AmBank BonusLink Visa Signature

Get 6x access to participating airport lounges, RM1 million travel insurance, 30 BonusLink Points with RM20 spent with points and cash redemption. Indeed a 2-in-1 card for all!

AmBank BonusLink Visa SignatureTravel benefits & BonusLink Points
Min. Income
RM6,666.67/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Spend RM20 on selected retail transactions to earn 30 BonusLink Points, capped at 3,000 BonusLink Points per statement month. Subsequent RM20 spend locally and overseas earn you 3 BLPs and 6 BLPs respectively. Get 2 sets of BLPs when shopping at BonusLink Partners' outlets.

BonusLink Points
EarnSpend
30 points on every RM20on selected categories: Shell Petrol, Parkson, Dining, Groceries, Online Transactions, Entertainment (movie ticket, bowling, etc)
6 points on every RM20on overseas retail transactions
3 points on every RM20on other local retail transactions

Petrol

Charge a minimum of RM20 to your AmBank BonusLink Visa Card when refuelling at Shell petrol stations nationwide and earn 30x BonusLink Points.

Travel

Enjoy 6x free access to participating Plaza Premium Lounge every year, subject to minimum spending criteria. Each accompanying guest can also enjoy a 25% discount on all lounges in Malaysia and a 20% discount on all lounges overseas. Plus, save on third-party travel insurance purchases as you'll be covered with up to RM1 million travel insurance coverage when you charge the full fare of your flight ticket with this card. Terms apply.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM1,600
Delayed LuggageUp to RM800

Premium

Convert 5,700 BonusLink Points to RM50 cash into your credit card account. That's not all, enjoy up to 50% off dining and 20% off on all room categories with Club Marriott Malaysia Annual Membership. Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.

Balance Transfer

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 4.88% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4.88% one-time upfront handling feefrom RM1,000
24 months0% p.a. and 5.88% one-time upfront handling feefrom RM1,000
36 months0% p.a. and 5.88% one-time upfront handling feefrom RM1,000
48 months0% p.a. and 6.88% one-time upfront handling feefrom RM1,000
60 months0% p.a. and 6.88% one-time upfront handling feefrom RM1,000
Learn more about AmBank Balance Transfer

Easy Payment Plans

You have two options here: either AmFlexi-Pay or 0% Easy Payment Plan. Just make a minimum purchase of RM500 and let AmBank know your preference.

AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months7.88% p.a.and no one-time upfront handling feeRM500
12 months7.88% p.a.and no one-time upfront handling feeRM500
18 months7.88% p.a.and no one-time upfront handling feeRM500
24 months7.88% p.a.and no one-time upfront handling feeRM500
Learn more about AmBank AmFlexi-Pay
AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about AmBank Easy Payment Plan

Fees & Charges

Annual Fee
  • RM550 primary card

    Free for first 2 years, and waived when you swipe 12 times per annum in the subsequent years

  • RM300 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM80,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.
Balance Transfer Plans
AmBank Balance Transfer
Get a flexible repayment up to 60 months with interest rate as low as 4.88% per annum with AmBank when you transfer a minimum amount of RM1,000.

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