AmBank Cash Rebate Visa Platinum Card

Lifestyle spending gets even better with this AmBank cashback credit card. Get up to 10% cash rebates on online transactions, shopping and groceries, dining and public transport spending!

AmBank Cash Rebate Visa Platinum CardEarn up to 10% cashback!
Min. Income
RM2,000/month
Annual Fee
Free
Cashback
up to 10%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Earn 10% cash rebates, capped at RM10 monthly, for Online Transactions, Shopping and Grocery, Dining, plus Public Transport spending. Other retail spending gets you 0.2% cashback, unlimited! Spending below RM1,500 on all categories every month earns you unlimited 0.2% cashback.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Online Transactions, Shopping and Grocery, Dining, Public Transport10%RM10from RM1,500 or above monthly
Other Retail Spending0.2%uncappedfrom RM1,500 or above monthly
Online Transactions, Shopping and Grocery, Dining, Public Transport, and Other Retail Spend0.2%uncappedfrom RM1up to RM1,499 monthly

Premium

This credit card is available for Google Pay and Apple Pay!

Balance Transfer

Transfer your outstanding balances from other banks' credit cards to a new AmBank credit card, and enjoy 0% interest with low one-time upfront fees. Minimum transfer is RM1,000.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 4.88% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4.88% one-time upfront handling feefrom RM1,000
24 months0% p.a. and 5.88% one-time upfront handling feefrom RM1,000
36 months0% p.a. and 5.88% one-time upfront handling feefrom RM1,000
48 months0% p.a. and 6.88% one-time upfront handling feefrom RM1,000
60 months0% p.a. and 6.88% one-time upfront handling feefrom RM1,000
Learn more about AmBank Balance Transfer

Easy Payment Plans

Choose from two choices of easy payment plans from AmBank to better manage your cash flow.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months7.88% p.a.and no one-time upfront handling feeRM500
12 months7.88% p.a.and no one-time upfront handling feeRM500
18 months7.88% p.a.and no one-time upfront handling feeRM500
24 months7.88% p.a.and no one-time upfront handling feeRM500
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Payment Plan for a competitive upfront fees and flexible repayment periods.
Balance Transfer Plans
AmBank Balance Transfer
Get a flexible repayment up to 60 months with interest rate as low as 4.88% per annum with AmBank when you transfer a minimum amount of RM1,000.

Review

Up to 10% cashback on selected categories

As we adjust ourselves to the new norm of life due to the COVID-19 outbreak, online shopping has become the new brick-and-mortar shopping.

Everything that we can buy online, including daily necessities such as groceries and health supplies.

Now you can make your online purchases more rewarding with the AmBank Cash Rebate Visa Platinum Card, a cashback credit card that gives you up to a 10% cash rebate.

Let's take a look at some of the key highlights of this AmBank cash rebate credit card:

Highlights of the AmBank Cash Rebate Visa Platinum Card
Highest cashback rate 10% cashback with a total monthly spend of RM1,500 and above
Highest cashback amount RM10 per category
Minimum spend to earn the highest cashback amount RM1,500 per month
Eligible spend to earn the highest cashback rate Online Transactions, Shopping and Grocery, Dining, Public Transport
Eligible Cardholder(s) Principal and Supplementary

For purchases with an eligible spend below RM1,500 in total monthly spend, you will earn a 0.2% cash rebate, unlimited per category. 

For other retail purchases (excluding Petrol, Government, E-wallet and Charity), you get an unlimited 0.2% cashback. 

Who are the participating merchants?

Below is the list of participating merchants of the AmBank Cash Rebate Visa Platinum Card, where you can swipe and earn a high cash rebate:

Online

  • All e-commerce/online/internet merchants, such as Shopee, Lazada, Grab, Foodpanda, etc.

Shopping and Grocery

  • Local and overseas retail shopping and grocery stores, such as Uniqlo, Jaya Grocer, AEON, H&M, Mydin, etc.

Dining

  • Eateries and fast-food restaurants

Public Transport

  • Local and overseas public transport, such as KLIA Ekspres, MRT, LRT, Eurostar, London Subway, etc.

Other Spend

  • All other eligible retail spend, excluding Petrol, Charity, Government-related payments, JomPay, FPX, DuitNow QR, payments without MCC code or MCC 0000 and eWallet transactions

Amazing30 Deals Everyday

Now with your brand new AmBank Cash Rebate Visa Platinum credit card, don't miss out on amazing deals that await you every day via AmBank Amazing30.

Get RM30 cashback, RM30 off, or 30% off on groceries, dining, online shopping and petrol spending with AmBank participating partners such as BonusLink, Lazada, Madam Kwan's, McDonald's, Shopee, and Zalora — just to name a few.

Annual Fee Waiver

You read it right, the card's annual fee is free for the principal and supplementary cardholder. All you need to pay upon card activation and anniversary is the Sales and Service Tax of only RM25.

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