Alliance Bank Visa Infinite

No limits on your Timeless Bonus Points when you swipe for retail purchases. Fly for free with MAS and AirAsia miles redemption for your next holiday getaway!

Alliance Bank Visa InfiniteTimeless Bonus Points
Min. Income
Annual Fee
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Spend your Alliance Bank Visa Infinite overseas to get fivefold Timeless Bonus Points; Timeless Bonus Points for every Ringgit swiped in Malaysia. Collect enough TBP to redeem for free flights, lifestyle merchandises or vouchers.

Timeless Bonus Points
5 points on every RM1on all overseas retail spends
1 point on every RM1on all local retail spends


Enjoy free flights or bump onto first class with air miles conversions. Plus, a travel insurance worth RM2 million when you charged full airline fares to Alliance Bank Visa Infinite.

Travel CoverageSum Insured
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM2,000
Missed FlightUp to RM2,000
Lost LuggageUp to RM5,000
Delayed LuggageUp to RM2,000


Enjoy a personalized services at any Alliance Bank branches nationwide, or when you travel with 24/7 VISA Infinite concierge services. Take advantage of a dedicated travel hotline to arrange your all flight bookings, travel packages and hotel accommodation!

Balance Transfer

Start paying off your accumulated credit debt with a ZERO interest for up to 6 months with a minimum transfer of RM3,000 only.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM3,000
12 months9.88% p.a. and no one-time upfront handling feefrom RM1,000
18 months9.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months9.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Alliance Bank Balance Transfer Plan

Fees & Charges

Annual Fee
  • RM800 primary card

    Free for first year

    Waived when you spend RM30,000 each year

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Up to 80%


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Cash Advance / Cash Loan
Alliance Bank FastCash
Get the money you want when you need it with the Alliance Bank FastCash plan
Balance Transfer Plans
Alliance Bank Balance Transfer Plan
Switch to the Alliance Bank Balance Transfer Plan to enjoy low interest rates starts from 9.88% p.a. when you transfer a minimum of RM1,000. You can even earn reward points on your transferred balance.


A premium travel credit card that is designed to meet the ultimate needs of high net-worth individuals: frequent flyers air miles conversion, personalized concierge services and VIP-class lounges - Alliance Bank Visa Infinite is the name of the game.

Timeless Bonus Points

Timeless Bonus Points (TBP) is an incentive given in the form of reward points, whereby you can collect without limit and then convert it into items of value by redeeming it.

For Alliance Bank Visa Infinite credit cardholders, your Timeless Bonus Points are five times higher than it's Platinum, Gold and Classic counterparts when you swipe on retail purchases overseas. Meanwhile, get 1x TBP for every ringgit spent locally, except for petrol and government transactions. 

Gateway to Free Flights

Yes, your next business or leisure travel plan can be funded with air miles, instead of hard cash or credit payments. 

In partnership with Malaysia Airlines and AirAsia, you can redeem free flight tickets or flight upgrades when you exchange your Timeless Bonus Points with AirAsia BIG Points or MAS Enrich Miles. 

Since you will also be rewarded with TBP annually based on your accumulated spend, Alliance Bank makes it easy for you to convert them at a fair conversion rate. For every 6,000 TBP, you can redeem 1,000 Enrich Miles, or 3,000 TBP for 1,000 AirAsia BIG Points.

Dedicated Travel Assistance

When you are too caught up with works and life, planning for a trip can be stressful. Just call the Alliance Travel Hotline at 1300 30 3388 to have your travel arrangements planned and booked for you!

There's more; have access to the 24/7 Visa Infinite Concierge Service, offering you the best in personalized customer service, 24 hours a day, 7 days a week through the Visa Infinite Customer Center.

Travel with Peace of Mind

Enjoy peace of mind while travelling alone or with your loved ones when you charge the full fares of an overseas trip on your Alliance Bank Visa Infinite. You are automatically insured up to RM2 million in the event of death or permanent disability, and RM50,000 for medical expenses.

Privileged Banking Services

Every time you commit to Alliance Bank's financial products - from credit cards to deposit, home loan, investments and other services - you will be rewarded with Timeless Bonus Points. Plus, you will also experience top-notch treatment from Privilege Banking services.

Lifetime Annual Fee Waiver

You will never have to pay for a single credit card annual fee ever again with the Alliance Bank Visa Infinite. All you have to do is spend a minimum of RM30,000 within 12-months. 

That's RM2,500 a month - let's see, if you charge all your utility bills, phone bill, car and home loan repayment on your card (please make prompt payments) you'll spend RM30,000 in no time!