AmBank Visa Platinum

Supercharge your holidays with the Ambank Platinum credit card - free airport lounge access, travel insurance, and 24-hour MasterCard Customer Service

15% interest rate
4.99% balance transfer over 6 months *
Flexi Pay *
RM0 annual fee *
Earn up to 2 reward points *

Benefits
Fees & Charges
Requirements
Features
Review
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Apply online now for AmBank Visa Platinum

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My income is greater than RM60000 a year. That's at least RM5000 monthly.

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Benefits

Because you should be rewarded for giving the bank your business

Rewards

You will be entitled to 1 AmBonus Point on every RM1 you charge on your AmBank credit card, or 2X if you spend overseas. You have a wide choice of gifts and vouchers for redemption in the AmBonus Rewards Catalogue. You also have a choice to use your points for air miles at over 50 partner airlines. The AmBonus Points will have a 3-year expiry.

AmBonus Points
Earn	Spent
1 point on every RM1	on all local retail expenses
2 points on every RM1	on all overseas retail expenses

Reward points earned expires in 3 years

Balance Transfer

AmBank AmTransfer offers interest rates from 4.99% and payment terms up to 24 months, useful to consolidate debts and increase savings.

Pay Over	With Interest Rate At	When You Transfer
6 months	4.99% and no upfront handling fee	from RM1000
12 months	8.99% and no upfront handling fee	from RM5000
24 months	8.99% and no upfront handling fee	from RM5000

Learn more about AmBank AmTransfer

Flexi Pay

AmBank EPP offers up to 24 months payment terms from as alow as 3% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment.

Pay Over	With Interest Rate At	When You Spend
6 months	3% and no upfront handling fee	from RM500
12 months	4% and no upfront handling fee	from RM2000
18 months	5% and no upfront handling fee	from RM4000
24 months	6% and no upfront handling fee	from RM5000

Learn more about AmBank Easy Payment Plan

Travel: Don't let a few mishaps ruin your vacation or business trip. With the AmProtector Insurance, you will get free Travel Insurance of up to RM1 million for you and your family. Get protection against lost luggages and missed flights.

Premium: 24-hour Platinum Priority Line at 1300 80 8080 (domestic) & 03-2178 6600 (international), Enjoy FREE companion travel when flying First or Business Class on participating airlines and receive preferential service at the best gold courses in the world

Fees & Charges

There are always fees but how much are they?

Annual Fee

RM0

Free for life
Free for the first 3 supplementary cardholders

Annual Fee for Supplementary Card

RM0

Late payment fee

RM10

Cash withdrawal fee

RM50 or 5% of withdrawn amount

Interest Rate on Cash Withdrawals

18%

Daily Maximum Cash Withdrawal

RM5000

Credit Card Service Tax

RM50 per card

Requirements

Are you eligible for this credit card?

Minimum annual income: RM60000
Minimum age for primary card holder: 21 years old
Minimum age for supplementary card holder: 18 years old
Who can Apply: Anybody

Features

Get some extra help from your credit card when you need it most

Flexi Pay: AmBank Easy Payment Plan; Flexi Pay plans are great for large purchases that you want to pay off over a period of time.

Cash Advance / Cash Loan: AmBank QuickCash; Dial For Cash Advance is a loan against the credit limit of your card at a reasonable rate - just a phone call away in an emergency.