Bonus reward points & travel benefits
Upgrade your travel with AmBank UnionPay Platinum Credit Card
Whether for business or holiday purposes, anyone who travels frequently will benefit greatly from holding an AmBank UnionPay Platinum Credit Card.
Use your AmBank UnionPay Platinum credit card to pay for every retail purchase when you're overseas and you'll be surprised to see that for every Ringgit swiped, you earn 5x AmBonus Points.
It's a faster way to rack up so many points in a short period of time so that you can redeem the points with amazing products (think of a new winter gear or summer dress for the next vacation) and vouchers to upgrade your lifestyle.
Or, you can save money on flight tickets by converting the points to air miles. With the AmBank UnionPay Platinum Credit Card, you can tick off that travel bucket list faster than ever before.
Impeccable travelling privileges
On top of allowing you to collect points faster (5x AmBonus Points for every RM1 overseas spend), this first local bank-issued UnionPay Platinum card gives you more travel benefits such as:
Complimentary Access to Plaza Premium Lounge
Experience the premium service, privacy and comfort of the airport lounge where you can unwind and recharge yourself with food, drinks, entertainment, personal grooming and many more for three (3) hours.
Get 2x complimentary access per year to participating Plaza Premium Lounges at over 27 major airports worldwide when you spend a minimum of RM1,000 on retail purchases within 30 days before and/or 30 days after accessing the lounge.
If you're travelling with a partner or in a group, they are also entitled to a 25% discount on all lounges in Malaysia and a 20% discount on all lounges overseas.
Find out more details about the airport lounge benefit in the T&C.
RM1 Million Travel Insurance Coverage
Remember to use your AmBank UnionPay Platinum Credit Card when you're paying the full fare of your airline ticket(s) to enjoy complimentary travel insurance with RM1 million personal accident coverage.
Check out the insurance policy here for more information on this privilege.
Here's the complete list of travel insurance coverage that you will get from this credit card:
| AmBank UnionPay Platinum Credit Card Travel Insurance Benefits | Sum Insured |
| Personal Accident / Death | RM1 million |
| Luggage Loss Expenses | up to RM3,200 |
| Delayed Flight | up to RM1,600 |
| Luggage Delayed Expenses | up to RM1,600 |
| Missed Flight Connection / Overbooked Flight | up to RM1,600 |
Other privileges of the AmBank UnionPay Platinum Credit Card
This AmBank UnionPay credit card offers more than just travel benefits for you, such as:
- Premium golf privileges at over 350 golf courses across the world
- Discounts and promotions on dining, lifestyle and shopping worldwide
- Up to 50% off on dining, complimentary birthday cake and buffet at all 15 participating Club Marriott Malaysia and 20% off on Best Available Rate (minimum spend RM30,000 per year)
- Complimentary access to UnionPay Lounge at Pavilion Mall, Kuala Lumpur - enjoy a cup of tea or coffee before or after your shopping experience
Who can apply for an AmBank UnionPay Platinum Credit Card?
Anyone with a minimum age of 21 years old and earning RM60,000 per year can apply for this credit card.
For the supplementary card applicants, they have to be at least 18 years old.
