BSN Classic Visa Credit Card-i

Save more with the BSN Classic Visa Credit Card-i. Enjoy great rewards, no annual fees, and free Takaful travel insurance!

BSN Classic Visa Credit Card-iNever ending rewards
Min. Income
RM2,000/month
Annual Fee
Free
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
13.5% p.a.
Interest-free
20 days

Rewards

Every swipe on this card earns you rewards! Each Ringgit that you spend gets you 1 Happy Reward Point for local retail purchases, double up on the rewards when shopping overseas with 2x Reward Points for every RM1!

BSN Happy Rewards Programme
EarnSpend
1 point on every RM1local retail spending
2 points on every RM1overseas retail spending

Low Management Fee

Credit card management fees from 17.5% to as low as 13.5% p.a. for private sector employees. Government employees can enjoy special rates as low as 11% p.a..

Premium

Get a free BSN Zing PLUSMiles Card - enjoy 5% toll rebate and up to 30% discount at participating PLUSMiles outlets and collect PLUSMiles Point.

Balance Transfer

Transfer your credit card outstanding balance with BSN Balance Transfer Programme to enjoy interest rate as low as 0% percent per annum on half of your payments.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM500
12 months4.5% p.a. and no one-time upfront handling feefrom RM500
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.88% p.a. and no one-time upfront handling feefrom RM2,000
48 months6.5% p.a. and no one-time upfront handling feefrom RM3,000
Learn more about BSN Balance Transfer Programme

Easy Payment Plans

Stretch your spending with Bank Simpanan Nasional's easy payment plans (EPP)! BSN EasyPay Plan gives you 0% interest on your monthly instalments when you shop at participating merchants. Just pay a small upfront handling fee of 3-5% with BSN Instalment-Pay if you find something that you like from a non-participating merchant!

BSN EasyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about BSN EasyPay
BSN Instalment-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% one-time upfront handling feeRM500
12 months4% one-time upfront handling feeRM1,000
24 months5% one-time upfront handling feeRM2,000
Learn more about BSN Instalment-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM12.75 or 2.69% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to 75%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Easy Payment Plan
BSN EasyPay
Buy whatever you want with BSN EasyPay and enjoy a flexible instalment plan with 0% interest.
BSN Instalment-Pay
Shop now and pay later! Pay for your shopping at zero interest for up to 24 months. You only need to pay a one-time upfront fee.
Cash Advance / Cash Loan
BSN EasyCash
Need fast cash for an emergency? BSN EasyCash allows you to access cash up to 80% of your credit card limit at a low interest rate starting from 0%.
Balance Transfer Plans
BSN Balance Transfer Programme
Transfer your outstanding debts from any other credit cards to BSN. Consolidate your credit card bills with a low interest flexible payment package.

Review

Credit Card » BSN

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