AmBank BonusLink Visa Platinum

Collect BonusLink Points with every spend. Use points to redeem products, services, and vouchers or convert them to RM50 cash.

AmBank BonusLink Visa PlatinumBonusLink Points for everyday spending
Min. Income
Annual Fee
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

Get a FREE
Morgan Air Fryer
worth RM449
when you apply through RinggitPlus *

Morgan Air Fryer

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Earn 30 BonusLink Points for every RM20 spent on selected retail transactions, capped at 3,000 BonusLink Points per statement month. Subsequent RM20 spend locally and overseas get you 3 BLPs and 6 BLPs respectively. Get 2 sets of BLPs when shopping at BonusLink Partners' outlets.

BonusLink Points
30 points on every RM20on selected categories: Shell Petrol, Parkson, Dining, Groceries, Online Transactions, Entertainment (movie ticket, bowling, etc)
6 points on every RM20on overseas retail transactions
3 points on every RM20on other local retail transactions


Refuel at Shell petrol stations nationwide and pay using AmBank BonusLink Visa Platinum because for every RM20 charged to this credit card, you earn 30x BonusLink Points.


Board the plane with peace of mind because, for every flight ticket purchase charged to your AmBank BonusLink Visa Platinum card, you will get travel insurance coverage of up to RM1,000,000.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM1,600
Delayed LuggageUp to RM800


Convert 5,700 BonusLink Points to RM50 cash into your credit card account. Enjoy dining and hotel benefits and privileges at Hilton Hotels in the Asia Pacific. Plus, over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.

Easy Payment Plans

Buy now, pay later with AmFlexi-Pay or 0% Easy Payment Plan. Divide your big purchase amount into smaller chunks and say bye-bye to the standard finance charge of 18% (yikes!).

AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a.and no one-time upfront handling feeRM500
12 months4% p.a.and no one-time upfront handling feeRM500
18 months5% p.a.and no one-time upfront handling feeRM500
24 months6% p.a.and no one-time upfront handling feeRM500
Learn more about AmBank AmFlexi-Pay
AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about AmBank Easy Payment Plan

Fees & Charges

Annual Fee
  • RM450 primary card

    Free for first 2 years, and waived when you swipe 12 times per annum for the subsequent years

  • RM250 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.


10x BonusLink Points on selected categories

Why cram your wallet with more loyalty cards when you can have AmBank BonusLink Visa Platinum, a 2-in-1 card that allows you to spend and reward points at the same time?

Spend a minimum of RM20 at a variety of outlets participating under the BonusLink reward program to earn 30x BonusLink Points, which is capped at a maximum of 3,000 BLPs per month. 

For every RM20 spent on other retail transactions locally and overseas, you will get 3x BLPs and 6x BLPs respectively.

BonusLink Points Redemption

The BonusLink Points you have accumulated will expire in 3 years after the date of your card approval. So, you can use your BonusLink Points to redeem a wide range of gifts, vouchers and even Shell products too.

That's not all, your BonusLink Points can be turned into cash credit at a conversion rate of 5,700 BLPs to RM50 cash credit, which will be credited into your account. You can redeem cash credit in multiples of RM50.

Travel with peace of mind

Accidents may happen, anywhere, anytime and uninvited. 

AmBank is going the extra mile to ensure you get the best protection through its complimentary travel insurance worth up to RM1,000,000, in addition to compensation for travel inconveniences.

Provided you charged your total fare (air, sea or land) to this BonusLink co-branded card, you will be covered automatically the moment you begin the journey.

Check the full details of this privilege here.

Dining and hotel room privileges at Hilton Hotels

Enjoy the privilege of up to 50% off dining, buffet and complimentary birthday cake at Hilton Hotels when you spend a minimum amount of RM30,000 in a year after your successful AmBank credit card application!

On top of that, should you need to cancel the room booking, you can save 20% off of the Easy Cancellation Rate. 

Terms and conditions apply.

No annual fee

For the first 2 years of AmBank BonusLink Visa Platinum membership, the annual fees for principal and supplementary cards are waived. 

Furthermore, you still can continue to enjoy the privilege of a waiver every year, on the condition that you swipe 12 times in a year from the third year onward.

Buy now, pay later with AmBank BonusLink Visa Platinum

Shopping is made easy for you with the choice of flexible and affordable repayment plans from AmBank.

With a 0% Easy Payment Plan, you can convert the purchase into smaller chunks at a zero rate and choose to repay it over 3 or 6 months instalments. Or you can also stretch your payments up to 36 months too.

If you want a more flexible period of repayment of up to 24 months, AmFlexi-Pay is the right plan for you with a lower management fee.

Either way, a minimum of RM500 spent in a single receipt is required for both plans when you use AmBank BonusLink Visa Platinum.

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