AmBank Islamic Visa Platinum Card-i

Exclusive access to home and car financing upon signing up. Complimentary comprehensive Takaful coverage, and get AmBonus Reward Point when you shop!

AmBank Islamic Visa Platinum Card-iBonus reward points and air miles
Min. Income
Annual Fee
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

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Every RM1 spent overseas (except for online transactions) earn 2x AmBonus Points, whereas RM1 spent locally earns 1x AmBonus Point. Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.

AmBonus Points
2 points on every RM1on all overseas retail expenses (except for online transactions)
1 point on every RM1on all local retail expenses


Get covered with a travel Takaful of up to RM500,000 annually when you purchase flight ticket(s) with an AmBank Platinum credit card. Terms apply.

Travel CoverageSum Insured
Personal AccidentUp to RM1,000,000
Delayed FlightUp to RM1,500
Missed FlightUp to RM1,500
Lost LuggageUp to RM4,000
Delayed LuggageUp to RM1,500


Access to AmPrivate Banking at 03-2036 1316. That's not all, show your AmBank Platinum credit card to get pre-qualified for home and car financing at a higher limit. Not to mention, catch multiple amazing deals every day (RM30 cashback, RM30 off or 30% off) on participating merchants. Enjoy 10% cashback when you shop at eligible ASEAN duty-free outlets (terms apply!).

Easy Payment Plans

AmBank EPP offers 0% interest for up to 36 months of payment terms on retail purchases from a range of approved merchants. No penalty fee for early payment. Pay instalment interest as low as 3% on all the other purchases with AmFlexi-Pay.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a.and no one-time upfront handling feeRM500
12 months4% p.a.and no one-time upfront handling feeRM2,000
18 months5% p.a.and no one-time upfront handling feeRM4,000
24 months6% p.a.and no one-time upfront handling feeRM5,000
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

    Free for life for first 3 Supplementary cards, 4th Supplementary card onwards RM188 p.a.

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Flexi Payment Plan for a competitive upfront fees and flexible repayment periods.


Collect bonus points with AmBank Islamic Visa Platinum Card-i

AmBank Islamic Visa Platinum Card-i allows you to earn 1x AmBonus Point for every RM1 you spent.

You can even earn double points for overseas spending. However, you earn 1x AmBonus Point for all online transactions regardless of where you are in.

You can convert your accumulated points for redemption with wide categories such as the following. T&C apply.

  • Homeware and kitchen appliances
  • IT or gadgets and accessories
  • Travel and outdoor
  • Kids
  • Personal and health care
  • His and Hers
  • Vouchers
  • Air Miles

Free for life

The annual fee is totally free of charge for this AmBank credit card. The fee waiver is not attached to any conditions.

You can enjoy this privilege as long as you are 21 years old and above with a minimum income of RM24,000 a year.

Of course, you can share the benefits of this card with your beloved family members who are aged 18 and above by giving them supplementary cards.

The first 3 supplementary cards are free for life, while the 4th supplementary card onwards will be charged RM188 a year.

Comprehensive travel takaful from AmBank Islamic Visa Platinum Card-i

Get protected with complimentary travel Takaful coverage of up to RM500,000 every year when you charge the full fare of your air tickets on your AmBank Islamic credit card. 

Now you can travel with peace of mind knowing that you and your family members are travelling under travel protection. Check out the terms for this privilege here.

Premium privileges

Once your AmBank Islamic credit card application has been approved, you will automatically be eligible for home financing of up to RM500,000 with AmBank Islamic Home Financing-i. Not only that, but you will also have an option of up to 50% of the limits as Cash Line Facility-i.

Been eyeing that dream car of yours? Good news for you because upon signing up, you are pre-qualified as well for car financing with Arif Hire Purchase-i facility of up to RM200,000.

That's not all. Get RM30 off when you spend at least RM200 with your brand new AmBank Islamic Visa Platinum Card-i on Shopee every Sunday!

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