AmBank BonusLink Visa Signature

Get 6x access to participating airport lounges, RM2 million travel insurance, 30 BonusLink Points with RM20 spent with points and cash redemption. Indeed a 2-in-1 card for all!

AmBank BonusLink Visa SignatureTravel benefits & BonusLink Points
Min. Income
Annual Fee
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Spend RM20 on selected retail transactions to earn 30 BonusLink Points, capped at 3,000 BonusLink Points per statement month. Subsequent RM20 spend locally and overseas earn you 3 BLPs and 6 BLPs respectively. Get 2 sets of BLPs when shopping at BonusLink Partners' outlets.

BonusLink Points
30 points on every RM20on selected categories: Shell Petrol, Parkson, Dining, Groceries, Online Transactions, Entertainment (movie ticket, bowling, etc)
6 points on every RM20on overseas retail transactions
3 points on every RM20on other local retail transactions


Charge a minimum of RM20 to your AmBank BonusLink Visa Signature when refuelling at Shell petrol stations nationwide and earn 30x BonusLink Points.


Enjoy 6x free access to participating Plaza Premium Lounge every year, subject to minimum spending criteria. Each accompanying guest can also enjoy a 25% discount on all lounges in Malaysia and a 20% discount on all lounges overseas. Plus, save on third-party travel insurance purchases as you'll be covered with up to RM2 million travel insurance coverage when you charge the full fare of your flight ticket with this card. Terms apply.

Travel CoverageSum Insured
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM3,000
Lost LuggageUp to RM6,000
Delayed LuggageUp to RM3,000


Convert 5,700 BonusLink Points to RM50 cash into your credit card account. That's not all, enjoy up to 50% off dining and 20% off on an Easy Cancellation Rate at the Hilton Hotels. Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.

Easy Payment Plans

You have two options here: either AmFlexi-Pay or 0% Easy Payment Plan. Just make a minimum purchase of RM500 and let AmBank know your preference.

AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a.and no one-time upfront handling feeRM500
12 months4% p.a.and no one-time upfront handling feeRM500
18 months5% p.a.and no one-time upfront handling feeRM500
24 months6% p.a.and no one-time upfront handling feeRM500
Learn more about AmBank AmFlexi-Pay
AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about AmBank Easy Payment Plan

Fees & Charges

Annual Fee
  • RM550 primary card

    Free for first 2 years, and waived when you swipe 12 times per annum in the subsequent years

  • RM300 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.


Gateway to more rewards

It pays to be loyal with AmBank BonusLink Visa Signature because you are getting a card that gives you the power and benefits for spending. You will receive 2 sets of BonusLink Points: one from AmBank and another from BonusLink Partners.

For every RM20 spent on retail purchases locally and overseas, you will earn 3x BonusLink Points and 6x BonusLink Points respectively.

If that's not enough BonusLink Points for you, this Visa Signature credit card is giving 30x BonusLink Points for every RM20 spent on the selected retail transactions below:

  • Shell Petrol
  • Parkson
  • Dining
  • Groceries
  • Online transactions
  • Entertainment: Movie tickets, bowling alleys and more!

The BonusLink Points you have collected will have a 3-year expiration from the date of your card approval, so don't wait for too long to redeem for gift vouchers or Shell and Parkson products, among others.

Or, you can redeem the BonusLink Points for cash at a conversion rate of 5,700 BonusLink Points to RM50 cash credit. The redemption can be made in multiples of RM50.

Exclusive travel privileges

Looking for comfort and privacy at a busy airport for three hours? 

Enter the world of exclusivity with AmBank BonusLink Visa Signature as it promises you 6x access to participating Plaza Premium Lounges in over 27 major airports locally and internationally every year, in addition to more discounts for walking in.

However, there is a catch! To enjoy the access privilege, you must spend a minimum of RM1,000 within 30 days before and/or 30 days after the lounge visit.

Find out more details about the airport lounge benefit in the T&C here.

Complimentary RM2 million travel insurance

Pay your fare by using AmBank BonusLink Visa Signature to be automatically covered with travel insurance worth RM2,000,000, plus up to RM6,000 worth of travel benefits for inconvenient events such as lost/delayed luggage and missed/delayed flights.

To find out more about the insurance policy, check here.

Dining and room privileges at Hilton Hotels

On top of the travel privileges, cardholders who spend a minimum amount of RM30,000 in a year after the successful Hilton Hotel membership enrollment can enjoy up to 50% off dining, buffet and complimentary birthday cake at Hilton Hotels.

Need to cancel that room booking? Worry not, you will get 20% off the Easy Cancellation Rate. Check out the full details of this privilege.

Flexible and affordable easy payment plans

You have two choices for easy payment plans: (1) 0% Easy Payment Plan which gives you options of repayment up to 36 months at a 0% rate or (2) AmFlexi-Pay, which extends the repayment horizon up to 24 months at a low management fee. 

Either way, a minimum of RM500 spent on a single receipt is required for both plans.

Free of charge

For the first two years of subscriptions to AmBank BonusLink Visa Platinum, the annual fees for principal and supplementary cards will be waived. 

You still can continue to enjoy the annual fee waiver every year when you swipe your AmBank BonusLink credit card 12 times in a year from the third year onward.

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