AmBank SIGNATURE Priority Banking Visa Infinite Credit Card
Enjoy free access to Plaza Premium Lounge, 5x AmBonus Points, RM2 million travel insurance, plus dining and hotel room perks with Club Marriott Malaysia.
Product summary
- Annual Fee
- Free
- Balance Transfer
- From 4.88% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Rewards
5x AmBonus Points for overseas spending except online transactions, whereas you get 1x AmBonus Points for local spending. Convert AmBank Rewards Points to air miles at over 50 airline partners, or redeem products or vouchers. Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.
| Earn | Spend |
|---|---|
| 5 points on every RM1 | on all overseas retail expenses, except online transactions |
| 1 point on every RM1 | on all local retail expenses |
Travel
Get 8x complimentary access yearly to participating Plaza Premium Lounges in Malaysia and overseas, when you meet the Asset Under Management (AUM) of RM200,000 to below RM500,000 with the AmBank, and spend a minimum of RM1,000 within a calendar month before each lounge visit. Additionally, enjoy comprehensive travel insurance coverage of up to RM2 million, terms apply!
| Travel Coverage | Sum Insured |
|---|---|
| Travel Insurance | Up to RM2,000,000 |
| Delayed Flight | Up to RM1,000 |
| Missed Flight | Up to RM3,000 |
| Lost Luggage | Up to RM6,000 |
| Delayed Luggage | Up to RM3,000 |
Balance Transfer
Transfer your outstanding balances from other banks' credit cards to a new AmBank credit card, and enjoy interest rates as low as 4.88% per annum with no upfront fees. Minimum transfer is RM1,000.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 4.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 12 months | 4.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 24 months | 5.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 36 months | 5.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 48 months | 6.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 60 months | 6.88% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
AmBank Easy Payment Plan offers 36 months of payment terms with a 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay offers instalments for as low as 7.88%.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
| 6 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
| 12 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
Free for first 3 supplementary cards and the 4th supplementary card onwards is RM188 p.a.
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM50 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Invitation Only
Features
- Easy Payment Plan
- AmBank Easy Payment Plan
- AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.
- AmBank AmFlexi-Pay
- Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
- Cash Advance / Cash Loan
- AmBank QuickCash
- Need a hurry cash? Take advantage of the QuickCash Payment Plan for a competitive upfront fees and flexible repayment periods.
- Balance Transfer Plans
- AmBank Balance Transfer
- Get a flexible repayment up to 60 months with interest rate as low as 4.88% per annum with AmBank when you transfer a minimum amount of RM1,000.
Review
AmBank Cash Rebate Visa Platinum Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- up to 10%
AmBank Visa Platinum Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank Visa Signature Card
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- No
AmBank Islamic Visa Platinum Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank Visa Infinite
- Min. Income
- RM10,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank Islamic Visa Platinum CARz Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- up to 5%
AmBank BonusLink Visa Signature
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free*
- Cashback
- No
AmBank Islamic Visa Infinite Card
- Min. Income
- RM10,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank SIGNATURE Priority Banking Visa Infinite Credit Card
- Min. Income
- N/A
- Annual Fee
- Free
- Cashback
- No
AmBank UnionPay Platinum Credit Card
- Min. Income
- RM5,000/month
- Annual Fee
- Free*
- Cashback
- No
AmBank BonusLink Visa Platinum
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
AmBank Islamic Visa Signature Card
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- No
