Maybe you’ve just gotten a new job after graduating, or you just want a hassle-free credit card that frees-up space in your wallet and helps you get stuff online. The AmBank Islamic TRUE Card-i gives you the power to manage your finances and start building a good credit history to help you with bigger purchases in the years to come.
What annual fee?
Expecting a low annual fee? Sorry to disappoint, but you don’t even need to remember it! Your principal card, along with the first 3 supplementary cards, are free for life, no questions asked. The AmBank Islamic TRUE Card-i functions exactly like a credit card but without the burden of extras that you don’t need. Enjoy the benefits of being a member without any additional fees to maintain the card.
Low Interest Rate
Sometimes, some expenses are unavoidable and times can be tough, so you’ll need all the help you can get. In case you need some financing help when your budget is tight, the AmBank Islamic TRUE Card-i offers an attractive low interest rate of 12% p.a. instead of the standard rate of 18% p.a., which you can continue to enjoy as long as you settle the minimum payment due on outstanding balances promptly.
0% Easy Payment Plan
Who says you can’t live a good life without burning a hole in your wallet or survive on instant noodles daily? Get 0% interest rate for installments of 3 or 6 months so that you can reduce your financial burden on paying lump sum for your new purchases. The benefit is only applicable at AmBank participating merchants with minimum purchase of RM500. All you need to do is to visit the selected outlets and request for AmBank Islamic Easy Payment Plan when making your payment.
For non-participating merchants, AmBank also offers affordable monthly instalments.
- 3% p.a. for 6 months with minimum spending of RM500
- 4% p.a. for 12 months with minimum spending of RM2000
- 5% p.a. for 18 months with minimum spending of RM4000
- 6% p.a. for 24 months with minimum spending of RM5000
4.99% Balance Transfer
AmBank Islamic offers the balance transfer which allows you to transfer the outstanding balances from other credit cards to AmBank Islamic TRUE Card-i.
AmTransfer allows you to repay your credit card outstanding with low interest rate.
- 4.99% p.a. for 6 months with minimum transfer amount of RM1000
- 8.99% p.a. for 12 months with minimum transfer amount of RM5000
- 8.99% p.a. for 24 months with minimum transfer amount of RM5000