AmBank Cash Rebate Visa Platinum Card
Lifestyle spending gets even better with this AmBank cashback credit card. Get up to 10% cash rebates on online transactions, shopping and groceries, dining and public transport spending!
Earn up to 10% cashback!Product summary
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- up to 10%
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Get a FREE
Touch 'n Go E-Wallet Credit
worth RM3000
when you apply through RinggitPlus *
Our Previous Winners
Our Previous Winners
Hear from our users
Find out how Malaysians start making smart financial decisions with us
Hear from our users Sign Up Offers
Cashback
Earn 10% cash rebates, capped at RM10 monthly, for Online Transactions, Shopping and Grocery, Dining, plus Public Transport spending. Other retail spending gets you 0.2% cashback, unlimited! Spending below RM1,500 on all categories every month earns you unlimited 0.2% cashback.
| CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
|---|---|---|---|
| Online Transactions, Shopping and Grocery, Dining, Public Transport | 10% | RM10 | from RM1,500 or above monthly |
| Other Retail Spending | 0.2% | uncapped | from RM1,500 or above monthly |
| Online Transactions, Shopping and Grocery, Dining, Public Transport, and Other Retail Spend | 0.2% | uncapped | from RM1up to RM1,499 monthly |
Balance Transfer
Transfer your outstanding balances from other banks' credit cards to a new AmBank credit card, and enjoy 0% interest with low one-time upfront fees. Minimum transfer is RM1,000.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 0% p.a. and 4.88% one-time upfront handling fee | from RM1,000 |
| 12 months | 0% p.a. and 4.88% one-time upfront handling fee | from RM1,000 |
| 24 months | 0% p.a. and 5.88% one-time upfront handling fee | from RM1,000 |
| 36 months | 0% p.a. and 5.88% one-time upfront handling fee | from RM1,000 |
| 48 months | 0% p.a. and 6.88% one-time upfront handling fee | from RM1,000 |
| 60 months | 0% p.a. and 6.88% one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Choose from two choices of easy payment plans from AmBank to better manage your cash flow.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
| 6 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
| 12 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM50 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM24,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- AmBank Easy Payment Plan
- AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.
- AmBank AmFlexi-Pay
- Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
- Cash Advance / Cash Loan
- AmBank QuickCash
- Need a hurry cash? Take advantage of the QuickCash Payment Plan for a competitive upfront fees and flexible repayment periods.
- Balance Transfer Plans
- AmBank Balance Transfer
- Get a flexible repayment up to 60 months with interest rate as low as 4.88% per annum with AmBank when you transfer a minimum amount of RM1,000.
Review
AmBank Cash Rebate Visa Platinum Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- up to 10%
AmBank Visa Platinum Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank Visa Signature Card
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- No
AmBank Islamic Visa Platinum Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank Visa Infinite
- Min. Income
- RM10,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank Islamic Visa Platinum CARz Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- up to 5%
AmBank BonusLink Visa Signature
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free*
- Cashback
- No
AmBank Islamic Visa Infinite Card
- Min. Income
- RM10,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank SIGNATURE Priority Banking Visa Infinite Credit Card
- Min. Income
- N/A
- Annual Fee
- Free
- Cashback
- No
AmBank UnionPay Platinum Credit Card
- Min. Income
- RM5,000/month
- Annual Fee
- Free*
- Cashback
- No
AmBank BonusLink Visa Platinum
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
AmBank Islamic Visa Signature Card
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- No
✕
