Alliance Bank Visa Infinite credit card

Alliance Bank Visa Infinite

No limits on your rewards when you swipe for Timeless Bonus points. Redeem amazing gifts or extra Enrich Miles and BIG Points for your next holiday getaway!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 6% p.a. balance transfer over 18 months
  • Easy Payment Plan (EPP)
  • RM848.00 annual fee
  • Earn up to 5x reward points 

Get A Free Barry Smith Luggage Bag With Your New Alliance Bank Credit Card!

Get A Free Barry Smith Luggage Bag With Your New Alliance Bank Credit Card!

Apply online now for Alliance Bank Visa Infinite

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Because you should be rewarded for giving the bank your business

Double up on the rewards every time you swipe with your Infinite Visa and exchange your points for free gifts, MAS Enrich miles or AirAsia BIG Points. Shop overseas and get 5x Timeless Bonus Points for every Ringgit spent.
Alliance Bank Timeless Rewards
5 points on every RM1on all overseas spending
2 points on every RM1on all local spending
Rewards points earned never expires
Balance Transfer
Manage your overdue credit bills with a balance transfer and get interest rates starting as low as 6% interest p.a. Choose a repayment schedule that works best for you!
Pay OverWith Interest Rate AtWhen You Transfer
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
18 months6% p.a. and no one-time upfront handling feefrom RM1000 
24 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Alliance Bank Balance Transfer Plan
Easy Payment Plan (EPP)
Big savings on your shopping purchases with Alliance Bank Flexible Payment Plan. Make one interest payment, and repay what you owe in monthly instalments up to 20 months.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5.5% one-time upfront handling feefrom RM500 
18 months7% one-time upfront handling feefrom RM1000 
24 months8% one-time upfront handling feefrom RM1000 
Learn more about Alliance Bank Flexible Payment Plan
Need a quick holiday? Use your free Priority Pass Membership to enjoy complimentary access to VIP lounges in over 100 countries and 300 cities globally. Book your tickets with your Infinite Visa and enjoy complimentary premium travel insurance coverage.
Travel CoverageSum Insured
Travel InsuranceUp to RM2000000
Missed FlightUp to RM2000
Lost LuggageUp to RM5000
Delayed LuggageUp to RM2000
Enjoy a personalised way of privilege banking at any Alliance Bank branches nationwide, or when you travel with 24/7 VISA Infinite concierge services. Take advantage of a dedicated travel hotline to arrange your all flight bookings, travel packages and hotel accommodation!

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Waived when you spend RM30,000 each year
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates


Get some extra help from your credit card when you need it most

Easy Payment Plan
Alliance Bank Flexible Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Alliance Bank FastCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Alliance Bank Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Alliance Bank Visa Infinite review

What's so good (or not so good) about it?

Awesome Rewards

All your spending on the Alliance Bank Visa Infinite can be converted to Timeless Bonus Points for you to redeem amazing gifts and prizes. You will get 5x reward points on all your overseas retail spend, while local retail spend will give you 2x reward points. Your fuel expenses and payments at government agencies will not be counted towards more Bonus Points unfortunately!

With your Timeless Bonus Points, you can redeem free airline tickets or flight upgrades when you exchange your reward points to AirAsia BIG Points or MAS Enrich Miles. Want to know the conversion rate? It's 1000 Enrich Miles for 6,000 Bonus Points, or only 3,000 Bonus Points to get 1,000 BIG Points. Other than that, Alliance Bank will reward you on an annual basis on your accumulated spend. Infinite card members will be able to redeem airline tickets, deals on travel packages, hotel rooms, and exclusive services from Travel Hotline.

Your Loyalty's Appreciated

Just as your generous boss would award you in appreciation of your long service, Alliance Bank is giving out extra reward points to all loyal cardholders annually. Receive 500 free Timeless Bonus Points when your accumulated spend throughout the usage of your card falls between RM100,000 to RM299,999. If you are a shopaholic and achieving RM300,000 - RM499,999 total spend is easy peasy, 1600 points will be awarded to you every year! Take things to the next level shall we? Get the max out of your credit card when you clock in a minimum of RM500,000 spend over any period to secure a yearly of 2600 complimentary points.

Lifetime Annual Fee Waiver

You will never have to pay for a single credit card annual fee ever again with the Alliance Bank Visa Infinite. All you have to do is spend a minimum of RM30,000 within 12-months. That's RM2,500 a month - let's see, if you charge all your utility bills, phone bill, car and home loan repayment on your card (please make prompt payments) you'll spend RM30,000 in no time!

Complimentary Access to Plaza Premium Lounge KLIA

Leave the busy departure hall for peace and quiet with free and unlimited access to KLIA Plaza Premium Lounge. You'll get to enjoy many facilities not available for normal folk, namely, food and drinks prepared by seasoned chefs, fast internet connection, entertainment such as movies and so much more!

Oh, but your pleasures aren't limited to Malaysia only - use your complimentary Priority Pass Membership and again have complimentary unlimited access to more than 600 VIP lounges in 100 countries the world over! Visit the Priority Pass website for the latest lounge directories.

Dedicated Travel Hotline

Finding no time to plan your own vacation? Or just too caught up in it that you have no time for anything else? Just call the Alliance Travel Hotline at 1300-30-3388 to have your travel arrangements planned and booked for you!

Wait, there's more - have access to the 24/7 Visa Infinite Concierge Service, offering you the best in personalized customer service, 24 hours a day, 7 days a week through the Visa Infinite Customer Center (VICC).

Complimentary Insurance Coverage

Enjoy peace of mind while travelling alone or with your loved ones when you charge the full fare of an overseas trip on your Alliance Bank Visa Infinite.

You are automatically insured up to RM50,000 for your medical expenses abroad and up to RM2 million in the event of your death or permanent disability.

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