AmBank M-Platinum Visa Card

Collect tons of reward points when you spend in Malaysia or overseas. Secure your holiday with free travel insurance and purchase protection!

AmBank M-Platinum Visa Card6x Reward Points!
Min. Income
Annual Fee
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Enjoy rewards when you collect AmBonus and BonusLink Points everytime you swipe your credit card. For every RM10 you spend, you will earn 3 BonusLink Points locally and 6 Points overseas with your new AmBank M-Platinum Visa Card.

AmBonus Points
3 points on every RM10on local spending
6 points on every RM10on overseas spending


Stay protected with protection of up to RM2 million travel insurance for you and your family. Just charge your full travel fare to your AmBank credit card for complete peace of mind.

Travel CoverageSum Insured
Personal AccidentUp to RM2,000,000
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM3,000
Lost LuggageUp to RM6,000
Delayed LuggageUp to RM3,000


Unlimited complimentary Plaza Premium Lounge access at 17 international airports. Just charge 3 overseas transactions your credit within 30 days of your lounge visit for it to be free of charge!

Easy Payment Plans

Want to spend but disheartened by the hefty price tag? Enjoy ZERO interest on 3 or 6 months instalment with participating merchants. Otherwise, you can enjoy instalment interest as low as 3% on all the other purchases.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM200
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feeRM500
12 months4% p.a. and no one-time upfront handling feeRM2,000
18 months5% p.a. and no one-time upfront handling feeRM4,000
24 months6% p.a. and no one-time upfront handling feeRM5,000
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM450 primary card
  • RM250 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Invitation Only


Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 24 months of instalment plan at 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Flexi Payment Plan for a competitive upfront fees and flexible repayment periods.


More Rewards

Unlike any ol' reward credit card, when you swipe your AmBank M-Platinum Visa at the restaurant or mall, you'll earn not 1 but 2 types of reward points - you'll get both AmBank points and BonusLink points to redeem amazing gifts and prizes from the rewards catalogue. What's the trick to earning both at one go? All you have to do is spend at any Bonuslink merchant such as any Shell petrol station, Parkson, or Caring pharmacies in Malaysia.

For BonusLink Points, you earn 3 points on your local spending and 6 points on overseas spending for every RM10 charged to your Ambank credit card. As for AmBank reward points, you'll collect 1 point for every RM1, and 5x that amount when you spend overseas.

Insurance Protection

Who pays for their travel arrangements using cash these days? Get complete financial protection of up to RM2 million when you're on holiday just by charging your full ticket fare to your new AmBank credit card.

Got butterfingers? There's also purchase insurance against the loss, theft, and accidental damage for up to RM200,000 per year. In order to make a claim, you need to report to AmBank within 15 days of purchase. If you bought something overseas, you get an extra 15 days!

Free Airport Lounge Access

With your AmBank M-Platinum Visa credit card, you can now access to Plaza Premium Lounge for FREE to escape the busy and noisey airport departure hall. The complimentary access is available for all domestic and international lounges. All you need is to charge your credit card at least 3 times while you're overseas twithin 30 days of your visit.

Something For The Ladies

AmBank will give 3 complimentary benefits to lady cardmembers – health check up, car assistance, and wallet guard. Get free health check and examination at BP Healthcare Group for any breast lumps or tumour - you will just need spend RM3,000 a year to enjoy this health benefit.

For the first 12 months, you are free to seek car assistance, same goes to the wallet guard coverage against theft. As long as you spend a minimum of RM6000 a year, the benefits are all yours for the subsequent years.

Dining and Hotel Privileges

As long as you are AmBank M-Platinum Visa card member, you are free to join Hilton Premium Club. A membership card will be given too. As a member, you can enjoy dining privileges of up to 50% and cheaper hotel room rates of up to 20% off. You can enjoy the benefits continuously for free with a minimum spending of RM30,000 within a year.