Special Low Finance Charge
Special low finance charge rates
Think all credit card interest fees start at a high of 18%?
Think again because only Bank Simpanan Nasional gives you interest rates as low as 11% p.a. for the government sector and 13.5% p.a. for private sector employees with a Classic Visa credit card.
That’s not all! The annual fee for owning a BSN classic credit card is free for life.
Are you looking for a balance transfer with low interest rates? BSN offers flexible balance transfer tenures between 6 and 48 months, with rates as low as 0% interest per annum! With BSN Balance Transfer, you can consolidate all your credit card debt into one card.
Fees and requirements of the BSN Classic Visa Credit Card
To qualify for a BSN Classic Visa, you need to earn a minimum income of RM24,000 a year.
Applicants must be at least 21 years of age. If you’d like to apply for a supplementary card, the supplementary cardholder must be at least 18 years of age.
Late payment fees of RM10 or 1% of the outstanding amount, up to a maximum of RM75 will be charged when you do not pay your monthly bills on time.
What are the documents needed to apply for a BSN Classic Visa?
Please prepare the following documents to ensure a hassle-free application journey.
Government Employee:
- A copy of your IC (both sides);
- Latest 1-month payslip; OR
- Employee Confirmation Letter (For Army and Police personnel, please attach a copy of the Authority Card)
Private Sector Employee:
- A copy of your IC (both sides); AND
- Latest 3 months payslip/latest EPF Statement/EA Form/BE Form
Self-Employed:
- A copy of your IC (both sides);
- Latest 6 months' company bank statement; AND
- Latest B Form with an official tax receipt for the latest two years;
- Copy of Form 9, 24, & 49; OR
- Copy of Business Registration Certificate
Commission Earner:
- A copy of your IC (both sides);
- Latest 6 months commission statement/Annual commission statement; OR
- EA Form/BE Form with an official tax receipt
