AmBank Islamic Al-Taslif MasterCard Gold Card-i

Pay for your basic needs and get rewarded. Enjoy the convenient of easy payment, bill payment, balance transfer and RM500,000 travel Takaful protection.

No Annual Fee

AmBank Islamic Al-Taslif MasterCard Gold Card-i
Min. Income
RM2,000/month
Annual Fee
Free
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Easy Payment Plans

AmBank Easy Payment Plan offers 24 months payment terms with 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay for as low as 3%.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM200
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feeRM500
12 months4% p.a. and no one-time upfront handling feeRM2,000
18 months5% p.a. and no one-time upfront handling feeRM4,000
24 months6% p.a. and no one-time upfront handling feeRM5,000
Learn more about AmBank AmFlexi-Pay

Rewards

For every Ringgit charged to AmBank Islamic Al-Taslif Gold MasterCard Card-i on all local retail expenses, earn 1x AmBonus Reward Point. Swipe your for all purchases, collect points and redeem some awesome products available at AmBonus E-Catalogue.

AmBonus Points
EarnSpend
1 point on every RM1on all retail expenses

Fees & Charges

Annual Fee
  • RM0 primary card
  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, whichever is higher
Cash withdrawal fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians and Permanent Residents

Review

Free For Life

With AmBank Islamic Al-Taslif MasterCard Gold Card-i, you can enjoy the card privileges at no cost at all. The annual fee is waived for life with no hidden charges. The benefit is also extended to the first 3 supplementary cards.

Travel Protection

Even though it is just a basic credit card, you are covered under a travel Takaful protection plan worth RM500,000, whereas RM350,000 and RM150,000 for Spouse and Child respectively. 

You can also be indemnified for travel inconveniences up to RM4,000 per cardholder and a combined limit of RM3,000 for Spouse and Child. 

On one condition, you must have a proof of transaction of air ticket purchase using AmBank Islamic Al-Taslif MasterCard Gold Card-i and the coverage only effective when you're on board.

AmBonus Reward Points

With AmBank Islamic Al-Taslif MasterCard Gold Card-i, you can earn 1x AmBonus Reward Point when you swiped on all retail expenses locally. Collect as many reward points as you can to redeem a wide array of products, gifts and vouchers in the AmBonus E-Catalogue!

For as low as 1,500 AmBonus Points, you can redeem anything on-the-spot at AmBank's participating partners, namely Courts, ESH, Sen Heng, SenQ, Cosway and Mydin. Upon payment, just inform the cashier that you wish to use your AmBonus Points to pay.

Auto Bill Pay

Electric, water, telco, insurance, you name it. Life would be much easier when you enroll into AmBank Auto Bill Pay Service and let your Islamic credit card does the payment for you. In a way, you will never forget to pay and have zero outstanding payment on utilities.

If you have monthly commitment with these service providers, then it is highly encouraged to sign up:

  • Tenaga Nasional
  • Telekom Malaysia
  • Astro
  • Allianz Insurance
  • MCIS Insurance
  • Zurich Insurance
  • DiGi
  • Maxis
  • Celcom
  • U Mobile
  • Tune Talk
  • XOX