AmBank Signature Priority Banking World MasterCard

Enjoy golf discount, unlimited airport lounge access, comprehensive insurance coverage, dining and hotel privileges, and 20% cashback by MasterCard Travel Rewards

AmBank Signature Priority Banking World MasterCardGolf Privileges
Min. Income
Annual Fee
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.


5x AmBonus Points for overseas spends, except online transactions. Convert AmBank Rewards Points to Air Miles at over 50 airline partners, or redeem products or vouchers.

AmBonus Points
5 points on every RM1on all overseas retail expenses (except for online transactions)
1 point on every RM1on all local retail expenses


Unlimited access to Plaza Premium Lounge (only for qualified AmBank SIGNATURE Priority Banking customer). A comprehensive insurance coverage including e-Commerce Purchase Protection, Wallet Guard and RM2 million-worth of travel insurance.

Travel CoverageSum Insured
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM3,000
Lost LuggageUp to RM6,000
Delayed LuggageUp to RM3,000


Swing more rounds at 50% off on green fees at participating premier golf clubs in Southeast Asia. That's not all, get up 25% dining discount and up to 20% hotel discount at Hilton Hotels across 16 Asia Pacific countries.

Easy Payment Plans

AmBank Easy Payment Plan offers 36 months payment terms with 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay for as low as 3%.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM200
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feeRM500
12 months4% p.a. and no one-time upfront handling feeRM2,000
18 months5% p.a. and no one-time upfront handling feeRM4,000
24 months6% p.a. and no one-time upfront handling feeRM5,000
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

    Free for the first 3 supplementary cardholders

    Waived when 4th supplementary card onwards is RM188 per annum

  • RM - supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Invitation Only


Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 24 months of instalment plan at 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Flexi Payment Plan for a competitive upfront fees and flexible repayment periods.


AmBank Signature Priority Banking World MasterCard, the Frequent Flyers' Best Friend

For frequent flyers who enjoy experiencing the finer things in life, AmBank Signature Priority Banking World MasterCard will make you feel as if you're a king.

This by-invitation-only, no-annual-fee AmBank credit card offers plenty of benefits that will help you save more money, fly for free and feel some of the best things in life. 

World Class Frequent Flyer/Travel Reward Programs

The more you use your card, the faster you rack up AmBonus Points. If you choose to save money on experience over things, you can convert your points to Enrich miles, Asia Miles, Singapore Airlines KrisFlyer and AirAsia BIG. With over 50 airline partners to choose, you'll be ready to go again without putting a hole in your wallet!

Complimentary Access to Plaza Premium Lounges

Wouldn't it be nice to have some privacy while waiting to get on board your flight, with heart-warming foods and drinks? Not forget to mention the comfortable seats and peaceful ambiance!

As AmBank Signature Priority Banking World MasterCard cardholder, you are entitled to unlimited access to Plaza Premium Lounge in Malaysia and overseas (over 26 major airports in the world).

However, there's a little catch. To be able to enjoy the privilege, you must spend minimum of RM500 within 30 days before and/or 30 days after each lounge access.

But don't worry. You can still enjoy 25% discount on all airport lounges in Malaysia and 20% discount on all lounges overseas for each accompanying guest.

Click here to see the participating airport lounges

Complimentary RM2 Million Travel Insurance

Yes, this AmBank Signature credit card gives you and your family members complimentary travel insurance of up to RM2 million when you charge the full price of your flight!

In addition to the up to RM2 million personal accident insurance, you will be covered for flight delay, missed flight, lost luggage and luggage delay as well.

5x AmBonus Points

Earn 5x AmBonus Points whenever you shop overseas. Use the points to redeem gifts or convert them to airmiles for your next weekend getaway!

MasterCard Traveler Rewards - 20% Shopping Cashback

MasterCard cardholders, rejoice! You can enjoy 20% cashback when shopping overseas. So get that trinkets for your friends and family, and memento for yourself!

Please be noted that you must spend at the participating merchants. If the offers are specified as "spend-in-store", you must travel to the specific location to be eligible for the cashback.

For offers that are specified as "spend online", you are eligible as long as meeting the cashback offers' terms and conditions.

AmBank Keeps You Protected

The AmBank Signature Priority Banking World MasterCard keeps you protected not only when travelling but when you spend online as well.

The E-commerce Purchase Protection allows you to shop online with confidence, knowing that your online purchases are safeguarded.

The Wallet Guard gives 24-hour worldwide protection wherever you are and provides coverage against stolen wallets or robbery.

Your Personal Concierge Service

Enjoy 24-hour MasterCard Customer Service and Concierge Service, ready to assist you with travel information, dinner reservations, ticket bookings, doctor referrals, business services and many more.

AmBank Signature Shangri-La Hotels' 1 FOR 1 Dining Deal

Craving for more options on premium dining experience?

Enjoy a sumptuous meal with a loved one at Shangri-La Hotels and save more money with 1 FOR 1 dining deal.

As this AmBank cardholders, you can enjoy the dining deal at Shangri-La Kuala Lumpur:

  • Arthur's Bar and Grill
  • Lafite
  • Lemon Garden
  • Shang Palace
  • Zipangu

Cardholders who are in Kota Kinabalu can enjoy the deal at Café TATU, Shangri-La's Tanjung Aru Resort & Spa.

Please be noted that the 1 FOR 1 dining deal is only valid on Saturday and Sunday, and limited to a maximum of 1 complimentary item per table or per cardholder, up to 31 March 2020.

Privileges at Hilton Hotels with AmBank Signature Priority Banking World MasterCard

Life surely is better when you have AmBank Signature Priority Banking World MasterCard at hands.

Make use of your privilege to indulge the best cuisine at a 25% discount and hotel stay at a 20% discount at all participating Hilton Hotels across 16 Asia Pacific countries.