AmBank Signature Priority Banking World MasterCard credit card

AmBank Signature Priority Banking World MasterCard

Enjoy golf discount, unlimited airport lounge access, comprehensive insurance coverage, dining and hotel privileges, and 20% cashback by MasterCard Travel Rewards.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 5x reward points 
View product disclosure sheet.

Benefits

Because you should be rewarded for giving the bank your business

Cashback
10% cashback when you shop at duty-free outlets across ASEAN countries. When you shop at over 185 participating merchants of Mastercard travel rewards across 11 countries, get 20% cashback.
Rewards
5x AmBonus Points for overseas spends, except online transactions. Convert AmBank Rewards Points to Air Miles at over 50 airline partners, or redeem products or vouchers.
AmBonus Points
EarnSpent
5 points on every RM1on all overseas retail expenses (except for online transactions)
1 point on every RM1on all local retail expenses
Your AmBonus Points earned expires in  3 years
Easy Payment Plan (EPP)
AmBank Easy Payment Plan offers 24 months payment terms with 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay for as low as 3%.
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feefrom RM500 
12 months4% p.a. and no one-time upfront handling feefrom RM2000 
18 months5% p.a. and no one-time upfront handling feefrom RM4000 
24 months6% p.a. and no one-time upfront handling feefrom RM5000 
Learn more about AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM200 
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about AmBank Easy Payment Plan
Travel
Unlimited access to Plaza Premium Lounge (only for qualified AmBank SIGNATURE Priority Banking customer). Comprehensive insurance coverage: e-Commerce Purchase Protection, Wallet Guard and RM2 million-worth of travel insurance.
Travel CoverageSum Insured
Travel InsuranceUp to RM2000000
Delayed FlightUp to RM1000
Missed FlightUp to RM3000
Lost LuggageUp to RM6000
Delayed LuggageUp to RM3000
Premium
Swing more rounds at 50% off on green fees at participating premier golf clubs in Southeast Asia. Get up to 50% dining discount and up to 35% hotel discount at Club Marriott Malaysia. 1-for-1 dining deals at the Shangri-La Hotel Kuala Lumpur. Enjoy RM30 off when you shop online at Shopee every Sunday (via app, min. spend RM200, promo code: AMB30).

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
  • Free for the first 3 supplementary cardholders
  • Waived when 4th supplementary card onwards is RM188 per annum
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM50.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Are you eligible for this credit card?

Minimum annual income
RM120000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Invitation Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
AmBank AmFlexi-Pay
AmBank Easy Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
AmBank QuickCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.

AmBank Signature Priority Banking World MasterCard review

What's so good (or not so good) about it?

The Frequent Flyers' Best Friend

For frequent flyers who enjoy experiencing the finer things in life, AmBank Signature Priority Banking World MasterCard will make you feel as if you're a king.

This by-invitation-only, no-annual-fee AmBank credit card offers plenty of benefits that will help you save more money, fly for free and feel some of the best things in life. 

World Class Frequent Flyer/Travel Reward Programs

The more you use your card, the faster you rack up AmBonus Points. If you choose to save money on experience over things, you can convert your points to Enrich miles, Asia Miles, Singapore Airlines KrisFlyer and AirAsia BIG. 

With over 50 airline partners to choose, you'll be ready to go again without putting a hole in your wallet!

Complimentary Access to Plaza Premium Lounges

Wouldn't it be nice to have some privacy while waiting to get on board your flight, with heart-warming foods and drinks? Not forget to mention the comfortable seats and peaceful ambiance!

As AmBank Signature Priority Banking World MasterCard cardholder, you are entitled to unlimited access to Plaza Premium Lounge in Malaysia and overseas (over 27 major airports in the world).

However, there's a little catch. To be able to enjoy the privilege, you must spend minimum of RM500 within 30 days before and/or 30 days after each lounge access.

But don't worry. You can still enjoy 25% discount on all airport lounges in Malaysia and 20% discount on all lounges overseas for each accompanying guest.

Click here to see the participating airport lounges

Complimentary RM2 Million Travel Insurance

Yes, this AmBank Signature credit card gives you and your family members complimentary travel insurance of up to RM2 million when you charge the full prices of your flight to this credit card.

In addition to the up to RM2 million personal accident insurance, you will be covered for flight delay, missed flight, lost luggage and luggage delay as well.

Golf Privileges

Take your time off work to practice your swing at participating premier golf clubs in Southeast Asia and get 50% off on the green fees. 

Club Marriott Malaysia Privileges

Life surely is better when you have AmBank Signature Priority Banking World MasterCard at hands because you will be automatically enrolled to the Club Marriott Malaysia Annual Membership.

Make use of your privilege to indulge in the best cuisine at up to 50% discount and hotel experiences at up to 20% off best available rate, terms and conditions apply.

5x AmBonus Points on Overseas Spends

Earn 5x AmBonus Points whenever you shop overseas. Use the points to redeem gifts or convert them to airmiles for your next weekend getaway!

MasterCard Traveler Rewards - 20% Shopping Cashback

MasterCard cardholders, rejoice! You can enjoy 20% cashback when shopping overseas. So get that trinkets for your friends and family, and memento for yourself!

Please be noted that you must spend at the participating merchants. If the offers are specified as "spend-in-store", you must travel to the specific location to be eligible for the cashback.

For offers that are specified as "spend online", you are eligible as long as meeting the cashback offers' terms and conditions.

AmBank Keeps You Protected

The AmBank Signature Priority Banking World MasterCard keeps you protected not only when travelling but when you spend online as well.

The E-commerce Purchase Protection allows you to shop online with confidence, knowing that your online purchases are safeguarded.

The Wallet Guard gives 24-hour worldwide protection wherever you are and provides coverage against stolen wallets or robbery.

More Privileges with AmBank

On top of the rewards that we mentioned above, you'll be showered with many privileges with your AmBank credit card:

  • 10% Cashback at selected duty-free outlets across ASEAN countries
  • RM30 off when you shop at Shopee every Sunday (via app, min. spend RM200, promo code: AMB30). Please click this link to shop: https://bit.ly/ambsunday
  • 1-FOR-1 Dining Deals at the Shangri-La Hotel Kuala Lumpur (every Saturday & Sunday)

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