Sign Up Offer
What BSN will offer you just for applying for this credit card
- Free Zing PLUSMiles Card on card approval
- Waive RM50 service tax on card approval
- Waive RM25 service tax on supplementary card approval
Because you should be rewarded for giving the bank your business
- For every Ringgit you charge to your card, you will get one reward point. Any spending done abroad will award you two reward points. Reward points can be exchanged for a range of exciting gifts and prizes. Earn points that will never expire when you spend using your 1 TeachersCard!
Rewards points earned never expires
BSN Happy Rewards Programme Earn Spent 1 point on every RM1 on all local retail expenses 2 points on every RM1 on all overseas retail expenses
- Balance Transfer
- Excellent value BSN Balance Transfer offers interest rates from 3.6% and payment terms up to 36 months.
Learn more about BSN Balance Transfer Program
Pay Over With Interest Rate At When You Transfer 3 months 3.6% and no upfront handling fee from RM500 6 months 3.6% and no upfront handling fee from RM1000 9 months 3.6% and no upfront handling fee from RM1000 12 months 3.6% and no upfront handling fee from RM1000 24 months 4.5% and no upfront handling fee from RM1000 36 months 4.5% and no upfront handling fee from RM2000
- Flexi Pay
- BSN EasyPay offers payments terms of 6, 12 and 24 months on any retail purchases at interest rates from 3% to 5%. No penalty fee for early payment.
Learn more about BSN EasyPay
Pay Over With Interest Rate At When You Spend 6 months 3% and no upfront handling fee from RM500 12 months 4% and no upfront handling fee from RM1000 24 months 5% and no upfront handling fee from RM2000
- Airmiles and Free Travel Insurance (including compensation for delayed flights and lost luggage).
- Low Interest Rate
- Excellent value 8.88% APR interest rate.
- Yayasan Guru Malaysia Berhad (YGMB) Membership Registration Fee Waiver (for non-members).
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- Free for life
- Annual Fee for Supplementary Card
- Late payment fee
- Cash withdrawal fee
- RM10 or 5% of withdrawn amount *
- Daily Maximum Cash Withdrawal
*subject to 6% GST
Are you eligible for this credit card?
- Minimum annual income
- Minimum age for primary card holder
- 21 years old
- Minimum age for supplementary card holder
- 18 years old
- Who can Apply
- Members Only