Alliance Bank Visa Platinum credit card

Also available as MasterCard

Alliance Bank Visa Platinum

Platinum travel privileges all over the world, MAS Enrich Miles, and AirAsia BIG points make this an ideal Alliance Bank credit card for frequent flyers.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 6% p.a. balance transfer over 18 months
  • Easy Payment Plan (EPP)
  • RM464.28 annual fee
  • Earn up to 3x reward points 

Get A Free Barry Smith Luggage Bag With Your New Alliance Bank Credit Card!

Get A Free Barry Smith Luggage Bag With Your New Alliance Bank Credit Card!

Apply online now for Alliance Bank Visa Platinum

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Because you should be rewarded for giving the bank your business

Collect extra Timeless Bonus Points when you swipe you utility bills, grocery and petrol charges to your Alliance Bank credit card. Get 3x the points when charging to your card while overseas! Convert to flyer miles or redeem exciting gifts with these timeless reward points that never expire.
Alliance Bank Timeless Rewards
3 points on every RM1on all overseas spending
2 points on every RM1on petrol, grocery and utility payments
1 point on every RM1on all other local spending
Rewards points earned never expires
Balance Transfer
Alliance Bank Balance Transfer offers interest rates from 6% p.a. and payment terms up to 24 months. Get a balance transfer today and avoid paying 18% interest rates on your credit debts.
Pay OverWith Interest Rate AtWhen You Transfer
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
18 months6% p.a. and no one-time upfront handling feefrom RM1000 
24 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Alliance Bank Balance Transfer Plan
Easy Payment Plan (EPP)
Alliance Bank Flexible Payment Plan offers payments terms of 6, 12, 18 and 24 months on retail purchases with minimum spend of RM500. You only need to pay one-time handling fee as low as 2.5% depending on how long you choose to repay.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5.5% one-time upfront handling feefrom RM500 
18 months7% one-time upfront handling feefrom RM1000 
24 months8% one-time upfront handling feefrom RM1000 
Learn more about Alliance Bank Flexible Payment Plan
Get unlimited Plaza Premium Lounge access at KLIA if you're an Alliance Personal or Alliance Privilege member. Redeem 1000 MAS Enrich Miles with 6000 points, or 1000 AirAsia BIG Points with 3000 points.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Waived when you spend RM5,000 or swipe 12 times each year
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
Alliance Bank Flexible Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Alliance Bank FastCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Alliance Bank Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Alliance Bank Visa Platinum review

What's so good (or not so good) about it?

So you've read Gulliver's Travels when you were little, but never realised your dream to visit the remotest corners of the world - Perhaps you've never met the right person to go with, or never found the ideal piece of plastic to be your ideal travel companion? Meet the Alliance Bank Visa Platinum and enjoy a host of attractive privileges and open up a pandora's box full of travel, dining, and entertainment privileges catered just for you!

Visa Platinum Privileges

You will earn Enrich Miles with every Ringgit you spent via the Enrich Rewards Program with Malaysia Airlines and also AirAsia BIG Points. Accumulate the points and redeem for them for free flights, Enrich vouchers, and Golden lounge vouchers. You won't have to flex your wrists too much in order to redeem some amazing gifts, just with a minimum of 500 BIG points, you can already cash in to redeem discounts to flights all over the world.

24/7 Concierge Service

Alliance Bank Visa Platinum provides you ultimate convenience with the 24/7 Visa Platinum Concierge service. Wherever in the world you may be, you can be sure to get help from Visa's Concierge Service that is available 24 hours a day, 7 days a week for travel arrangements or even concert bookings.

Global Platinum Privileges

You will be given a passport to Global Platinum Privileges from Visa international. Alliance Bank Visa Platinum lets you enjoy from golf to dining to shopping and more! Don't miss out these advantages prepared exclusively for you.

Airport Lounge Access

If you are a member of Alliance Privilege or Alliance Personal, you will be entitled to unlimited free access to Plaza Premium Lounge in KLIA. Once there, you can enjoy world-class service as well as conveniences to help you relax such as free Wi-fi, ala carte' food and drinks, movie entertainment, and shower facilities - it's alot like home, but with a driveway full of airplanes! 

You'll need to have at least RM200,000 deposited in any Alliance Bank current account, savings account, fixed deposit or investment account to be an Alliance Privilege member or RM50,000 for Alliance Personal membership. For both of these membership, a minimum of RM10,000 out of the required deposit amount mentioned has to be placed in Alliance Bank Hybrid Account.

Otherwise, all you need is an Alliance Bank home loan with loan amount of RM1,000,000 for Alliance Privilege or RM500,000 for Alliance Personal.

Easy Bill and Loan Payments

Payments for your Alliance Bank credit card can be easily made using as cash or cheque at Alliance Bank branches, standing instruction by deducting from your Alliance Bank savings or current account, internet banking via allianceonline, ATMs, and MEPS IBG at any Alliance Bank branch or other participating banks.

Annual Fee Waiver 

You only need to spend a minimum of RM5,000 or swipe 12 times within a 12-month period in order to waived from annual fees. Swipe once a month and pay your credit card bills on time - build a solid credit history at the same time!

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