AmBank BonusLink Visa Signature

Earn BonusLink Points on Shell petrol, shopping and overseas spending, plus enjoy airport lounge access with AmBank BonusLink Visa Signature.

AmBank BonusLink Visa Signature5X BonusLink Points & Lounge Access
Min. Income
RM6,666.67/month
Annual Fee
Free*
Balance Transfer
From 4.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Touch 'n Go E-Wallet Credit
worth RM1888
when you apply through RinggitPlus *

Touch 'n Go E-Wallet Credit

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Rewards

Get 5x BonusLink Points (BLPs) when you spend at Shell and Parkson, and 2x BLPs for local dining, shopping, groceries and overseas spending.

BonusLink Points
EarnSpend
5 points on every RM1on Shell petrol and Parkson shopping
2 points on every RM1on local dining, grocery, shopping including Parkson and overseas transactions
1 point on every RM5on other local retail transactions including Shell

Petrol

Earn 5x BLPs for every RM1 spent with your AmBank BonusLink Visa Card when refuelling at Shell petrol stations nationwide. This is capped at a maximum of 3,000 BonusLink Points for each cardholder per statement month.

Travel

6x complimentary annual access to Plaza Premium Lounge in over 50 countries, subject to a minimum spend of RM1,000 within a calendar month before each visit.

Premium

Pay seamlessly and securely with Apple Pay and Google Pay. Just add this AmBank Islamic credit card to your smartphone and enjoy speedy checkouts online and offline! Additionally, enjoy a complimentary round of golf with one paying guest, valid until 31 December 2026.

Balance Transfer

Transfer your outstanding balances from other banks' credit cards to a new AmBank credit card, and enjoy low interest rates. The minimum transfer is RM1,000.

Pay OverWith Interest Rate AtWhen You Transfer
6 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
48 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
60 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AmBank Balance Transfer

Easy Payment Plans

AmBank Easy Payment Plan offers up to 36 months of payment tenures at 0% interest on retail purchases from a range of approved merchants. For other purchases, AmBank AmFlexi-Pay offers low interest rates for up to 12 months.

AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months7.88% p.a.and no one-time upfront handling feeRM500
6 months7.88% p.a.and no one-time upfront handling feeRM500
12 months7.88% p.a.and no one-time upfront handling feeRM500
Learn more about AmBank AmFlexi-Pay
AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about AmBank Easy Payment Plan

Fees & Charges

Annual Fee
  • RM550 primary card

    Free for first 2 years, and waived when you swipe 12 times per annum in the subsequent years

    Free for life with no conditions for supplementary cardholders

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM80,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.
Balance Transfer Plans
AmBank Balance Transfer
Get a flexible repayment up to 60 months with interest rate as low as 4.88% per annum with AmBank when you transfer a minimum amount of RM1,000.

Review

Gateway To More Rewards

It pays to stay loyal to the AmBank BonusLink Visa Signature because it gives you the power and benefits of spending. You will receive 2x BonusLink Points (BLP): one from AmBank and another from BonusLink Partners.

For every RM1 spent on retail purchases locally and overseas, you will earn BonusLink Points. 

  • Shell Petrol and Parkson: Get 5x BLP for every RM1 spent
  • Local dining, grocery, shopping (including Parkson) and overseas spending: Earn unlimited 2x BLP for every RM1 spent
  • Other spending (including Shell): 1x BLP for every RM5 spent, with no limit on how many points you can earn

The BonusLink Points you collect will expire 3 years from your card approval date, so don't wait too long to redeem them for gift vouchers or Shell and Parkson products, among others.

Complimentary Shell Gold Tier Membership

When you sign up for this card, you are automatically upgraded to the Shell Power Up programme for one year. This gives you Gold Tier status, so you earn points faster whenever you visit a Shell station.

You will earn 2x BonusLink Points for every litre of Shell FuelSave 95, Shell V-Power 97, or Shell FuelSave Diesel. 

If you choose Shell V-Power Racing, your rewards increase to 5x BonusLink Points per litre. You can also earn 5x BonusLink Points for every RM30 you spend on Shell Lubricants or items at Shell Select. 

You can also redeem a Shell Café voucher for just 1 BonusLink Point through the BLINK or Shell apps.

This promotion is valid until 31 December 2026, so don't miss out.

Exclusive Travel Privileges

Looking for comfort and privacy at a busy airport for three hours? 

Enter the world of exclusivity with AmBank BonusLink Visa Signature, which promises 6x access to participating Plaza Premium Lounges in over 50 countries locally and internationally every year, plus additional discounts for walk-ins.

However, there is a catch! To enjoy the access privilege, you must spend a minimum of RM1,000 within a calendar month before each lounge visit.

Find out more details about the airport lounge benefit in the terms and conditions.

Flexible Easy Payment Plans

You have two choices for easy payment plans: (1) 0% Easy Payment Plan, which gives you options for repayment up to 36 months at a 0% rate or (2) AmFlexi-Pay, which extends the repayment horizon up to 12 months at a low interest rate.

Either way, both plans require a minimum spend of RM500 on a single receipt.

Free Of Annual Fees

For the first two years with the AmBank BonusLink Visa Signature, the annual fees for the principal card will be waived. 

From the third year onward, you can continue to enjoy the annual fee waiver every year when you swipe your AmBank BonusLink credit card 12 times in a year.

Supplementary cardholders can enjoy the card without any annual fees. No conditions attached!

Credit Card » AmBank
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