AmBank BonusLink Visa Platinum

Earn BonusLink Points on Shell petrol, shopping and overseas spending with the AmBank BonusLink Visa Platinum card.

AmBank BonusLink Visa Platinum3X BonusLink Points at Shell & Parkson
Min. Income
RM2,000/month
Annual Fee
Free*
Balance Transfer
From 4.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Touch 'n Go E-Wallet Credit
worth RM1888
when you apply through RinggitPlus *

Touch 'n Go E-Wallet Credit

Our Previous Winners

  • Too Kah Lok
  • Asha Nabila Binti Ahmad Rozi
  • Chan May Yee & Goh Hui Xiang
  • Farra Adiba
  • Yau Yit Huan
  • Swee Ling Ying
  • Choong Zhen Han
  • Lee Tiam Wee
  • Mark Chan Keat Jin
  • Nick Lau
  • Wan Izzul Fathi
  • Nurul Syahida
  • Larry Cheong
  • Vijay Nair
  • Gopikrishn Murthy
  • Mohd Wajdi Bin Mohd Fakhruddin

Hear from our users

Find out how Malaysians start making smart financial decisions with us
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Rewards

3x BonusLink Points for every RM1 spent on Shell and Parkson, and unlimited 1x BonusLink Points for every RM1 spent on local dining, groceries, shopping and overseas spending.

BonusLink Points
EarnSpend
3 points on every RM1on Shell petrol and Parkson shopping
1 point on every RM1on local dining, grocery, shopping including Parkson and overseas transactions
1 point on every RM6on other local retail transactions including Shell

Petrol

Refuel at Shell petrol stations nationwide and pay using AmBank BonusLink Visa Platinum because for every RM1 charged to this credit card, you earn 3x BonusLink Points.

Premium

Pay seamlessly and securely with Apple Pay and Google Pay. Just add this AmBank Islamic credit card to your smartphone and enjoy speedy checkouts online and offline!

Balance Transfer

Transfer your outstanding balances from other banks' credit cards to a new AmBank credit card, and enjoy low interest rates. The minimum transfer is RM1,000.

Pay OverWith Interest Rate AtWhen You Transfer
6 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
48 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
60 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AmBank Balance Transfer

Easy Payment Plans

AmBank Easy Payment Plan offers up to 36 months of payment tenures at 0% interest on retail purchases from a range of approved merchants. For other purchases, AmBank AmFlexi-Pay offers low interest rates for up to 12 months.

AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months7.88% p.a.and no one-time upfront handling feeRM500
6 months7.88% p.a.and no one-time upfront handling feeRM500
12 months7.88% p.a.and no one-time upfront handling feeRM500
Learn more about AmBank AmFlexi-Pay
AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about AmBank Easy Payment Plan

Fees & Charges

Annual Fee
  • RM90 primary card

    Free for first 2 years, and waived when you swipe 12 times per annum in the subsequent years

    Free for life with no conditions for supplementary cardholders

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.
Balance Transfer Plans
AmBank Balance Transfer
Get a flexible repayment up to 60 months with interest rate as low as 4.88% per annum with AmBank when you transfer a minimum amount of RM1,000.

Review

Earn BonusLink Points (BLP) On Selected Categories

Why cram your wallet with more loyalty cards when you can have the AmBank BonusLink Visa Platinum, a 2-in-1 card that lets you spend and earn reward points at the same time?

Maximise your rewards with 3x BLP for every RM1 spent at Shell and Parkson, alongside unlimited 1x BLP for every RM1 spent on local dining, groceries, shopping, and all overseas transactions. For all other eligible spending, including Shell purchases after reaching any bonus caps, you will earn unlimited 1x BLP for every RM6. 

BonusLink Points Redemption

The BonusLink Points you have accumulated will expire in three (3) years after the date of your card approval. So, you can use your BonusLink Points to redeem a wide range of gifts, vouchers, and even Shell products.

Complimentary 1-Year Shell Gold Tier Membership

When you sign up for this card, you'll automatically receive a 1-year upgrade to Gold Tier status under the Shell Power Up programme. This membership allows you to collect rewards faster, offering 2x BLP for every litre of Shell FuelSave 95, Shell V-Power 97, or Shell FuelSave Diesel. If you opt for Shell V-Power Racing, your earn rate increases to 5x BLP per litre.

You can also earn 5x BLP for every RM30 spent on Shell Lubricants or items at Shell Select. You can also redeem a Shell Café voucher for just 1 BLP through the BLINK or Shell apps.

No Annual Fees

For the first two (2) years of AmBank BonusLink Visa Platinum membership, the annual fees for the principal card are waived. 

You can continue to enjoy the waiver every year, provided you swipe 12 times a year from the third year onward. Supplementary cardholders enjoy no annual fees for life, with no conditions!

Flexible Payment Plans

AmBank makes shopping easy with flexible, affordable repayment plans. With a 0% Easy Payment Plan, you can convert your purchase into smaller instalments at 0% and choose to repay over up to 36 months.

If you want a more flexible repayment period of up to 12 months, AmFlexi-Pay is the right plan for you, with a low interest rate.

Either way, both plans require a minimum of RM500 in a single receipt when using the AmBank BonusLink Visa Platinum.

Credit Card » AmBank
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