BSN 1 TeachersCard MasterCard credit card

BSN 1 TeachersCard MasterCard

Savour a lifetime annual fee waiver, with low interest rates and fantastic gifts and prizes to be won on your spending, only with BSN MasterCard Gold

  • 8.88% interest rate
  • 20 days interest-free period
  • 0% balance transfer over 24 months *
  • Flexi Pay *
  • RM0 annual fee *
  • Earn up to 2 reward points *

Apply online now for BSN 1 TeachersCard MasterCard

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
For every Ringgit you charge to your card, you will get one reward point. Any spending done abroad will award you two reward points. Reward points can be exchanged for a range of exciting gifts and prizes. Earn points that will never expire when you spend using your 1 TeachersCard!
BSN Happy Rewards Programme
EarnSpent
1 point on every RM1on all local retail expenses
2 points on every RM1on all overseas retail expenses
Rewards points earned never expires
Balance Transfer
BSN Balance Transfer offers interest rates from 0.3% per month and payment terms of up to 36 months. 0% interest-free rates for 12 and 24-month tenures only applicable for the first half of your monthly repayments.
Pay OverWith Interest Rate AtWhen You Transfer
3 months0.3% and no upfront handling feefrom RM500 
6 months0.3% and no upfront handling feefrom RM1000 
9 months0.3% and no upfront handling feefrom RM1000 
12 months0% and no upfront handling feefrom RM1000 
24 months0% and no upfront handling feefrom RM1000 
36 months0.375% and no upfront handling feefrom RM2000 
Learn more about BSN Balance Transfer Program
Flexi Pay
Enjoy 0% interest and flexible repayment periods from 3 to 36 months on your purchases with BSN EasyPay, only applicable for items above RM500 which are purchased at participating outlets. BSN Instalment-Pay offers payments terms of 6, 12 and 24 months on any retail purchases with a one time charge of 3% to 5% of the item's value.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% and no upfront handling feefrom RM500 
36 months0% and no upfront handling feefrom RM500 
Learn more about BSN EasyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months0% and upfront handling fee of 3%from RM500 
12 months0% and upfront handling fee of 4%from RM1000 
24 months0% and upfront handling fee of 5%from RM2000 
Learn more about BSN Instalment-Pay
Travel
Free Travel Insurance (including compensation for delayed flights and lost luggage).
Low Interest Rate
Excellent value 8.88% APR interest rate.
Premium
Yayasan Guru Malaysia Berhad (YGMB) Membership Registration Fee Waiver (for non-members), 0.2% of your spending will be donated to YGMB.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM50 *

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Members Only

Features

Get some extra help from your credit card when you need it most

Flexi Pay
BSN EasyPay
BSN Instalment-Pay
Flexi Pay plans are great for large purchases that you want to pay off over a period of time.
Balance Transfer
BSN Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.