AmBank Islamic Visa Signature Card-i

Enjoy discounts on hotel rooms, dining, 6x complimentary access to participating airport lounges, and an RM1 million travel Takaful coverage with Visa Signature.

AmBank Islamic Visa Signature Card-i3X reward points for overseas spending
Min. Income
Annual Fee
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.


3x AmBonus Points for RM1 spent overseas on retail purchases, except online transactions. Convert reward points to gifts for your loved ones, or air miles with your frequent flyer programs of choice. Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.

AmBonus Reward Point
3 points on every RM1on all overseas retail expenses, except online transactions
1 point on every RM1on all local retail expenses


Enjoy the comfort of privacy at participating Plaza Premium Lounge for 6 times a year, subject to minimum spending criteria. Access the privilege to get in touch with Visa Concierge Service for assistance while travelling abroad. Plus, a complimentary travel Takaful coverage of up to RM1 million when you charge your flight ticket(s) to this card. Terms apply.

Travel CoverageSum Insured
Personal AccidentUp to RM1,000,000
Delayed FlightUp to RM1,500
Missed FlightUp to RM1,500
Lost LuggageUp to RM4,000
Delayed LuggageUp to RM1,500


This credit card is available for Apple Pay! Get a complimentary 1-year Tableapp Elite Membership. Enjoy exclusive dining and accommodation discounts with Club Marriott Malaysia Annual Membership privileges. Don't miss out on AmBank's Amazing30 deals every day with selected merchants. Additionally, enjoy 50% off on green fees with one paying guest when you book a tee time at six selected golf clubs in Malaysia. All are subject to terms and conditions.

Easy Payment Plans

AmBank Easy Payment Plan offers up to 36 months of payment terms with a 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay offers instalments with interest as low as 3%.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a.and no one-time upfront handling feeRM500
12 months4% p.a.and no one-time upfront handling feeRM500
18 months5% p.a.and no one-time upfront handling feeRM500
24 months6% p.a.and no one-time upfront handling feeRM500
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

    Free for life for first 3 Supplementary cards, 4th Supplementary card onwards RM188 p.a.

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Flexi Payment Plan for a competitive upfront fees and flexible repayment periods.


AmBank Islamic Visa Signature Card-i lets you travel with peace of mind

Whether you're a business traveller or globetrotter, frequent travelling has turned the airport into your temporary house.

With AmBank Islamic Visa Signature Card-i, you can personalise your airport frequenting experience with exclusive access to participating Plaza Premium Lounges.

For 6 times per year, you can indulge in the comfort of privacy for three (3) hours, and enjoy complimentary access to facilities such as WiFi, shower, food and beverages and entertainment while waiting for your boarding call.

To enjoy this, you need to spend a minimum of RM1,000 within 30 days before or after the lounge access. Click here to find out more.

That's not all, you and your spouse, if any, will also be protected with up to RM1 million travel Takaful coverage, whereas your children will be covered up to RM200,000. All you need to do is just charge the full plane ticket fare to your AmBank Islamic credit card.

Security does not end just there. You will also be indemnified for travel inconveniences such as lost/delayed luggage or missed/delayed flight for up to RM6,000 (inclusive of Spouse and Child). For full details, please go through the terms and conditions of the travel takaful here.

No annual fee

This Islamic premium credit card charges you zero annual fee for life, no conditions and no hidden motives.

What's more, your first three (3) supplementary cardholders can also enjoy this annual fee waiver benefit but for the 4th supplementary cardholder onwards, an annual fee of RM188 is applicable.

AmBonus Reward Points

Shopping overseas is a safe haven for some, and it is understandable. 

Take advantage of the cheaper prices and swipe whatever retail items you have purchased with AmBank Islamic Visa Signature Card-i as you can earn 3x AmBonus Reward Points.

For every Ringgit transacted on retail locally, you will earn 1x AmBonus Reward Point.

Collect as many reward points as you can to redeem a wide array of products in the AmBonus E-Catalogue, from home and kitchen appliances to gadgets, travel, kids, health, vouchers and even Air Miles!

These AmBonus Reward Points will have a 3-year expiry and are not transferable nor exchangeable with cash.

Air miles conversion

If you want to take the next business or holiday trip for free, you can use Air Miles to offset your ticket price, be it Business Class, First Class or Economy. 

Check your statement to see how many AmBonus Reward Points you have accumulated.

For every 5,000 AmBonus points, you can redeem an equivalent of 1,000 Air Miles with over 50 airline partners. 

The Air Miles conversion is valid with 3 world-class Frequent Flyer Programs such as Enrich Miles, Asia Miles, Singapore Airlines KrisFlyer and AirAsia BIG Points.

Dining, hotel and concierge privileges

As long as you spend a minimum of RM30,000 over one (1) year from the date of Club Marriott Malaysia Membership enrollment, you are entitled to extended privileges such as fancy dining discounts of up to 50% and 20% off on hotel room rates for all participating hotels and resorts in Malaysia and the Asia Pacific.

To top it off, Visa Concierge Services will be there for you round-the-clock anticipating your lifestyle needs. 

Whether at home or overseas, you can contact their toll-free numbers to get assistance such as card replacement, cash disbursement, medical assistance, and travel assistance among others.

Purchase protection with AmBank Islamic Visa Signature Card-i

Known the feeling of buying something new, only to have it damaged, lost or stolen shortly after? 

Your next purchase with your AmBank Islamic Visa Signature Card-i might be eligible for Takaful coverage up to RM50,000 as long as it happened within 30 days from the purchase date.

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