AmBank Islamic Visa Infinite Card
Fast track your frequent flyer miles with 5x reward points, get 6x access to participating airport lounges, and 50% off dining with an AmBank Islamic Visa Infinite Card.
5X reward points for overseas spendingProduct summary
- Min. Income
- RM10,000/month
- Annual Fee
- Free
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
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Rewards
Earn 5x AmBonus Points for every RM1 spent on retail purchases overseas, except online transactions. and 1x reward points when you shop locally! Convert reward points to air miles from your favourite frequent flyer programs, or redeem at AmBank On-the-Spot Redemption. Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.
| Earn | Spend |
|---|---|
| 5 points on every RM1 | on overseas retail purchases, except online transactions |
| 1 point on every RM1 | on all local retail expenses |
Travel
Travel easy with AmBank Islamic Visa Infinite as you get 6x access to participating Plaza Premium Lounges per year (subject to minimum spending criteria), Visa Concierge Service, and a travel Takaful coverage of up to RM2 million for you and your family members. All are subject to terms and conditions.
| Travel Coverage | Sum Insured |
|---|---|
| Travel Insurance | Up to RM2,000,000 |
| Delayed Flight | Up to RM1,000 |
| Missed Flight | Up to RM3,000 |
| Lost Luggage | Up to RM6,000 |
| Delayed Luggage | Up to RM3,000 |
Balance Transfer
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 0% p.a. and 4.88% one-time upfront handling fee | from RM1,000 |
| 12 months | 0% p.a. and 4.88% one-time upfront handling fee | from RM1,000 |
| 24 months | 0% p.a. and 5.88% one-time upfront handling fee | from RM1,000 |
| 36 months | 0% p.a. and 5.88% one-time upfront handling fee | from RM1,000 |
| 48 months | 0% p.a. and 6.88% one-time upfront handling fee | from RM1,000 |
| 60 months | 0% p.a. and 6.88% one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
AmBank Easy Payment Plan offers up to 36 months of payment terms with a 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay offers buy-now-pay-later instalments with interest as low as 3%.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
| 12 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
| 18 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
| 24 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
Free for life for first 3 Supplementary cards, 4th Supplementary card onwards RM188 p.a.
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM12
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM120,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- AmBank Easy Payment Plan
- AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.
- AmBank AmFlexi-Pay
- Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
- Cash Advance / Cash Loan
- AmBank QuickCash
- Need a hurry cash? Take advantage of the QuickCash Payment Plan for a competitive upfront fees and flexible repayment periods.
- Balance Transfer Plans
- AmBank Balance Transfer
- Get a flexible repayment up to 60 months with interest rate as low as 4.88% per annum with AmBank when you transfer a minimum amount of RM1,000.
Review
AmBank SIGNATURE Priority Banking Visa Infinite Credit Card
- Min. Income
- RM10,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank Cash Rebate Visa Platinum Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- up to 10%
AmBank BonusLink Visa Signature
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free*
- Cashback
- No
AmBank Islamic Visa Platinum Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank Islamic Visa Infinite Card
- Min. Income
- RM10,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank Visa Signature Card
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- No
AmBank Islamic Visa Platinum CARz Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- up to 5%
AmBank UnionPay Platinum Credit Card
- Min. Income
- RM5,000/month
- Annual Fee
- Free*
- Cashback
- No
AmBank BonusLink Visa Platinum
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
AmBank Islamic Visa Signature Card
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- No
AmBank Visa Platinum Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank Visa Infinite
- Min. Income
- RM10,000/month
- Annual Fee
- Free
- Cashback
- No
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