AmBank Visa Infinite credit card

AmBank Visa Infinite

Infinite possibilities and exclusive privileges from free flights to fine dining discounts with the AmBank Visa Infinite Premium Credit Card

  • 15% p.a. interest rate
  • 0% p.a. balance transfer over 24 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 5x reward points 

Apply online now for AmBank Visa Infinite

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Because you should be rewarded for giving the bank your business

Enjoy amazing gifts from the AmBonus Rewards Redemption Programme when you exchange reward points earned for every ringgit charged to your card, or 5X the reward points whenever you spend overseas. Petrol and online spending not included.
5 points on every RM1on all overseas retail expenses
1 point on every RM1on all local retail expenses
Your AmBonus earned expires in  3 years
Balance Transfer
If you're having trouble catching up with your credit card outstanding balance each month, perhaps its time to transfer to a low interest AmBank credit card. AmBank AmTransfer offers interest rates from 4.99% and payment terms up to 24 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 4.99% one-time upfront handling feefrom RM1000 
12 months0% p.a. and 8.99% one-time upfront handling feefrom RM5000 
24 months0% p.a. and 8.99% one-time upfront handling feefrom RM5000 
Learn more about AmBank AmTransfer
Easy Payment Plan (EPP)
AmBank EPP offers up to 24 months payment terms with interest rate as low as 0% on retail purchases from a range of approved merchants. No penalty fee for early payment. Pay instalment interest as low as 3% on all the other purchases.
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feefrom RM500 
12 months4% p.a. and no one-time upfront handling feefrom RM2000 
18 months5% p.a. and no one-time upfront handling feefrom RM4000 
24 months6% p.a. and no one-time upfront handling feefrom RM5000 
Learn more about AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM200 
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about AmBank Easy Payment Plan
Travel in style and with perfect peace of mind with airport Lounge privileges worldwide, Airmiles redemption,discounts on Immigration FastTrack, 24/7 Concierge Service, Emergency Helpdesk, and Free Travel Insurance coverage of RM2 million.
Travel CoverageSum Insured
Personal AccidentUp to RM2000000
Travel InsuranceUp to RM2000000
Delayed FlightUp to RM1000
Missed FlightUp to RM3000
Lost LuggageUp to RM6000
Delayed LuggageUp to RM3000
Protect your new purchases within 30 days from the date of purchase against theft and accidental damage up to RM50,000. Also, you will be given an exclusive complimentary Hilton Premium Club Membership Card - with discounts on both hotel and dining of up to 50%

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
  • Free for the first 3 supplementary cardholders.
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM53.00 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
AmBank AmFlexi-Pay
AmBank Easy Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
AmBank QuickCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
AmBank AmTransfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

AmBank Visa Infinite review

What's so good (or not so good) about it?

Travel with Peace of Mind

AmBank Visa Infinite is a premium travel card that gives you peace of mind while traveling. You and your family will be protected with RM2 million travel insurance coverage. All you need to do is to just charge the full air ticket fare to your AmBank Visa Infinite.

Air Miles Conversion

Collecting air miles while spending at the same time, be it at local or overseas. With AmBank Visa Infinite, you can convert the air miles with 3 world class travel reward programs such as Enrich, Asia Miles and Singapore Airlines KrisFlyer. Each 5000 AmBonus points allows you to earn 1000 air miles.

Every Ringgit you spend on your retail spending at overseas is entitled for 5 AmBonus points. On the other hand, you can also earn 1 AmBonus point on each Ringgit spent on local retail expenses.

Hilton Premium Club Membership

You will be given complimentary Hilton Premium Club Membership Card that offers dining and hotel room privileges at up to 50% discount. As long as you spend a minimum of RM30000 over 1 year from the date of membership enrollment, you are entitled for the extended privileges.

For dining, you can enjoy up to 50% discount at all participating Hilton Hotels in Malaysia, Thailand and China as well as up to 20% discount at hotels in the Middle East.

For accommodation, there's 10% off on hotel room rates at all participating hotels in Asia while 20% off in the Middle East.

Free Annual Fee

There's no annual fee on AmBank Visa Infinite. And, it's free for life without any condition! Apart from that, the first 3 supplementary cards are free for life.

Complimentary Purchase Insurance

AmBank Visa Infinite provides Purchase Protection Plan of up to RM50000. Your personal purchases are protected against theft or accidental damage within 30 days from the date of purchase.

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