As Malaysia is progressing to become a cashless nation by 2050, owning a credit card will be essential for every Malaysian. This reward Visa Platinum credit card from Alliance Bank is among the best travel credit cards in Malaysia that average middle-income earners can afford.
Timeless Bonus Points
With Alliance Bank Visa Platinum, you can get rewarded with Timeless Bonus Points (TBP) for making payment at POS terminals or online checkout. TBP is an incentive given in the form of reward points, whereby you can collect without limit, and then convert it into items of value by redeeming it.
It's easy to collect reward points: if you want to capture 3x TBP, swipe your Visa Platinum more often while overseas.
The best part about TBP is that it is non-expiry and uncapped. That said, you don't have to rush to Alliance Bank's rewards catalog to make redemption within 3 years (as per market standard), and have plenty of time to collect more TBP for your next travel plan.
Airlines Miles Redemption
Yes, your next travel plan can be funded with air miles, instead of cash and credit payments. If you are already a member of Malaysia Airlines Enrich Miles and / or AirAsia BIG Points, you halfway there.
For Alliance Bank Visa Platinum credit cardholders, you have the privileges to convert your TBP to air miles at a fair conversion rate: 6,000 TBP for 1,000 Enrich Miles or 3,000 TBP for AirAsia BIG Points.
24/7 Concierge Service
Alliance Bank Visa Platinum provides you ultimate convenience with the 24/7 Visa Platinum Concierge service. Wherever in the world, you may be, you can be sure to get help from Visa Concierge Service that is available 24 hours a day, 7 days a week for travel arrangements or even concert bookings.
Payments for your Alliance Bank credit card can be easily made using as cash or cheque at Alliance Bank branches, standing instruction by deducting from your Alliance Bank savings or current account, internet banking via allianceonline, ATMs, and MEPS IBG at any Alliance Bank branch or other participating banks.
Annual Fee Waiver
Enjoy annual fee waiver for the first year, on the house. From the second year onward, you only need to spend a minimum of RM5,000 or swipe 12 times in a year to get your Alliance Bank's credit card annual fees waived.