Free annual fee!
Explore and enjoy convenient ways to save with your BSN Classic MasterCard Credit Card-i – from annual fee waivers to balance transfers and easy payment plans (EPP) with a 0% charge on interest.
This Islamic credit card by Bank Simpanan Nasional also comes with benefits and privileges, all exclusively for you!
No Annual Fee
BSN knows that credit cards with annual fees might scare some people away, that's why they're getting rid of annual fees altogether!
Enjoy annual fee waivers for life with your new BSN credit card.
Low-Interest Instalment Plan
Bring home the branded goods and jewellery from participating merchants with BSN’s Instalment-Pay Plan.
This easy payment plan (EPP) by Bank Simpanan Nasional allows you to repay what you owe in monthly instalments from repayment tenures of 6 to 24 months, interest-free and with a one-time upfront fee as low as 3%.
The minimum purchase will depend on the instalment period, where RM500 is required for the transaction at the very least.
BSN Classic MasterCard Credit Card-i 0% Balance Transfer
Save money on your credit card balance when you transfer it to your BSN Classic MasterCard Credit Card-i.
The minimum BSN Classic MasterCard Credit Card-i transfer amount will vary depending on the tenure:
- The minimum amount is RM500 for 6 months and 12 months of a balance transfer.
- The minimum amount is RM1,000 for 24 months of a balance transfer.
- The minimum amount is RM2,000 for 36 months of a balance transfer.
- The minimum amount is RM3,000 for 48 months of a balance transfer.
What are the eligibility requirements and the documents needed to apply?
Any Malaysians aged a minimum of 21 years old are eligible to apply for BSN Classic MasterCard Credit Card-i. You also must be earning at least RM24,000 annually to be eligible.
To make your online application easier, please prepare the following documents.
Government Servant:
- A copy of your IC (both sides)
- Latest 1 month's payslip OR
- Employee Confirmation Letter (For Army and Police personnel, please attach a copy of the Authority Card)
Private Sector Employee:
- A copy of your IC (both sides)
- Latest 3 months payslip/latest EPF Statement/EA Form/BE Form
Self-Employed:
- A copy of your IC (both sides)
- Latest 6 months' company bank statement; AND
- Latest B Form with an official tax receipt for the last two years
- Copy of Form 9, 24, & 49 OR
- Copy of Business Registration Certificate
Commission Earner:
- A copy of your IC (both sides)
- Latest 6 months commission statement/Annual commission statement OR
- EA Form/BE Form with an official tax receipt
