Alliance Bank You:nique - Great Rewards is a unique credit card that features personalized card face, offers reward points for every Ringgit spent on retail transactions and an annual fee waiver for the first year!
Annual Fee Waiver
The annual fee for Alliance Bank You:nique credit card is RM148. But for the first year after the date of your credit card approval, the annual fee is waived.
Moreover, you can still enjoy the advantage of annual fee waiver from the second year onward by spending a minimum RM5,000 or swipe your Alliance Bank credit card 12 times in a year!
Timeless Bonus Points
The You:nique - Great Rewards credit card by Alliance Bank is among top of its class for reward points collection. For every Ringgit you spend on retail purchases locally and overseas, you will earn 1x Timeless Bonus Point.
This Timeless Bonus Points will be reflected on your next month’s statement and are calculated on the total spending incurred by both Principal and Supplementary Cardmember(s).
The best part about Timeless Bonus Points is that it does not have an expiry date. So you can take your time spending with the You:nique - Great Rewards credit card, and after a while, redeem great products, services and even air miles.
Want to earn more Timeless Bonus Points? Apply for any of Alliance Bank's financial products and services and get automatically enrolled into the Alliance OneBank Rewards Program.
Alliance OneBank Rewards
This is a points-based loyalty program that you can get yourself automatically enrolled into by, first, applying and activating your Alliance Bank credit card. It also provides a faster route for you to earn more Timeless Bonus Points by enhancing your total banking relationship with Alliance Bank.
In other words, Alliance OneBank Rewards does not only reward Timeless Bonus Point when you spend on your Alliance Bank credit card, but also when you have more product holdings with the bank.
Personalize Your Credit Card
Do you like capturing beautiful moments and then frame them onto the wall? Now you can choose one of your favorite moments - whether your birthday, your engagement, your pet, your family - and display it on your Alliance Bank You:nique credit card face.
The personalization is free for the first time and can be updated as many times you like, subject to an interval of 60 days from the last change and a replacement fee of RM50, which is chargeable to the Principal cardholder.
Flexi Payment Plan
In times of needs, a credit card can function more than just a payment tool. Therefore, Alliance Bank You:nique credit card is equipped with flexible line of credits with competitive rates, such as:
- Balance Transfer Plan
- 0% Instalment Payment Plan with participating merchants
- Fast Cash Instalment