AmBank BonusLink Visa Platinum
Earn BonusLink Points on every spend with the AmBank BonusLink Visa Platinum
3X BonusLink Points at Shell & ParksonProduct summary
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Balance Transfer
- From 4.88% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Get a FREE
Apple iPad Air M4
worth RM3499
when you apply through RinggitPlus *
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Rewards
3 BonusLink Points for every RM1 spent on Shell and Parkson Unlimited 1 BonusLink Points for every RM1 spent on local dining, groceries, shopping and overseas spent
| Earn | Spend |
|---|---|
| 3 points on every RM1 | on Shell petrol and Parkson shopping |
| 1 point on every RM1 | on local dining, grocery, shopping including Parkson and overseas transactions |
| 1 point on every RM6 | on other local retail transactions including Shell |
Petrol
Refuel at Shell petrol stations nationwide and pay using AmBank BonusLink Visa Platinum because for every RM1 charged to this credit card, you earn 3x BonusLink Points.
Balance Transfer
Transfer your outstanding balances from other banks' credit cards to a new AmBank credit card, and enjoy interest rates as low as 4.88% per annum with no upfront fees. Minimum transfer is RM1,000.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 4.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 12 months | 4.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 24 months | 5.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 36 months | 5.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 48 months | 6.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 60 months | 6.88% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Easy Payment Plan (EPP) and AmFlexi-Pay for up to 36 months
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
| 6 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
| 12 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
Fees & Charges
- Annual Fee
- RM450 primary card
Free for first 2 years, and waived when you swipe 12 times per annum in the subsequent years
- RM250 supplementary card
- RM450 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM24,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- AmBank AmFlexi-Pay
- Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
- AmBank Easy Payment Plan
- AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.
- Balance Transfer Plans
- AmBank Balance Transfer
- Get a flexible repayment up to 60 months with interest rate as low as 4.88% per annum with AmBank when you transfer a minimum amount of RM1,000.
Review
AmBank Cash Rebate Visa Platinum Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- up to 10%
AmBank Visa Signature Card
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- No
AmBank Visa Platinum Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank Islamic Visa Platinum Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank Visa Infinite
- Min. Income
- RM10,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank Islamic Visa Platinum CARz Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- up to 5%
AmBank Islamic Visa Signature Card
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- No
AmBank BonusLink Visa Platinum
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
AmBank UnionPay Platinum Credit Card
- Min. Income
- RM5,000/month
- Annual Fee
- Free*
- Cashback
- No
AmBank Islamic Visa Infinite Card
- Min. Income
- RM10,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank BonusLink Visa Signature
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free*
- Cashback
- No
AmBank SIGNATURE Priority Banking Visa Infinite Credit Card
- Min. Income
- N/A
- Annual Fee
- Free
- Cashback
- No
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