AmBank Islamic Visa Infinite Card-i

Fast track your frequent flyer miles with 5x reward points, get 5x access to airport lounge, and 50% off dining with an Islamic Visa Infinite card.

AmBank Islamic Visa Infinite Card-i5X reward points for overseas spending
Min. Income
Annual Fee
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Earn 5x AmBonus Points for every RM1 spent on retail purchases overseas (except online transactions). Convert reward points to air miles from your favourite frequent flyer programs, or redeem at AmBank On-the-Spot Redemption. Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.

AmBonus Points
5 points on every RM1on overseas retail purchases (except online transactions)
1 point on every RM1on all local retail expenses


Travel easy with AmBank Islamic Visa Infinite as you get 5x access to Plaza Premium Lounge per year, Visa Concierge Service, and a travel Takaful of up to RM2 million for you and your family members.

Travel CoverageSum Insured
Personal AccidentUp to RM100,000
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM1,500
Missed FlightUp to RM1,500
Lost LuggageUp to RM12,000
Delayed LuggageUp to RM8,000


Get up to 50% off on dining, complimentary birthday cake and buffet at the Hilton Hotels in Asia Pacific.

Easy Payment Plans

AmBank Easy Payment Plan offers 24 months payment terms with 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay for as low as 3%.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM200
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feeRM500
12 months4% p.a. and no one-time upfront handling feeRM2,000
18 months5% p.a. and no one-time upfront handling feeRM4,000
24 months6% p.a. and no one-time upfront handling feeRM5,000
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

    Free for life for first 3 Supplementary cards

    Waived when 4th supplementary card onwards is RM188 p.a.

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians and Permanent Residents


Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 24 months of instalment plan at 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Flexi Payment Plan for a competitive upfront fees and flexible repayment periods.


Free Airport Lounge Access

Travel in style with AmBank Islamic Visa Infinite Card-i as you are entitled to a complimentary access to the Plaza Premium Lounge worldwide for 5 times in a year.

Sit back and relax in the comfort of privacy for 3 hours where you can use all facilities such as WiFi, shower, food and beverages, and entertainment to take your mind off before starting your journey.

To enjoy this benefit, just spend minimum RM500 within 30 days before or after the lounge access.

Click here to view the list of available airport lounges

Free Travel Insurance

Travel in peace of mind as you and your family are covered with up to RM2 million travel Takaful. You will also be compensated in case your flight is delayed or missed, or your luggage is delayed or lost during travel for up to RM12,000. 

To receive this automatic travel Takaful coverage, just charge your upcoming flight ticket purchases to your AmBank Islamic Visa Infinite Card-i.

AmBonus Reward Points

AmBank Islamic Visa Infinite Card-i is your companion for overseas shopping because it will reward you with 5x AmBonus Points for every Ringgit spent on retail outside of Malaysia.

1x AmBonus Point will also be rewarded for every RM1 spent on retail transaction locally. This reward point will have a 3-year expiry and is not transferable nor exchangeable with cash.

Your can redeem for gifts or vouchers or even air miles from the AmBonus E-Catalogue, or redeem at AmBank On-the-Spot Redemption.

The best part about this reward point is that you can fast track your air miles conversion with over 50 airlines partners, such as Enrich Miles, Asia Miles, KrisFlyer, BiG Points, and many more.

Dining, Hotel and Concierge Privileges

As long as you spend a minimum of RM30,000 over one (1) year from the date of Hilton Dining Asia Pacific Membership enrollment, you are entitled for the extended privileges such as fancy dining discount up to 50% and 20% off on hotel room rates for all participating Hilton Worldwide Hotels in Asia.

To top it off, Visa Concierge Services will be there for you round-the-clock anticipating for you and your lifestyle needs. 

Whether at home or overseas, you can contact their toll-free numbers to get assistance such as card replacement, cash disbursement, medical assistance, and travel assistance among others.

No Annual Fee

This Islamic premium credit card charges you zero annual fee for life, no conditions and no hidden motives.

What's more, your first three (3) supplementary cardholders can also enjoy this annual fee waiver benefit as you - the more the merrier!