AmBank Cash Rebate Visa Platinum Card

Get up to 10% cashback on online transactions, shopping and groceries, dining, and public transport with the AmBank Cash Rebate Visa Platinum card.

AmBank Cash Rebate Visa Platinum CardEarn up to 10% cashback!
Min. Income
RM2,000/month
Annual Fee
Free
Cashback
up to 10%
Balance Transfer
From 4.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Touch 'n Go E-Wallet Credit
worth RM1888
when you apply through RinggitPlus *

Touch 'n Go E-Wallet Credit

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Cashback

Earn 10% cash rebates, capped at RM10 monthly, on online transactions, shopping and grocery, dining, and public transport spending. Other retail spending gets you 0.2% cashback, unlimited! Spend below RM1,500 across all categories each month to earn unlimited 0.2% cashback.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Online Transactions, Shopping and Grocery, Dining, Public Transport10%RM10from RM1,500 or above monthly
Other Retail Spending0.2%uncappedfrom RM1,500 or above monthly
Online Transactions, Shopping and Grocery, Dining, Public Transport, and Other Retail Spend0.2%uncappedfrom RM1up to RM1,499 monthly

Premium

Pay seamlessly and securely with Apple Pay and Google Pay. Just add this AmBank credit card to your smartphone and enjoy speedy checkouts online and offline!

Balance Transfer

Transfer your outstanding balances from other banks' credit cards to a new AmBank credit card, and enjoy low interest rates. The minimum transfer is RM1,000.

Pay OverWith Interest Rate AtWhen You Transfer
6 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
48 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
60 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AmBank Balance Transfer

Easy Payment Plans

AmBank Easy Payment Plan offers up to 36 months of payment tenures at 0% interest on retail purchases from a range of approved merchants. For other purchases, AmBank AmFlexi-Pay offers low interest rates for up to 12 months.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months7.88% p.a.and no one-time upfront handling feeRM500
6 months7.88% p.a.and no one-time upfront handling feeRM500
12 months7.88% p.a.and no one-time upfront handling feeRM500
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Payment Plan for a competitive upfront fees and flexible repayment periods.
Balance Transfer Plans
AmBank Balance Transfer
Get a flexible repayment up to 60 months with interest rate as low as 4.88% per annum with AmBank when you transfer a minimum amount of RM1,000.

Review

Up To 10% Cashback On Selected Categories

Now you can make your online purchases more rewarding with the AmBank Cash Rebate Visa Platinum Card, a cashback credit card that gives you up to a 10% cash rebate.

Let's take a look at some of the key highlights of this AmBank cash rebate credit card:

Highlights of the AmBank Cash Rebate Visa Platinum Card
Highest cashback rate 10% cashback with a total monthly spend of RM1,500 and above
Highest cashback amount RM10 per category
Minimum spend to earn the highest cashback amount RM1,500 per month
Eligible spend to earn the highest cashback rate Online Transactions, Shopping and Grocery, Dining, Public Transport
Eligible Cardholder(s) Principal and Supplementary

For eligible purchases with total monthly spend below RM1,500, you will earn a 0.2% cash rebate, unlimited per category. 

For other retail purchases (excluding Petrol, Government, E-wallet and Charity), you get an unlimited 0.2% cashback. 

Participating Merchants To Earn Cashback

Below is the list of participating merchants of the AmBank Cash Rebate Visa Platinum Card, where you can swipe and earn a high cash rebate:

Online

  • All e-commerce/online/internet merchants, such as Shopee, Lazada, Grab, Foodpanda, etc.

Shopping and Grocery

  • Local and overseas retail shopping and grocery stores, such as Uniqlo, Jaya Grocer, AEON, H&M, Mydin, etc.

Dining

  • Eateries and fast-food restaurants

Public Transport

  • Local and overseas public transport, such as KLIA Ekspres, MRT, LRT, Eurostar, London Subway, etc.

Other Spend

  • All other eligible retail spend, excluding Petrol, Charity, Government-related payments, JomPay, FPX, DuitNow QR, payments without MCC code or MCC 0000 and eWallet transactions

Amazing30 Deals Everyday

Now with your brand new AmBank Cash Rebate Visa Platinum credit card, don't miss out on amazing deals that await you every day via AmBank Amazing30.

Get RM30 cashback, RM30 off, or 30% off on groceries, dining, online shopping and petrol spending with AmBank participating partners such as BonusLink, Lazada, Madam Kwan's, McDonald's, Shopee, and Zalora, just to name a few.

Annual Fee Waiver

You read it right: the card's annual fee is free for both the principal and supplementary cardholders. All you need to pay upon card activation and anniversary is the Sales and Service Tax of only RM25.

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