Free For Life
With AmBank Islamic Al-Taslif MasterCard Classic Card-i, you can enjoy the card privileges at no cost at all. The annual fee is waived for life with no hidden charges. The benefit is also extended to the first 3 supplementary cards.
You can earn AmBonus Points every time you make purchases. For each Ringgit you spend on retail purchases, you earn 1 AmBonus Point. Your AmBonus Points earned expires in 3 years.
Your accumulated AmBonus Points are eligible for redemption of wide range of products, such as fashion, personal care, vouchers, air miles, gadgets, kitchen appliances, travel related accessories and more. You can refer to the AmBonus Points redemption catalogue (http://www.ambank.com.my/ambank/Documents/AmBonusECatalogue.pdf) for more details.
In addition, you can also make your redemption on the spot. Among the participating merchants are Cosway, Courts, ESH, Sen Heng and SenQ. All you need to do is just to inform the cashier that you wish to make your purchases with your AmBonus Points. The minimum redemption is 1500 AmBonus Points.
Auto Bill Payment
No more worries on late payment fees and long queues for your bill payments every month. With AmBank AutoBillPay, all your bills can be automatically debited from your credit card account. All you need to do is just to fill up the AutoBillPay Enrolment Form (http://www.ambank.com.my/ambank/Documents/AmBank%20Auto%20BILLPAY%20A4%20Form%20-%20revise%20CI.PDF) to register your utilities accounts.
Now, you don’t need to worry about your bills for Telekom, Tenaga Nasional, Astro, Celcom, Maxis, MCIS Zurich, Allianz and Zurich Insurance.
4.99% Interest for Balance Transfer
Just consolidate all your credit card outstanding balances and transfer to AmBank Islamic Al-Taslif MasterCard Gold Card-i for lower interest rate of 4.99% p.a. for 6 months’ repayment, 8.99% p.a. for 12 months’ repayment and 8.99% p.a. for 24 months’ repayment.
If you opt for 6 months’ balance transfer, the minimum amount you will need to transfer is RM1000, meanwhile the minimum transfer amount is RM5000 for 12 and 24 months.
You'd better to settle the repayment within the agreed period, otherwise the interest rate is reverted to the standard rate as high as 18% p.a.