Because you should be rewarded for giving the bank your business
- Every Ringgit you spend earns 2x Timeless Bonus Point on retail spend only that can be cashed in for a range of amazing rewards. From home appliances to iPods, cameras to satnav, and luxury luggage to Enrich airmiles from Malaysia Airlines. Timeless Bonus Points is awarded on retail spend only except for petrol and government agencies transactions.
Timeless RewardsRewards points earned never expires
|2 points on every RM1||on all local spend|
|1 point on every RM1||on all overseas spend|
- Balance Transfer
- Alliance Bank Balance Transfer offers interest rates from 6% and payment terms up to 24 months.
Learn more about Alliance Bank Balance Transfer Plan
|Pay Over||With Interest Rate At||When You Transfer|
|12 months||6.99% p.a. and no one-time upfront handling fee||from RM1000 |
|18 months||6% p.a. and no one-time upfront handling fee||from RM1000 |
|24 months||7.99% p.a. and no one-time upfront handling fee||from RM1000 |
- Easy Payment Plan (EPP)
- Alliance Bank Flexible Payment Plan offers payments terms of 6 and 12 months on retail purchases. Interest rates from 2.5%.
Learn more about Alliance Bank Flexible Payment Plan
|Pay Over||With Interest Rate At||When You Spend|
|6 months||2.5% one-time upfront handling fee||from RM500 |
|12 months||5.5% one-time upfront handling fee||from RM500 |
|18 months||7% one-time upfront handling fee||from RM1000 |
|24 months||8% one-time upfront handling fee||from RM1000 |
- Get free airport lounge privileges at KLIA, cash in your Timeless Bonus Points for Airmiles, and enjoy 24 hour emergency helpdesk support when you travel overseas.
- Exclusive food and beverage promotions, access to Tiger FC football viewing parties, and the chance to redeem your Timeless Bonus Points for limited edition Tiger FC merchandise. Support your team!
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- Annual Fee for Supplementary Card
- Minimum monthly payment
- RM50 or 5% of outstanding amount
- Late payment fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal fee
- RM15.90 or 5.30% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
All fees & charges are inclusive of 6% GST if applicable
Are you eligible for this credit card?
- Minimum annual income
- Minimum age for primary card holder
- 21 years old
- Minimum age for supplementary card holder
- 18 years old
- Who can Apply
- Non-Muslim Only
Get some extra help from your credit card when you need it most