It’s a classic credit card by Bank Simpanan Nasional that gives you reward points when you spend. You’ll also get low interest on your outstanding credit balance, as well as special rates on balance transfer and easy instalment plans.
Rewards For You
There’s nothing like a getting little extra when you spend. With BSN Classic Visa you’ll get 1x Reward Points for every Ringgit that you spend on local retail purchases. Shop overseas and you’ll get double the rewards!
Collect your Reward Points whenever you swipe with this Visa credit card. These points can then be used to redeem exciting gifts for you and the family! Whether it’s kitchenware, travel gear, vouchers, and even gifts for the kids, myBSN reward point catalogue has a gift just for you.
Special Low Rates
Think all credit card interest fees start at a high of 18%? Think again - only Bank Simpanan Nasional gives you interest rates as low as 11%p.a. for government sector and 13.5%p.a. for private sector employees with a Classic Visa credit card. And that’s not all. The annual fee for owning a BSN classic credit card is free for life.
Looking for a balance transfer with low interest rates? Bank Simpanan Nasional offers flexible balance transfer tenures between 3 and 36 months, with rates as low as 0% interest per annum for tenures of 1 and 2 years! With BSN Balance Transfer, you can consolidate your all your credit card debt into one card.
Or if you’re hoping to purchase a retail goodie which is out of your monthly budget, you can get it with easy payment plan ( EPP). BSN EasyPay offers payment terms of 6, 12 and 24 months at interest rates between 3%-5%. To qualify of BSN EasyPay, you’ll have to spend at least RM500 on a single receipt.
Fees And Requirements
To qualify for a BSN Classic Visa card, you need to earn a minimum income of RM24,000 a year. Applicants must be at least 21 years of age. If you’d like to apply for a supplementary card, the supplementary cardholder must also be at least 18 years of age.
Late payment fees of RM10 or 1% of outstanding amount, up to a maximum of RM75 will be charged when you do not pay your monthly bills on time.