AmBank Islamic World MasterCard-i credit card

AmBank Islamic World MasterCard-i

The AmBank Islamic World MasterCard-i is the preferred card for global travellers - exclusive rewards and privileges plus cash back on all your overseas spending.

  • 15% p.a. profit rate
  • 0% p.a. balance transfer over 24 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 5x reward points 

Apply online now for AmBank Islamic World MasterCard-i

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Because you should be rewarded for giving the bank your business

RM1 spend for 1 Reward Point or 5 Reward Points for every RM1 overseas. Exchange your reward points with gifts to upgrade your home or kitchen, toys for the kids, health, IT gadgets, Airmile vouchers, and dining deals. The AmBonus Points will have a 3-year expiry.
AmBonus Points
5 points on every RM1on all overseas retail expenses
1 point on every RM1on all local retail expenses
Your AmBonus Points earned expires in  3 years
Balance Transfer
AmBank AmTransfer offers interest rates from 4.99% and payment terms up to 24 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 4.99% one-time upfront handling feefrom RM1000 
12 months0% p.a. and 8.99% one-time upfront handling feefrom RM5000 
24 months0% p.a. and 8.99% one-time upfront handling feefrom RM5000 
Learn more about AmBank AmTransfer
Easy Payment Plan (EPP)
AmBank EPP offers 0% interest for up to 24 months payment terms on retail purchases from a range of approved merchants. No penalty fee for early payment. Pay instalment interest as low as 3% on all the other purchases.
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feefrom RM500 
12 months4% p.a. and no one-time upfront handling feefrom RM2000 
18 months5% p.a. and no one-time upfront handling feefrom RM4000 
24 months6% p.a. and no one-time upfront handling feefrom RM5000 
Learn more about AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM200 
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about AmBank Easy Payment Plan
Worldwide Airport Lounge privileges, Airmiles, Immigration FastTrack, Concierge Service, and Emergency Helpdesk
Travel CoverageSum Insured
Personal AccidentUp to RM100000
Travel InsuranceUp to RM2000000
Delayed FlightUp to RM1500
Missed FlightUp to RM1500
Lost LuggageUp to RM12000
Delayed LuggageUp to RM8000
Golf, Dining and Premium Travel benefits.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
  • Free for life for first 3 Supplementary cards
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Profit Rate on Cash Withdrawals


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
AmBank AmFlexi-Pay
AmBank Easy Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
AmBank QuickCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
AmBank AmTransfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

AmBank Islamic World MasterCard-i review

What's so good (or not so good) about it?

Golf Privileges

Play on some of the finest golf courses in South East Asia with AmBank Islamic World MasterCard-i. As one of the premium card holders, you can enjoy the privilege with 50% off green fees. The participating golf courses are as the following.

  • Glenmarie Golf and Country Club, Malaysia
  • Kota Permai Golf & Country Club, Malaysia
  • Sentosa Gold Club, Singapore
  • Orchid Country Club, Singapore
  • Klub Golf Bogor Raya, Indonesia
  • Pan Pacific Nirwana Bali Golf Resort, Indonesia
  • Muang Kaew Golf Club, Thailand
  • Mission Hills Phuket Golf Resort & Spa, Thailand
  • Eagle Ridge Golf & Country Club, Philippines
  • Fairways & Bluewater Golf Club, Philippines
  • Tam Dao Golf Club, Vietnam
  • Heron Lake Golf Club, Vietnam
  • Laguna Lang Co Golf Club, Vietnam
  • Long Thanh Golf Club, Vietnam
  • Song Be Golf Club, Vietnam
  • Da Lat Golf Club, Vietnam

Complimentary AirMiles

With AmBank Islamic World MasterCard-i, you can enjoy up to 5x AmBonus Points for all your overseas retail spending. However, 5x AmBonus Points does not include your overseas transactions on online spending. The points you earned expired in 3 years.

You could fly for free with the airmiles you converted from accumulated AmBonus Points. The airmiles available are Enrich, Asia Miles, Singapore Airlines KrisFlyer and BIG Points. Each 5000 AmBonus Points allows you to exchange up to 1000 AirMiles. Always refer to the AmBonus Points Redemption catalogue for updated airmiles redemption.

Complimentary Travel Protection

AmBank Islamic World MasterCard-i provides complimentary travel Takaful coverage of up to RM2 million when you charge the full fare of airline tickets to the card.

Apart from travel Takaful, your purchases are eligible for protection for free. AmBank Islamic World MasterCard-i offers Purchase Protection Plan for up to RM50000 to protect your personal purchases against theft or accidental damage within 30 days from the date of purchase.

Complimentary Plaza Premium Lounge Access

With AmBank Islamic World MasterCard-i, you can escape the busy airport with privileged access to Plaza Premium Lounge. The access is free with a minimum of 3 overseas transactions charged to your card within 30 days before or after your lounge visit.

Below is the list of Plaza Premium Lounge.

  • KLIA
  • klia2
  • Senai International Airport
  • Penang International Airport
  • Langkawi International Airport
  • Kuching International Airport
  • Kota Kinabalu International Airport
  • Hong Kong International Airport
  • Macau International Airport
  • Indira, Gandhi International Airport
  • Rajv Gandhi International Airport
  • Kempegowda International Airport
  • Muscat International Airport
  • Toronto Pearson International Airport
  • Vancouver International Airport
  • Edmonton International Airport
  • Winnipeg International Airport
  • Shanghai Pudong International Airport
  • Shanghai Hongqiao International Airport
  • Beijing Capital International Airport
  • Abu Dhabi International Airport
  • London Heathrow Airport
  • Singapore Changi Airport

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