AmBank Visa Platinum credit card

AmBank Visa Platinum

Supercharge your holidays with the Ambank Platinum credit card - free airport lounge access, travel insurance, and 24-hour MasterCard Customer Service

  • 15% p.a. interest rate
  • 4.99% p.a. balance transfer over 6 months
  • Flexi Pay
  • RM0 annual fee
  • Earn up to 2 reward points 

Apply online now for AmBank Visa Platinum

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for AmBank Visa Platinum

To help you better we need to know a little bit more about your application.
Confirm your application

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to AmBank website

If you have any questions let us know at can@ringgitplus.com, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

Benefits

Because you should be rewarded for giving the bank your business

Rewards
You will be entitled to 1 AmBonus Point on every RM1 you charge on your AmBank credit card, or 2X if you spend overseas. You have a wide choice of gifts and vouchers for redemption in the AmBonus Rewards Catalogue. You also have a choice to use your points for air miles at over 50 partner airlines. The AmBonus Points will have a 3-year expiry.
AmBonus Points
EarnSpent
1 point on every RM1on all local retail expenses
2 points on every RM1on all overseas retail expenses
Your AmBonus Points earned expires in  3 years
Balance Transfer
AmBank AmTransfer offers interest rates from 4.99% and payment terms up to 24 months, useful to consolidate debts and increase savings.
Pay OverWith Interest Rate AtWhen You Transfer
6 months4.99% p.a. and no upfront handling feefrom RM1000 
12 months8.99% p.a. and no upfront handling feefrom RM5000 
24 months8.99% p.a. and no upfront handling feefrom RM5000 
Learn more about AmBank AmTransfer
Flexi Pay
AmBank EPP offers zero interest for up to 24 months payment terms on retail purchases from a range of approved merchants. No penalty fee for early payment. Pay instalment interest as low as 3% on all the other purchases.
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no upfront handling feefrom RM500 
12 months4% p.a. and no upfront handling feefrom RM2000 
18 months5% p.a. and no upfront handling feefrom RM4000 
24 months6% p.a. and no upfront handling feefrom RM5000 
Learn more about AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no upfront handling feefrom RM500 
6 months0% p.a. and no upfront handling feefrom RM500 
Learn more about AmBank Easy Payment Plan
Travel
Don't let a few mishaps ruin your vacation or business trip. With the AmProtector Insurance, you will get free Travel Insurance of up to RM1 million for you and your family. Get protection against lost luggages and missed flights.
Premium
24-hour Platinum Priority Line at 1300 80 8080 (domestic) & 03-2178 6600 (international), Enjoy FREE companion travel when flying First or Business Class on participating airlines and receive preferential service at the best gold courses in the world

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
  • Free for the first 3 supplementary cardholders
Annual Fee for Supplementary Card
RM0
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM5000

*subject to 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Flexi Pay
AmBank AmFlexi-Pay
AmBank Easy Payment Plan
Flexi Pay plans are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
AmBank QuickCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
AmBank AmTransfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.