AmBank Visa Platinum credit card

AmBank Visa Platinum

Supercharge your holidays with the Ambank Platinum credit card - free airport lounge access, travel insurance, and 24-hour MasterCard Customer Service

  • 15% p.a. interest rate
  • 4.99% p.a. balance transfer over 6 months
  • Flexi Pay
  • RM0.00 annual fee
  • Earn up to 2 reward points 

Apply online now for AmBank Visa Platinum

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Because you should be rewarded for giving the bank your business

You will be entitled to 1 AmBonus Point on every RM1 you charge on your AmBank credit card, or 2X if you spend overseas. You have a wide choice of gifts and vouchers for redemption in the AmBonus Rewards Catalogue. You also have a choice to use your points for air miles at over 50 partner airlines. The AmBonus Points will have a 3-year expiry.
AmBonus Points
1 point on every RM1on all local retail expenses
2 points on every RM1on all overseas retail expenses
Your AmBonus Points earned expires in  3 years
Balance Transfer
AmBank AmTransfer offers interest rates from 4.99% and payment terms up to 24 months, useful to consolidate debts and increase savings.
Pay OverWith Interest Rate AtWhen You Transfer
6 months4.99% p.a. and no upfront handling feefrom RM1000 
12 months8.99% p.a. and no upfront handling feefrom RM5000 
24 months8.99% p.a. and no upfront handling feefrom RM5000 
Learn more about AmBank AmTransfer
Flexi Pay
AmBank EPP offers zero interest for up to 24 months payment terms on retail purchases from a range of approved merchants. No penalty fee for early payment. Pay instalment interest as low as 3% on all the other purchases.
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no upfront handling feefrom RM500 
12 months4% p.a. and no upfront handling feefrom RM2000 
18 months5% p.a. and no upfront handling feefrom RM4000 
24 months6% p.a. and no upfront handling feefrom RM5000 
Learn more about AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no upfront handling feefrom RM500 
6 months0% p.a. and no upfront handling feefrom RM500 
Learn more about AmBank Easy Payment Plan
Don't let a few mishaps ruin your vacation or business trip. With the AmProtector Insurance, you will get free Travel Insurance of up to RM1 million for you and your family. Get protection against lost luggages and missed flights.
24-hour Platinum Priority Line at 1300 80 8080 (domestic) & 03-2178 6600 (international), Enjoy FREE companion travel when flying First or Business Class on participating airlines and receive preferential service at the best gold courses in the world

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
  • Free for the first 3 supplementary cardholders
Annual Fee for Supplementary Card
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM53.00 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal

*inclusive of 6% GST


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Flexi Pay
AmBank AmFlexi-Pay
AmBank Easy Payment Plan
Flexi Pay plans are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
AmBank QuickCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
AmBank AmTransfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.