Lowest Interest Rate
BSN Classic MasterCard — rewards, rewards, rewards!
We promised you more. BSN Classic MasterCard gives you rewards whenever and wherever you spend on retail shopping and charge it to your credit card.
You’ll get 1x Reward Point for every RM1 that you spend locally. Swipe when you’re travelling overseas and you’ll get 2x Reward Points instead!
Collect these points for as long as you like, because they’ll never expire.
You can later redeem them for exciting gifts, anything your fancy – whether it is gift vouchers, GST rebates, gadgets, home appliances or travel miles – because BSN’s Reward Point Catalogue has whatever you are looking for!
Lowest interest rates
As mentioned, this BSN classic credit gives low-interest rates of 13.5% on your credit balance.
What’s more, you’ll also be guaranteed a 20-day interest-free period on all purchases.
It’s not just low-interest rates on your outstanding credit. If you’re looking to make a purchase that you can’t afford, you can still get it with BSN Instalment-Pay Plan.
This payment plan by Bank Simpanan Nasional offers payment terms of 6, 12 and 24 months on retail purchases at low-interest rates between 3%-5%.
Just repay what you owe in monthly instalments! Maybe it’s a balance transfer that you’re looking for.
Get a Free BSN Zing PLUSMiles Card with BSN Classic MasterCard
Save more money on toll and public transportation with the BSN Zing PLUSMiles card!
You can get this Touch 'n Go card for free when signing up for BSN Classic MasterCard. Even better, the card is linked to your BSN credit card with an auto-reload feature.
You may link up to 5 Zing PLUSMiles Card to your BSN Classic credit card, therefore, your family will never have to worry about topping up their cards.
Am I eligible and what are the required documents to apply for BSN Classic MasterCard?
Any Malaysians aged 21 years old and above are eligible to apply for this card. You also must earn at least RM24,000 annually as the eligibility criteria.
Please prepare the following documents to make an application online.
Government Servant:
- A copy of your IC (both sides);
- Latest 1-month payslip; OR
- Employee Confirmation Letter (For Army and Police personnel, please attach a copy of the Authority Card)
Private Sector Employee:
- A copy of your IC (both sides); AND
- Latest 3 months payslip/latest EPF Statement/EA Form/BE Form
Self-Employed:
- A copy of your IC (both sides);
- Latest 6 months company's bank statement;
- Latest B Form with an official tax receipt for the latest two years;
- Copy of Form 9, 24, & 49; OR
- Copy of Business Registration Certificate
Commission Earner:
- A copy of your IC (both sides);
- Latest 6 months commission statement/Annual commission statement; OR
- EA Form/BE Form with official tax receipt
