AmBank Visa Platinum credit card

AmBank Visa Platinum

With worldwide recognition, AmBank Platinum Credit Cards help you pay with peace of mind. Annual fee free for life.

  • 15% interest rate
  • 4.99% balance transfer over 6 months
  • Flexi Pay

Apply online now for AmBank Visa Platinum

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Benefits

Because you should be rewarded for giving the bank your business

Premium
24-hour Platinum Priority Line at 1300 80 8080 (domestic) & 03-2178 6600 (international), Platinum concierge services and preferential service at spectacular golf courses courtesy of MasterCard
Balance Transfer
AmBank AmTransfer offers interest rates from 4.99% and payment terms up to 24 months, useful to consolidate debts and increase savings
Flexi Pay
AmBank EPP offers 3 or 6 month payment terms at 0% interest on retail purchases from a range of approved merchants. No penalty fee for early payment.
Rewards
You will be entitled to 1 AmBonus Point on every RM1 you charge on your AmBank credit card, or double that if you spend overseas.You have a wide choice of gifts and vouchers for redemption in the AmBonus Rewards Catalogue. You also have a choice to use your points for cash redemption.
Travel
Airport Lounge privileges and Free Travel Insurance of up to RM1 million for you and your family

Fees & Charges

There are always fees but how much are they?

Late payment fee
RM10
Cash withdrawal fee
RM50 or 5% of withdrawn amount
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM5000
Credit Card Service Tax
RM50

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Flexi Pay
AmBank Easy Payment Plan
Flexi Pay plans are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
AmBank QuickCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate - just a phone call away in an emergency.
Balance Transfer
AmBank AmTransfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.