AmBank Islamic Visa Platinum CARz Card

A card that helps make your journey on the road more pleasant with its attractive cash rebates for petrol, and reward points for your everyday spending.

AmBank Islamic Visa Platinum CARz CardUp to 5% cashback for petrol
Min. Income
RM2,000/month
Annual Fee
Free
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Cashback

Get cash rebates on all Petrol transactions. Earn a 5% cash rebate on a minimum or partial credit card payment, capped at RM80 per card every month. A 2% cash rebate, capped at RM20 per card, is yours upon full credit card payment.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Petrol (on PARTIAL credit card payment)5%RM80any amount monthly
Petrol (on FULL credit card payment)2%RM20any amount monthly

Rewards

Earn 1x AmBonus Points for every RM1 spent on all local retail purchases. If accumulated enough, you can redeem the points with products, vouchers and air miles. Plus, don't miss out on over 500 card deals and privileges from categories such as shopping, dining, e-commerce, travel and pampering. Find out more on AmBank Spot.

AmBonus Reward Point
EarnSpend
1 point on every RM1on local retail purchases

Petrol

Get cash rebates of up to 5% when you perform transactions on any Petrol brand every month.

Balance Transfer

You can manage your credit card outstanding balance AmBank Balance Transfer Payment Plan for up to 60 months with as low as 4.88% p.a for interest rate and no upfront fees

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 4.88% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4.88% one-time upfront handling feefrom RM1,000
24 months0% p.a. and 5.88% one-time upfront handling feefrom RM1,000
36 months0% p.a. and 5.88% one-time upfront handling feefrom RM1,000
48 months0% p.a. and 6.88% one-time upfront handling feefrom RM1,000
60 months0% p.a. and 6.88% one-time upfront handling feefrom RM1,000
Learn more about AmBank Balance Transfer

Easy Payment Plans

AmBank Easy Payment Plan offers up to 36 months of payment tenures with a 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay offers interest rates as low as 3%.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months7.88% p.a.and no one-time upfront handling feeRM500
12 months7.88% p.a.and no one-time upfront handling feeRM500
18 months7.88% p.a.and no one-time upfront handling feeRM500
24 months7.88% p.a.and no one-time upfront handling feeRM500
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

    First 3 supplementary cards are free for life, 4th supplementary card onwards is RM188 p.a.

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Payment Plan for a competitive upfront fees and flexible repayment periods.
Balance Transfer Plans
AmBank Balance Transfer
Get a flexible repayment up to 60 months with interest rate as low as 4.88% per annum with AmBank when you transfer a minimum amount of RM1,000.

Review

Looking for a credit card that helps make your journey on the road more pleasant? If you are always travelling from one city to another, the all-new AmBank Islamic Visa Platinum CARz Card is your travel companion.

Save money with petrol cashback

Refuelling your car when you are always out and about can surely drain your wallet, considering fuel prices are constantly fluctuating from time to time.

So what is a better way to save some money on petrol refuelling than to have a credit card that gives you a cash rebate on your spending?

This AmBank Islamic Visa Platinum CARz Card lets you earn attractive cash rebates when you refuel at any petrol station of your choice in Malaysia.

Get as high as a 5% cash rebate, capped at RM80 per card every month, when you make a minimum or partial credit card payment every month. 

If you like to pay your card bills in full, you will get a 2% cash rebate, capped at RM20 per card every month.

Both you the principal cardholder and the supplementary cardholder are eligible for this petrol cash rebate.

Free for life, no conditions attached

Yes, you absolutely read it right! Not only you can save money on petrol refills, but this AmBank Islamic Visa Platinum CARz Card is also free for life.

That's not all, the first three (3) supplementary cards are free from an annual fee as well, with no conditions attached.

However, starting from the fourth supplementary card onward, an annual fee of RM188 will be incurred.

Credit Card » AmBank

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