Special Low Finance Charge
BSN Classic Visa, rewards for you
There’s nothing like a getting little extra when you spend.
With BSN Classic Visa you’ll get 1x Reward Points for every Ringgit that you spend on local retail purchases.
Shop overseas and you’ll get double the rewards!
Collect your Reward Points whenever you swipe with this Visa credit card. These points can then be used to redeem exciting gifts for you and the family!
Whether it’s kitchenware, travel gear, vouchers, and even gifts for the kids, myBSN reward point catalogue has a gift just for you.
Special low finance charge rates
Think all credit card interest fees start at a high of 18%?
Think again — only Bank Simpanan Nasional gives you interest rates as low as 11%p.a. for the government sector and 13.5%p.a. for private sector employees with a Classic Visa credit card.
And that’s not all. The annual fee for owning a BSN classic credit card is free for life. Looking for a balance transfer with low-interest rates?
Bank Simpanan Nasional offers flexible balance transfer tenures between 6 and 48 months, with rates as low as 0% interest per annum for a tenure of 6 months!
With BSN Balance Transfer, you can consolidate all your credit card debt into one card.
BSN Classic Visa — fees and requirements
To qualify for a BSN Classic Visa, you need to earn a minimum income of RM24,000 a year.
Applicants must be at least 21 years of age. If you’d like to apply for a supplementary card, the supplementary cardholder must also be at least 18 years of age.
Late payment fees of RM10 or 1% of the outstanding amount, up to a maximum of RM75 will be charged when you do not pay your monthly bills on time.
What are the documents needed to apply for BSN Classic Visa?
Please prepare the following documents to ensure a hassle-free application journey.
Government Servant:
- A copy of your IC (both sides);
- Latest 1-month payslip; OR
- Employee Confirmation Letter (For Army and Police personnel, please attach a copy of the Authority Card)
Private Sector Employee:
- A copy of your IC (both sides); AND
- Latest 3 months payslip/latest EPF Statement/EA Form/BE Form
Self-Employed:
- A copy of your IC (both sides);
- Latest 6 months company's bank statement;
- Latest B Form with an official tax receipt for the latest two years;
- Copy of Form 9, 24, & 49; OR
- Copy of Business Registration Certificate
Commission Earner:
- A copy of your IC (both sides);
- Latest 6 months commission statement/Annual commission statement; OR
- EA Form/BE Form with an official tax receipt
