AmBank BonusLink Visa Signature credit card

AmBank BonusLink Visa Signature

Get special discounts at over 300 premium golf clubs worldwide, 5x access to airport lounges and collect up to 3,000 BonusLink Points - all in one exclusive credit card

  • 15% p.a. interest rate
  • 20 days interest-free period
  • Easy Payment Plan (EPP)
  • RM550.00 annual fee
  • Earn up to 30x reward points 

Apply online now for AmBank BonusLink Visa Signature

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Because you should be rewarded for giving the bank your business

There is more than 1 way to harvest BonusLink Points (BLPs) - spend at BonusLink's participating merchants, shopping overseas or even enrolling your credit card for AmBank Auto BillPay program. The sky is the limit!
BonusLink Points
30 points on every RM10on dining, groceries, online, entertainment, Shell and Parkson department store transactions
6 points on every RM10overseas retail transactions
3 points on every RM10other local retail transactions
Your BonusLink Points earned expires in  3 years
Easy Payment Plan (EPP)
You have two options here: either AmFlexi-Pay or 0% Easy Payment Plan. Just make a minimum purchase of RM500 and let AmBank know your preference.
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feefrom RM500 
12 months4% p.a. and no one-time upfront handling feefrom RM2000 
18 months5% p.a. and no one-time upfront handling feefrom RM4000 
24 months6% p.a. and no one-time upfront handling feefrom RM5000 
Learn more about AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM200 
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about AmBank Easy Payment Plan
Looking for travel insurance? Look no further as you are automatically covered with up to RM2,000,000 personal accident coverage and travel compensations for cases such as delayed or missed flight, and lost or delayed of luggage.
Travel CoverageSum Insured
Personal AccidentUp to RM2000000
Delayed FlightUp to RM1000
Missed FlightUp to RM3000
Lost LuggageUp to RM6000
Delayed LuggageUp to RM3000
Enjoy 3 hours of privacy and privilege up to 5x per year at selected Plaza Premium Lounge worldwide. More discounts if you walk in to any of these airport lounges and flash your AmBank BonusLink Visa Signature

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for first 2 year and waived when you swipe 12 times per annum for subsequent years
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
AmBank AmFlexi-Pay
AmBank Easy Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

AmBank BonusLink Visa Signature review

What's so good (or not so good) about it?

Gateway to more rewards

It pays to be loyal with AmBank BonusLink Visa Signature because you are getting a card that gives you the power of spending and the benefits for spending.

You can earn 30 BonusLink Points for every RM10 spent at BonusLink Partners’ outlets. For every RM10 spent on other retail purchases locally and overseas, you will get 3x BLPs and 6 BLPs respectively. Paying selected bills under the Auto BillPay program will earn you 3x BLPs too.

Collect enough points to exchange them for a broader range of benefits such as gift vouchers and Shell products etc. Or, redeem cash credit with BonusLink Points at a conversion rate of 5,700 BLPs to RM50 cash credit, which will be used to offset your outstanding balance.

Exclusive travel privileges

Looking for comfort and privacy at a busy airport? Enter the world of exclusivity with AmBank BonusLink Visa Signature as it promises you 5x access to Plaza Premium Lounge every year, in addition to more discounts for walking-in.

Click here to view the list of available airport lounges

On top of that, Visa is also giving you attractive discounts applicable at more than 300 golf spots so that you can also tee-off at your during the interval of your business meeting.

Insured while on the go

Pay your fare by using AmBank BonusLink Visa Signature to be automatically covered with travel insurance worth RM2,000,000, plus up to RM6,000-worth of travel benefits for inconvenient events such as lost/delayed luggage and missed/delayed flight.

Flexible and affordable repayment plans

You have two choices when it comes to payment plans: (1) 0% Easy Payment Plan that gives you options of repayment either over 3 or 6 months at 0% rate; or (2) AmFlexi-Pay, which extends the repayment horizon up to 24 months at a low management fee. Either way, a minimum of RM500 spend in a single receipt is required for both plans.

Free of charge

For the first two years of subscription of AmBank BonusLink Visa Platinum, your annual fee (principal and supplementary cards) is waived. But it doesn’t stop at there. You still can continue to enjoy the privilege of waiver every year, on a condition that you swipe 12x in a year from the third year onwards.

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