AmBank Visa Platinum Card
Supercharge your holidays with the AmBank Visa Platinum credit card - comprehensive travel insurance, and up to 2x AmBonus Points to be earned!
Bonus reward points and air milesProduct summary
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
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Touch 'n Go E-Wallet Credit
worth RM3000
when you apply through RinggitPlus *
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Rewards
You will be entitled to 1X AmBonus Point on every RM1 you charge on your AmBank credit card, or 2X if you spend overseas. You have a wide choice of gifts and vouchers for redemption in the AmBonus Rewards Catalogue. You also have a choice to use your points for air miles at over 50 partner airlines. The AmBonus Points will have a 3-year expiry.
| Earn | Spend |
|---|---|
| 2 points on every RM1 | on all overseas retail expenses |
| 1 point on every RM1 | on all local retail expenses |
Travel
Don't let a few mishaps ruin your vacation or business trip. With this credit card, you will get complimentary Travel Insurance of up to RM500,000 for you and your family. Get protection against lost luggage and missed flights simply by charging the full fare of your travels with this card too. Terms apply.
| Travel Coverage | Sum Insured |
|---|---|
| Travel Insurance | Up to RM1,000,000 |
| Delayed Flight | Up to RM800 |
| Missed Flight | Up to RM800 |
| Lost Luggage | Up to RM1,600 |
| Delayed Luggage | Up to RM800 |
Balance Transfer
Transfer your outstanding balances from other banks' credit cards to a new AmBank credit card, and enjoy 0% interest with low one-time upfront fees. Minimum transfer is RM1,000.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 0% p.a. and 4.88% one-time upfront handling fee | from RM1,000 |
| 12 months | 0% p.a. and 4.88% one-time upfront handling fee | from RM1,000 |
| 24 months | 0% p.a. and 5.88% one-time upfront handling fee | from RM1,000 |
| 36 months | 0% p.a. and 5.88% one-time upfront handling fee | from RM1,000 |
| 48 months | 0% p.a. and 6.88% one-time upfront handling fee | from RM1,000 |
| 60 months | 0% p.a. and 6.88% one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
AmBank's AmFlexi-Pay offers zero interest for up to 24 months of payment terms on retail purchases from a range of approved merchants. No penalty fee for early payment. Pay instalment interest at zero interest on all the other eligible purchases with AmBank EPP.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
| 6 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
| 12 months | 7.88% p.a.and no one-time upfront handling fee | RM500 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
Free for the first 3 supplementary cardholders, 4th supplementary card onwards is RM188 p.a.
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM50 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM24,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- AmBank Easy Payment Plan
- AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.
- AmBank AmFlexi-Pay
- Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
- Cash Advance / Cash Loan
- AmBank QuickCash
- Need a hurry cash? Take advantage of the QuickCash Payment Plan for a competitive upfront fees and flexible repayment periods.
- Balance Transfer Plans
- AmBank Balance Transfer
- Get a flexible repayment up to 60 months with interest rate as low as 4.88% per annum with AmBank when you transfer a minimum amount of RM1,000.
Review
AmBank Cash Rebate Visa Platinum Card
- Min. Income
- RM2,000/month
- Annual Fee
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- Cashback
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AmBank Visa Platinum Card
- Min. Income
- RM2,000/month
- Annual Fee
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- Cashback
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AmBank Visa Signature Card
- Min. Income
- RM6,666.67/month
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AmBank Islamic Visa Platinum Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
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AmBank Visa Infinite
- Min. Income
- RM10,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank Islamic Visa Platinum CARz Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- up to 5%
AmBank BonusLink Visa Signature
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free*
- Cashback
- No
AmBank Islamic Visa Infinite Card
- Min. Income
- RM10,000/month
- Annual Fee
- Free
- Cashback
- No
AmBank SIGNATURE Priority Banking Visa Infinite Credit Card
- Min. Income
- N/A
- Annual Fee
- Free
- Cashback
- No
AmBank UnionPay Platinum Credit Card
- Min. Income
- RM5,000/month
- Annual Fee
- Free*
- Cashback
- No
AmBank BonusLink Visa Platinum
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
AmBank Islamic Visa Signature Card
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- No
