Because you should be rewarded for giving the bank your business
- Earn up to 0.6% cashback on Rockwills products, 0.3% on retail products and 0.2% of every purchases donated to charity. Uncapped.
Discover how much you can save when you shop with your new Ambank Visa Rockwills Signature Cashback Category Cashback Rate Monthly Cap Spend Spendany amount 0.3% uncapped any amount
- You will be entitled to 1 AmBonus Point on every RM1 you charge on your AmBank credit card, or double that if you spend overseas.You have a wide choice of gifts and vouchers for redemption in the AmBonus Rewards Catalogue. You also have a choice to use your points for cash redemption.
- Balance Transfer
- AmBank AmTransfer offers interest rates from 4.99% and payment terms up to 24 months.
Learn more about AmBank AmTransfer
Pay Over With Interest Rate At When You Transfer 12 months 0% p.a. and 4.88% one-time upfront handling fee from RM1000 24 months 0% p.a. and 4.88% one-time upfront handling fee from RM1000 36 months 0% p.a. and 4.88% one-time upfront handling fee from RM1000
- Easy Payment Plan (EPP)
- AmBank EPP offers up to 24 months payment terms from as alow as 3% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment.
Learn more about AmBank Easy Payment Plan
Pay Over With Interest Rate At When You Spend 3 months 0% p.a. and no one-time upfront handling fee from RM500 6 months 0% p.a. and no one-time upfront handling fee from RM500 12 months 0% p.a. and no one-time upfront handling fee from RM1000 24 months 0% p.a. and no one-time upfront handling fee from RM1000
- Enjoy an exclusive 15% discount on Immigration Fast-Track Service, unwind in private with privileged access to Plaza Premium Lounge and RM1 million travel insurance coverage
Travel Coverage Sum Insured Travel Insurance Up to RM2000000
- Free golf sessions, allowing you to tee-off at numerous renowned regional golf courses. As an added bonus, enjoy 24-hour Visa Signature Concierge Services that assist cardmembers with travel information, entertainment planning, general medical information, doctor and hospital referrals, business services
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- Free for life
- Late payment fee
- Cash withdrawal fee
- RM50.00 or 5.00% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- Daily Maximum Cash Withdrawal
Are you eligible for this credit card?
- Minimum annual income
- Minimum age for primary card holder
- 21 years old
- Minimum age for supplementary card holder
- 18 years old
- Who can Apply
Get some extra help from your credit card when you need it most
- Easy Payment Plan
- AmBank Easy Payment Plan
- Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
- Cash Advance / Cash Loan
- AmBank QuickCash
- Cash Advance is a loan against the credit limit of your card at a reasonable rate.
- Balance Transfer
- AmBank AmTransfer
- Balance transfer allows you to consolidate debt from your other credit cards onto this card.