AmBank Islamic Visa Infinite Card-i

Fast track your frequent flyer miles with 5x reward points, get 5x access to airport lounge, RM2 million travel Takaful coverage, and golf discounts!

AmBank Islamic Visa Infinite Card-i30% off Green Fees
Min. Income
Annual Fee
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Every RM1 spend on retail purchases overseas (except online transactions), 5x AmBonus Points is earned. Convert AmBonus Points to air miles with your favourite frequent flyer programs, or redeem for gifts for your loved ones.

AmBonus Points
5 points on every RM1on overseas retail purchases (except online transactions)
1 point on every RM1on all local retail expenses


Travel easy with AmBank Visa Infinite with 5x access to Plaza Premium Lounge per year, Visa Concierge Service, and a travel insurance up to RM2 million for you and your family members.

Travel CoverageSum Insured
Personal AccidentUp to RM100,000
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM1,500
Missed FlightUp to RM1,500
Lost LuggageUp to RM12,000
Delayed LuggageUp to RM8,000


Save 30% on green fees at any participating golf clubs in APAC. That's not all, save up to 50% on dining and hotel room at Hilton Hotels across 16 countries in Asia Pacific.

Easy Payment Plans

AmBank Easy Payment Plan offers 24 months payment terms with 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay for as low as 3%.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM200
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feeRM500
12 months4% p.a. and no one-time upfront handling feeRM2,000
18 months5% p.a. and no one-time upfront handling feeRM4,000
24 months6% p.a. and no one-time upfront handling feeRM5,000
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

    Free for life for first 3 Supplementary cards

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians and Permanent Residents


Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 24 months of instalment plan at 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Flexi Payment Plan for a competitive upfront fees and flexible repayment periods.


AmBank Islamic Visa Infinite Card-i - Travel with Class

Frequent traveling can be more rewarding and satisfying when you have AmBank Islamic Visa Infinite Card-i with you as you are entitled 5x access per year to Plaza Premium Lounge worldwide. 

Click here to view the list of available airport lounges

Indulge in the comfort of privacy for 3 hours, enjoy complimentary access to facilities such as WiFi, shower, food and beverages and entertainment.

Please be noted that in order for you to enjoy the complimentary airport lounge access, you need to spend a minimum amount of RM500 within 30 days before or after the lounge access.

That's not all, you and your spouse, if any, will also be protected with up to RM2 million travel Takaful, whereas your children will be covered up to RM200,000. 

All you need to do is to just charge the full air tickets fare to your AmBank Islamic Visa Infinite Card-i.

Security does not end just there. You will also be indemnified for travel inconveniences such as lost/delayed luggage or missed/delayed flight for up to RM12,000.

No Annual Fee

This Islamic premium credit card charges you zero annual fee for life, no conditions and no hidden motives.

What's more, your first three (3) supplementary cardholders can also enjoy this annual fee waiver benefit as you - the more the merrier!

AmBonus Reward Points

Shopping overseas is a safe haven for some, and it is understandable. 

Take advantage of the cheaper prices and swipe whatever retail items you have purchased with AmBank Islamic Visa Infinite Card-i as you can earn 5x AmBonus Reward Points.

For every Ringgit transacted on retail locally, you will earn 1x AmBonus Reward Point. 

Collect as many reward points as you can to redeem a wide array of products in the AmBonus E-Catalogue, from home and kitchen appliances to gadgets, travel, kids, health, vouchers and even Air Miles!

This AmBonus Reward Points will have a 3-year expiry and is not transferable nor exchangeable with cash.

AmBank Islamic Visa Infinite Card-i Air Miles Conversion

If you want to take the next business or holiday trip for free, you can use Air Miles to offset your ticket price, be it Business Class, First Class or Economy. 

Check your statement to see how much AmBonus Reward Points you have accumulated.

For every 5,000 AmBonus points, you can redeem an equivalent of 1,000 Air Miles with over 50 airline partners.

The Air Miles conversion is valid with 3 world-class Frequent Flyer Program such as Enrich Miles, Asia Miles, Singapore Airlines KrisFlyer and AirAsia BIG Points.

Dining, Hotel and Concierge Privileges

As long as you spend a minimum of RM30,000 over one (1) year from the date of Hilton Premium Club Membership enrollment, you are entitled for the extended privileges such as fancy dining discount up to 50% and 20% off on hotel room rates for all participating Hilton Worldwide Hotels in Asia.

To top it off, Visa Concierge Services will be there for you round-the-clock anticipating for you and your lifestyle needs. 

Whether at home or overseas, you can contact their toll-free numbers to get assistance such as card replacement, cash disbursement, medical assistance, and travel assistance among others.

AmBank Islamic Visa Infinite Card-i Purchase Protection Plan

Known the feeling of buying something new, only to have it damaged, lost or stolen shortly after? 

Your next purchase with your AmBank Islamic Visa Infinite Card-i might be eligible for Takaful coverage up to RM50,000 as long as it happened within 30 days from the purchase date.