AmBank Cash Rebate Visa Platinum

Online shopping gets even better with this AmBank cashback credit card. Get up to 8% cash rebates on online, groceries and pharmacy spending!

AmBank Cash Rebate Visa Platinum8% cashback for online shopping
Min. Income
Annual Fee
up to 8%
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


8% cash rebates on Groceries, Pharmacy and Online transactions with a qualified monthly spend of RM1,500, capped at RM15 per category. Get an unlimited 10% Interest Rebate on the finance charges when you meet minimum retail spend of RM500.

Cashback categoryCashback rateMonthly capSpend
Groceries, Pharmacy, Online Transactions8%RM15from RM1,500 and above monthly
Groceries, Pharmacy, Online Transactions1%RM5from RM500 up to RM1,499 monthly
Other Retail Spends (exclude Petrol, Government and Charity)0.1%uncappedfrom RM1 and above monthly


Until 31 July 2021, get 30% cashback when you fuel up at any petrol station with a cumulative spend of RM3,000 per month. Terms and conditions apply.


Get yourself and your loved ones covered with up to RM500,000 travel insurance when you charged your full fare of plane tickets to AmBank Cash Rebate Visa Platinum.

Travel CoverageSum Insured
Travel InsuranceUp to RM500,000
Delayed FlightUp to RM600
Missed FlightUp to RM600
Lost LuggageUp to RM1,300
Delayed LuggageUp to RM600


Enjoy amazing deals (RM30 cashback, RM30 off or 30% off) every day from AmBank Amazing 30's participating merchants. Get covered with AmBank AXXESS COVID-19 Insurance Programme exclusively for AmBank Cash Rebate Visa Platinum cardholders only. Terms and conditions apply.

Easy Payment Plans

With AmFlexi-Pay, you can choose to pay for your golden-ticket items in installment for up to 24 months.

AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feeRM500
12 months4% p.a. and no one-time upfront handling feeRM2,000
18 months5% p.a. and no one-time upfront handling feeRM4,000
24 months6% p.a. and no one-time upfront handling feeRM5,000
Learn more about AmBank AmFlexi-Pay
AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM200
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about AmBank Easy Payment Plan

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 24 months of instalment plan at 0% interest rate on hundreds of products available at selected partner stores.
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Flexi Payment Plan for a competitive upfront fees and flexible repayment periods.


Up to 8% cashback on Online Shopping

As we adjust ourselves to the new norm of life due to a virus outbreak, online shopping has become the new brick-and-mortar shopping.

Everything that we need we can buy online, including daily necessities such as groceries and health supplies too.

Now you can make your online and e-commerce purchases more rewarding with AmBank Cash Rebate Visa Platinum, a cashback credit card that gives you up to 8% cash rebate.

Let's take a look at some of the key highlights of this AmBank cash rebate credit card:

Highlights of AmBank Cash Rebate Visa Platinum
Highest cashback rate 8% cashback with a total monthly spend of RM1,500 and above
Highest cashback amount RM15 per category
Min. spend to earn highest cashback amount RM1,500 per month
Eligible spend to earn highest cashback rate Groceries, Pharmacy and Online purchases
Eligible Cardholder(s) Principal and Supplementary

For purchases of eligible spends of between RM500 to RM1,499 in the total monthly spends, you will earn 1% cash rebate, capped at RM5 per category. For other retail purchases (exclude Petrol, Government and Charity), you get an unlimited 0.1% cashback. 

Who are the participating merchants?

Below are the list of participating merchants of AmBank Cash Rebate Visa Platinum where you can swipe and earn high cash rebate:


  • All e-commerce/online/internet merchants


  • Giant
  • Tesco
  • AEON Group (AEON, AEON Big, AEON Max Value)
  • Village Grocer
  • Jaya Grocer
  • Cold Storage
  • Mercato
  • Econsave
  • Everrise & Servay


  • Guardian
  • Watsons
  • Caring Pharmacy
  • GNC
  • Health Lane Pharmacy
  • AA Pharmacy
  • Big Pharmacy
  • AEON Wellness

Unlimited 10% Interest Rebate

It gets even better with AmBank Cash Rebate Visa Platinum as you get to earn Interest Rebate on the finance charges incurred on the outstanding balance of your credit card.

What you need to do is spend at least RM500 on retail transactions to enjoy the unlimited 10% interest rebate.

Amazing30 Deals Everyday

Now with your brand new AmBank Cash Rebate Visa Platinum credit card, don't miss out on amazing deals that await you every day via AmBank Amazing30.

Get RM30 cashback, RM30 off, or 30% off on groceries, dining, online shopping and petrol spending with AmBank participating partners such as BonusLink, Lazada, Madam Kwan's, McDonald's, Shopee, Zalora -- just to name a few.

AmBank AXXESS COVID-19 Insurance Programme

Exclusively for AmBank Cash Rebate Visa Platinum cardholders, get covered amidst this global pandemic with attractive coverage just for you:

CoverageCOVID-19 + Personal Accident
Benefits- RM1,000 on Hospitalisation due to COVID-19 will be credited into your AmBank card account
- RM10,000 cash on Death due to COVID-19 or Personal Accidental Death
Period6 months

Of course, this insurance programme is subject to terms and conditions. Click here to find out more.

Annual Fee Waiver

You read it right, the card's annual fee is free for the principal cardholder. All you need to pay upon card activation and anniversary is the Sales and Service Tax of only RM25.

For the supplementary cardholders, however, the annual fee is waived only for the first 3 cardholders. The 4th supplementary cardholder onward is chargeable at RM188 per annum.