AmBank Islamic Visa Infinite Card-i

Fast track your frequent flyer miles with 5x reward points, get 6x access to participating airport lounges, and 50% off dining with an Islamic Visa Infinite card.

AmBank Islamic Visa Infinite Card-i5X reward points for overseas spending
Min. Income
RM10,000/month
Annual Fee
Free
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Earn 5x AmBonus Points for every RM1 spent on retail purchases overseas, except online transactions. Convert reward points to air miles from your favourite frequent flyer programs, or redeem at AmBank On-the-Spot Redemption. Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.

AmBonus Reward Point
EarnSpend
5 points on every RM1on overseas retail purchases, except online transactions
1 point on every RM1on all local retail expenses

Travel

Travel easy with AmBank Islamic Visa Infinite as you get 6x access to participating Plaza Premium Lounges per year (subject to minimum spending criteria), Visa Concierge Service, and a travel Takaful coverage of up to RM2 million for you and your family members. All are subject to terms and conditions.

Travel CoverageSum Insured
Personal AccidentUp to RM100,000
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM1,500
Missed FlightUp to RM1,500
Lost LuggageUp to RM12,000
Delayed LuggageUp to RM8,000

Premium

This credit card is available for Apple Pay! Get special 1-for-1 dining deals at participating restaurants of Shangri-La Hotels, including a complimentary 1-year Tableapp Elite Membership. Plus, up to 50% off on dining and 20% off on accommodations at participating hotels and resorts in Malaysia and the Asia Pacific via Club Marriott Malaysia Annual Membership. Enjoy complimentary green fees with one paying guest when you book a tee time at six selected golf clubs in Malaysia. All are subject to T&Cs.

Easy Payment Plans

AmBank Easy Payment Plan offers up to 36 months of payment terms with a 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay offers buy-now-pay-later instalments with interest as low as 3%.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a.and no one-time upfront handling feeRM500
12 months4% p.a.and no one-time upfront handling feeRM500
18 months5% p.a.and no one-time upfront handling feeRM500
24 months6% p.a.and no one-time upfront handling feeRM500
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

    Free for life for first 3 Supplementary cards, 4th Supplementary card onwards RM188 p.a.

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM120,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Flexi Payment Plan for a competitive upfront fees and flexible repayment periods.

Review

Free airport lounge access

Travel in style with AmBank Islamic Visa Infinite Card-i as you are entitled to complimentary access to participating Plaza Premium Lounges worldwide 6 times a year.

Sit back and relax in the comfort of privacy for three hours where you can use all facilities such as WiFi, shower, food and beverages, and entertainment to take your mind off before starting your journey.

To enjoy this benefit, just spend a minimum of RM1,000 within 30 days before or after the lounge access.

Check out the full terms and conditions for the airport lounge benefit.

Free travel takaful coverage

Travel in peace of mind as you and your family are covered with up to RM2 million travel Takaful. You will also be compensated for up to RM12,000 in case your flight is delayed or missed, or your luggage is delayed or lost during travel. 

To receive this automatic travel Takaful coverage, just charge your upcoming flight ticket purchases to your AmBank Islamic Visa Infinite Card-i. Terms apply.

AmBonus Reward Points

AmBank Islamic Visa Infinite Card-i is your companion for overseas shopping because it will reward you with 5x AmBonus Points for every Ringgit spent on retail spending outside of Malaysia.

1x AmBonus Point will also be rewarded for every RM1 spent on retail transactions locally. This reward point will have a 3-year expiry and is not transferable nor exchangeable with cash.

You can redeem for gifts or vouchers or even air miles from the AmBonus E-Catalogue, or redeem at AmBank On-the-Spot Redemption.

The best part about this reward point is that you can fast-track your air miles conversion with over 50 airline partners, such as Enrich Miles, Asia Miles, KrisFlyer, BiG Points, and many more.

Dining, hotel and concierge privileges

As long as you spend a minimum of RM30,000 over one (1) year from the date of Club Marriott Malaysia Annual Membership enrollment, you are entitled to extended privileges such as fancy dining discounts of up to 50% and 20% off on hotel room rates for all participating hotels and resorts in Malaysia and the Asia Pacific.

To top it off, Visa Concierge Services will be there for you round-the-clock anticipating your lifestyle needs. 

Whether at home or overseas, you can contact their toll-free numbers to get assistance such as card replacement, cash disbursement, medical assistance, and travel assistance among others.

No annual fee

This Islamic premium credit card charges you zero annual fee for life, no conditions and no hidden motives.

What's more, your first three (3) supplementary cardholders can also enjoy this annual fee waiver benefit but from the 4th supplementary card onwards, an annual fee of RM188 is applicable.

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