Because you should be rewarded for giving the bank your business
- Earn up to 0.6% cashback on Rockwills products, 0.3% on retail products and 0.2% of every purchases donated to charity. Uncapped.
Discover how much you can save when you shop with your new Ambank Visa Rockwills Signature
|Cashback Category||Cashback Rate||Monthly Cap||Spend|
| ||Spendany amount||0.3%||uncapped||any amount|
- You will be entitled to 1 AmBonus Point on every RM1 you charge on your AmBank credit card, or double that if you spend overseas.You have a wide choice of gifts and vouchers for redemption in the AmBonus Rewards Catalogue. You also have a choice to use your points for cash redemption.
- Balance Transfer
- AmBank AmTransfer offers interest rates from 4.99% and payment terms up to 24 months.
Learn more about AmBank AmTransfer
|Pay Over||With Interest Rate At||When You Transfer|
|6 months||0% p.a. and 4.99% one-time upfront handling fee||from RM1000 |
|12 months||0% p.a. and 8.99% one-time upfront handling fee||from RM5000 |
|24 months||0% p.a. and 8.99% one-time upfront handling fee||from RM5000 |
- Easy Payment Plan (EPP)
- AmBank EPP offers up to 24 months payment terms from as alow as 3% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment.
Learn more about AmBank Easy Payment Plan
|Pay Over||With Interest Rate At||When You Spend|
|3 months||0% p.a. and no one-time upfront handling fee||from RM500 |
|6 months||0% p.a. and no one-time upfront handling fee||from RM500 |
|12 months||0% p.a. and no one-time upfront handling fee||from RM1000 |
|24 months||0% p.a. and no one-time upfront handling fee||from RM1000 |
- Enjoy an exclusive 15% discount on Immigration Fast-Track Service, unwind in private with privileged access to Plaza Premium Lounge and RM1 million travel insurance coverage
|Travel Coverage||Sum Insured|
|Travel Insurance||Up to RM2000000|
- Free golf sessions, allowing you to tee-off at numerous renowned regional golf courses. As an added bonus, enjoy 24-hour Visa Signature Concierge Services that assist cardmembers with travel information, entertainment planning, general medical information, doctor and hospital referrals, business services
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- Late payment fee
- Cash withdrawal fee
- RM53.00 or 5.30% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- Daily Maximum Cash Withdrawal
All fees & charges are inclusive of 6% GST if applicable
Are you eligible for this credit card?
- Minimum annual income
- Minimum age for primary card holder
- 21 years old
- Minimum age for supplementary card holder
- 18 years old
- Who can Apply
Get some extra help from your credit card when you need it most
- Easy Payment Plan
- AmBank Easy Payment Plan
- Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
- Cash Advance / Cash Loan
- AmBank QuickCash
- Cash Advance is a loan against the credit limit of your card at a reasonable rate.
- Balance Transfer
- AmBank AmTransfer
- Balance transfer allows you to consolidate debt from your other credit cards onto this card.