Alliance Bank Visa Virtual Credit Card
Packed with Platinum card goodness, enjoy seamless transactions and extra peace of mind with extended safety features that protect you from potential fraud cases.
Extra Security With Dynamic Card NumberProduct summary
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Get a FREE
JBL Live Beam 3
worth RM999
when you apply through RinggitPlus *
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Rewards
Get 8x Timeless Bonus Points (TBP) for every RM1 spent online shopping and reloading your favourite e-wallet (both are capped at RM3,000 per statement cycle). Earn 1x TBP on all other transactions, including Instalment Payment Plan, Flexi Payment Plan, JomPay and FPX transactions. The more TBP you collect, the more cool stuff you can redeem with the points! And what's even better is that the TBP won't ever expire!
| Earn | Spend |
|---|---|
| 8 points on every RM1 | on online shopping transactions and e-wallet reloads (both are capped at RM3,000 per statement cycle) |
| 1 point on every RM1 | on all other transactions (including Instalment Payment Plan, Flexi Payment Plan, JomPay and FPX transactions) |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Daily Maximum Cash Withdrawal
- Up to 80%
Requirements
- Minimum Annual Income
- RM24,000
- Minimum Age
- 21 years old primary card
- Who can apply
- Anybody
Features
- Cash Advance / Cash Loan
- Alliance Bank FastCash
- Get the money you want when you need it with the Alliance Bank Fast Cash plan from as low as 9.88% interest rate per annum for 12, 24 to 36 months.
Review
Credit Card » Alliance Bank
Alliance Bank Visa Virtual Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
Alliance Bank Visa Signature
- Min. Income
- RM4,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
Alliance Bank Visa Platinum
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
Alliance Bank Visa Infinite
- Min. Income
- RM5,000/month
- Annual Fee
- Free*
- Cashback
- No
Alliance Bank Visa Infinite Business Credit Card
- Min. Income
- RM -/month
- Annual Fee
- Free
- Cashback
- up to 1.5%
Alliance Bank Visa Basic
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
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