0.3% cashback on your premiums for better value all round on any policy that you choose.

Free For Life

Credit cards often come with hideously overpriced annual fees – the higher you go with a premium card, the more you end up paying! But with Allianz Insurance Platinum you’ll get all the benefits you deserve from a platinum VISA minus the charges.

No minimum spend or swipe requirements for this lifetime waiver unlike other credit cards. Pay zero annual fees all the way and no GST!

No Limits On Cash Advance

Sometimes you have just got to make the emergency cash runs. And with Allianz Insurance Platinum, you have one less thing to worry about when it comes to a desperately dry bank account with its 100% credit no-limit withdrawal.

Just pay 5.30% interest on the amount that you withdraw and you’ll have cash on hand when you need it most. The amount withdraw will count against your credit limit, so best to settle the balance or you’ll have to brace yourself for credit card interest rates on the amount you withdraw.

If you’d like a structured repayment plan instead, sign up for Alliance Bank FastCash and get a cash loan and great interest rates which a personal loan won’t be able to beat.

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