AmBank Islamic Visa Platinum CARz Card-i

A card that helps make your journey on the road more pleasant with its vast auto-related benefits, petrol cash rebates and Travel Takaful coverage.

AmBank Islamic Visa Platinum CARz Card-iFor motorists!
Min. Income
RM4,000/month
Annual Fee
Free
Cashback
up to 5%
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Morgan Air Fryer + RM50 Lazada E-voucher.
worth RM449
when you apply through RinggitPlus3

Morgan Air Fryer + RM50 Lazada E-voucher.

Cashback

Get cash rebates on all Petrol transactions. Earn 5% cash rebate on a minimum or partial credit card payment, capped at RM80 per card every month. 2% cash rebate, capped at RM20 per card, is yours upon full credit card payment.

Cashback categoryCashback rateMonthly capSpend
Petrol (on PARTIAL credit card payment)5%RM80any amount monthly
Petrol (on FULL credit card payment)2%RM20any amount monthly

Petrol

Get cash rebates of up to 5% when you perform transactions on any Petrol brand every month.

Travel

Protect yourself and your family while travelling. Get covered automatically with up to RM1 million Travel Takaful coverage when you charge full fare of air ticket(s) to this card.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,500
Missed FlightUp to RM1,500
Lost LuggageUp to RM4,000
Delayed LuggageUp to RM1,500

Easy Payment Plans

AmBank Easy Payment Plan offers up to 24 months payment tenures with 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay offers interest rate as low as 3%.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM200
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feeRM500
12 months4% p.a. and no one-time upfront handling feeRM2,000
18 months5% p.a. and no one-time upfront handling feeRM4,000
24 months6% p.a. and no one-time upfront handling feeRM5,000
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    First 3 supplementary cards are free for life, 4th supplementary card onwards is RM188 p.a.

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 24 months of instalment plan at 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Flexi Payment Plan for a competitive upfront fees and flexible repayment periods.

Review

Looking for a credit card that helps make your journey on the road more pleasant? If you are always travelling from one city to another, the all-new AmBank Islamic Visa Platinum CARz Card is your travelling companion.

Save Money with Petrol Cashback

Refueling your car when you are always out and about can surely drain your wallet, considering fuel prices are constantly fluctuating from time to time.

So what is the better way to save some money on petrol refuel than to have a credit card that gives you cash rebate on your spending?

This AmBank Islamic Visa Platinum CARz Card-i lets you earn attractive cash rebates when you refuel at any petrol stations of your choice in Malaysia.

Get as high as 5% cash rebate, capped at RM80 per card every month, when you make a minimum or partial credit card payment every month. 

If you like to pay your card bills in full, you will get 2% cash rebate, capped at RM20 per card every month.

Both you the principal cardholder and supplementary cardholder are eligible for this petrol cash rebate.

Free For Life, No Conditions Attached

Yes, you absolutely read it right! Not only you can save money on petrol refill, this AmBank Islamic Visa Platinum CARz Card-i is also free for life.

That's not all, the first three (3) supplementary cards are free from annual fee as well, no conditions attached.

However, starting from the fourth supplementary cards onward, an annual fee of RM188 will be incurred.

Get Protected with Complimentary Travel Takaful Coverage

As if the above two benefits are not enough, you will also be delighted to know that there is a complimentary travel Takaful coverage too.

Exclusively for you and your family members, stay protected with up to RM1 million travel Takaful coverage while travelling. This is how much you will be covered:

  • Delayed flight: RM1,500
  • Missed flight: RM1,500
  • Delayed luggage: RM1,500
  • Lost luggage: RM4,000

But on one condition, you must charge your full fare of flight ticket(s) to your AmBank Islamic Visa Platinum CARz Card-i to be able to enjoy this coverage.

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