Free For Life
With AmBank MasterCard Gold, you can enjoy the card privileges at no cost at all. The annual fee is waived for life with no hidden charges. The benefit is also extended to the first 3 supplementary cards.
Even though it is just a basic credit card, you are covered under a travel insurance protection plan worth RM500,000, whereas RM350,000 and RM150,000 for Spouse and Child respectively.
You can also be indemnified for travel inconveniences up to RM4,000 per cardholder and a combined limit of RM3,000 for Spouse and Child.
On one condition, you must have a proof of transaction of air ticket purchase using AmBank MasterCard Gold and the coverage only effective when you're on board.
AmBonus Reward Points
With AmBank MasterCard Gold, you can earn 1x AmBonus Reward Point when you swiped on all retail expenses locally. Collect as many reward points as you can to redeem a wide array of products, gifts and vouchers in the AmBonus E-Catalogue!
For as low as 1,500 AmBonus Points, you can redeem anything on-the-spot at AmBank's participating partners, namely Courts, ESH, Sen Heng, SenQ, Cosway and Mydin. Upon payment, just inform the cashier that you wish to use your AmBonus Points to pay.
Why trouble yourself managing 3 or even more credit card accounts when you can merge them all under one balance transfer plan with AmTransfer. Just transfer a minimum of RM1,000 to enjoy low one-time rate of 4.99% p.a. for 6 months.
For repayment over 12 and 24 months, 8.99% p.a. is chargeable with a minimum required transfer amount of RM5,000.
Balance transfer has taken the large chunk your credit limit? Subscribe to Excess Limit Service at a fee of RM50 + 6% GST to continue spending with peace of mind.
Auto Bill Pay
Electric, water, telco, insurance, you name it. Life would be much easier when you enroll into AmBank Auto Bill Pay Service and let your MasterCard Gold credit card does the payment for you. In a way, you will never forget to pay and have zero outstanding payment on utilities.
If you have monthly commitment with these service providers, then it is highly encouraged to sign up:
- Tenaga Nasional
- Telekom Malaysia
- Allianz Insurance
- MCIS Insurance
- Zurich Insurance
- U Mobile
- Tune Talk