AmBank Islamic Visa Signature Card-i

Premium Islamic credit card offers Air Miles conversion, 5x premium airport lounge access, travel Takaful and exclusive discounts on hotels and dining

AmBank Islamic Visa Signature Card-iAir Miles Conversion
Min. Income
RM6,666.67/month
Annual Fee
Free
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.

Rewards

Get 3x AmBonus Reward Points for each RM1 spend overseas respectively and 1x AmBonus Reward Points for all retail purchases made locally. Reward points can be used to redeem gifts for your spouse, kids, home living and even convert to Air Miles.

AmBonus Points
EarnSpend
3 points on every RM1on all overseas retail expenses
1 point on every RM1on all local retail expenses

Travel

Enjoy the comfort of privacy at Plaza Premium Lounge for 5x a year. Also a complimentary travel insurance up to RM1 million and compensation up to RM4,000.

Travel CoverageSum Insured
Personal AccidentUp to RM1,000,000
Delayed FlightUp to RM1,500
Missed FlightUp to RM1,500
Lost LuggageUp to RM4,000
Delayed LuggageUp to RM1,500

Premium

Convert AmBonus Reward Points for Air Miles with Enrich Miles, Asia Miles, Krisflyer Miles and AirAsia BIG Points. Sign up for Hilton Premium Club Membership Card to enjoy discounts on both hotel and dining of up to 50%.

Easy Payment Plans

AmBank Easy Payment Plan offers 24 months payment terms with 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay for as low as 3%.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM200
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feeRM500
12 months4% p.a. and no one-time upfront handling feeRM2,000
18 months5% p.a. and no one-time upfront handling feeRM4,000
24 months6% p.a. and no one-time upfront handling feeRM5,000
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

    Free for life for first 3 Supplementary cards

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM80,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians and Permanent Residents

Features

Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 24 months of instalment plan at 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Flexi Payment Plan for a competitive upfront fees and flexible repayment periods.

Review

No Annual Fee

This Islamic premium credit card charges you zero annual fee for life, no conditions and no hidden motives. What's more, your first three (3) supplementary cardholders can also enjoy this annual fee waiver benefit as you - the more the merrier!

Travel with Peace of Mind

Whether you're a business traveler or globetrotter, frequent traveling has turned airport into your temporary house. With AmBank Islamic Visa Signature Card-i, you can personalized your airport frequenting experience with exclusive access to Plaza Premium Lounge.

Click here to view the list of available airport lounges

For 5x per year, you can indulge in the comfort of privacy for 3 hours, enjoy complimentary access to facilities such as WiFi, shower, food and beverages and entertainment while waiting for your boarding call.

That's not all, you and your spouse, if any, will also be protected with up to RM1 million travel Takaful, whereas your children will be covered up to RM200,000. All you need to do is to just charge the full air tickets fare to your AmBank Islamic Visa Signature Card-i.

Security does not end just there. You will also be indemnified for travel inconveniences such as lost/delayed luggage or missed/delayed flight for up to RM6,000 (inclusive of Spouse and Child).

AmBonus Reward Points

Shopping overseas is a safe haven for some, and it is understandable. Take advantage of the cheaper prices and swipe whatever retail items you have purchased with AmBank Islamic Visa Signature Card-i as you can earn 3x AmBonus Reward Points.

For every Ringgit transacted on retail locally, you will earn 1x AmBonus Reward Point. Collect as many reward points as you can to redeem a wide array of products in the AmBonus E-Catalogue, from home and kitchen appliances to gadget, travel, kids, health, vouchers and even Air Miles!

This AmBonus Reward Points will have a 3-year expiry and is not transferable nor exchangeable with cash.

Air Miles Conversion

If you're want to take a next business or holiday trip for free, you can use Air Miles to offset your ticket price, be it Business Class, First Class or Economy. Check your statement to see how much AmBonus Reward Points you have accumulated.

For every 5,000 AmBonus points, you can redeem an equivalent of 1,000 Air Miles with over 50 airline partners. The Air Miles conversion is valid with 3 world-class Frequent Flyer Program such as Enrich Miles, Asia Miles, Singapore Airlines KrisFlyer and AirAsia BIG Points.

Dining, Hotel and Concierge Privileges

As long as you spend a minimum of RM30,000 over one (1) year from the date of Hilton Premium Club Membership enrollment, you are entitled for the extended privileges such as fancy dining discount up to 50% and 10% off on hotel room rates for all participating Hilton Worldwide Hotels in Asia.

To top it off, Visa Concierge Services will be there for you round-the-clock anticipating for you and your lifestyle needs. Whether at home or overseas, you can contact their toll-free numbers to get assistance such as card replacement, cash disbursement, medical assistance, and travel assistance among others.

Purchase Protection

Known the feeling of buying something new, only to have it damaged, lost or stolen shortly after? Your next purchase with your AmBank Islamic Visa Signature Card-i might be eligible for Takaful coverage up to RM50,000 as long as it happened within 30 days from the purchase date.