AmBank Islamic Al-Taslif Visa Gold Card-i

Meet your new money manager! Enjoy online banking, 0% easy payment plan on your retail spend, and automatic bill payments with AutoBillPay.

AmBank Islamic Al-Taslif Visa Gold Card-iFree for Life
Min. Income
RM2,000/month
Annual Fee
Free
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

1 Reward point for every RM1 spent on retail purchases. With the AmBonus Rewards Catalogue there's tons of prizes waiting for you and your loved one - great for when you need to pick out gifts for a birthday or wedding. It's not being cheap if you've already spend your money to earn the points!

AmBonus Points
EarnSpend
1 point on every RM1on all retail expenses

Travel

Takaful Travel Insurance of up to RM500000 to take care of not just you, but your family too.

Travel CoverageSum Insured
Personal AccidentUp to RM500,000
Delayed FlightUp to RM750
Missed FlightUp to RM750
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM750

Balance Transfer

AmBank AmTransfer offers interest rates from 4.99% and payment terms up to 24 months.

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 4.88% one-time upfront handling feefrom RM1,000
24 months0% p.a. and 4.88% one-time upfront handling feefrom RM1,000
36 months0% p.a. and 4.88% one-time upfront handling feefrom RM1,000
Learn more about AmBank AmTransfer

Easy Payment Plans

AmBank EPP offers 0% interest for up to 24 months payment terms on retail purchases from a range of approved merchants. No penalty fee for early payment. Otherwise, you can enjoy instalment interest as low as 3% on all the other purchases.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM200
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feeRM500
12 months4% p.a. and no one-time upfront handling feeRM2,000
18 months5% p.a. and no one-time upfront handling feeRM4,000
24 months6% p.a. and no one-time upfront handling feeRM5,000
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

    Free for life for first 3 Supplementary cards

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 24 months of instalment plan at 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Balance Transfer Plans
AmBank AmTransfer
Low interest and flexible repayments with a Balance Transfer program with minimal management fees. Ideal if you want to clear your debts fast!

Review

Free Annual Payment

Own your very first credit card for free without any hidden charges! The annual fee is totally free of charge for life. You have to be minimum 21 years old to be eligible as the card holder with minimum income of RM24000 a year.

Rewards Just for You

For every RM1 you spend on retail purchases, you earn 1 AmBonus Point. Your accumulated AmBonus Points allows you to redeem gifts from AmBonus Points Redemption catalogue that comprises homewares, gadgets, travel accessories, fashion, health care products, vouchers, air miles and more.

On top of that, you can redeem your AmBonus Points on the spot at participating merchants such as ESH, Cosway, Courts, Sen Heng and SenQ. The minimum redemption is 1500 AmBonus Points. All you need to do is just to inform the cashier that you wish to use your AmBonus Points for your purchase.

Do take note that your AmBonus Points earned expires in 3 years. Make sure you check your AmBonus Point from time to time for redemption before due date.

Travel Benefits 

The rewards just keep coming with the AmBank Al-Taslif Gold. Travel safe with Takaful Travel Insurance of up to RM500,000. Both you and your family will receive coverage for personal accident, loss of luggage, flight delay, luggage delay and even missed connections. 

So don't sweat the details and let AmBank protect you.

0% Instalment

Want to purchase a set of new sofa with limited budget? With AmBank Easy Payment Plan, your purchases can turn into zero interest instalment for 3 or 6 months. The minimum purchase is set at RM500. However, this benefit is only valid for participating merchants.

For non-participating merchants, you can opt for AmBank AmFlexi-Pay for instalments as low as 3% interest per annum for up to 24 months.

Auto Bill Payment

AmBank Islamic Al-Taslif Visa Gold Card-i offers your convenience with AmBank AutoBillPay. This benefit could save your time by skipping queue for bill payments. In addition, expect no more late payment charges and all your bills can be automatically debited from your credit card account.

The participating merchants are

  • Telekom Malaysia Berhad
  • Tenaga Nasional Berhad
  • Astro
  • MCIS Zurich
  • Allianz
  • Zurich Insurance
  • Celcom
  • Maxis

Just fill up the AutoBillPay Enrolment Form for participation.